Transcript Highlights:

• This bill amends a code section that requires the State Board of Risk and Insurance Management, commonly
• provide this insurance.
• This bill creates a new article in the insurance code entitled Guaranteed Issue Rights for Medicare Supplement
• The provisions of the bill would apply to insurance policies issued by an insurer that are delivered,
• The bill amends two sections in the insurance code affecting mine subsidence insurance and potential

Keywords: 994, senate, all

Summary: The Senate Banking and Insurance Committee met with a quorum present and approved the March 4, 2026 minutes by voice vote. The committee first considered House Bill 55, which updates and modernizes workers’ compensation statutes to reflect the privatized system, remove obsolete provisions, and adjust the Workers’ Compensation Board of Review from five members to three. The Insurance Commissioner testified that the bill is part of the cleanup from privatization and would give the governor more flexibility in appointments. After adopting a strike-and-insert amendment and a title amendment, the committee reported HB 55 to the full Senate with a recommendation that it do pass. The committee then took up House Bill 5463, which would reduce BRIM’s required liability coverage for county boards of education from $1.25 million to $1 million per occurrence and eliminate the separate $5 million excess coverage requirement. BRIM’s director testified that the excess market was difficult to access and costly, but several senators raised concerns that lowering coverage could reduce protection for victims and school-related claims. After a divided vote, the motion to report the bill failed, and HB 5463 was not passed by the committee. Next, the committee considered House Bill 4869, creating guaranteed issue rights for Medicare supplement policies, including annual birthday replacement rights and a special right for certain Medicaid recipients losing eligibility. Counsel said the bill would prohibit underwriting barriers during the guaranteed issue periods and require an annual report on premium trends. With no amendments offered, the committee reported HB 4869 to the full Senate with a recommendation that it do pass. Finally, the committee considered House Bill 5462 on mine subsidence insurance. The bill would allow the mine subsidence fund to offset payments by amounts received from other sources and limit lawsuits over claims reported to BRIM. Members debated a proposed strike-and-insert amendment that would have softened the litigation limits and added notice and remedy provisions, but the amendment was rejected. The committee then reported HB 5462 to the full Senate with a recommendation that it do pass, and the meeting adjourned.

Transcript Highlights:

• Natalie de Sabatino Graf, the Department of Insurance.
• Yes, they would fall under that NAICS code.
• It's an act on Title 18 of the Delaware Code relating to unfair trade practices in automobile insurance
• when resolving an insurance claim.
• between insurers and repair shops.

Summary: The committee heard several bills, but much of the meeting focused on House Bill 306, which would require disclosure when a consumer is interacting with a chatbot rather than a human. Sponsor Senator Townsend described it as a consumer protection measure and said the bill is meant to keep pace with rapidly changing AI technology. Committee members and witnesses raised concerns about the bill’s enforcement structure, especially private rights of action and penalties that could apply even without actual consumer harm. The Department of Justice said the bill would apply where the conduct has a Delaware nexus, and that the disclosure requirement is the key consumer protection. Industry witnesses and chambers of commerce opposed the bill as drafted, arguing it would create broad compliance burdens and expose businesses to excessive litigation risk without a harm requirement or clearer safe harbor language. Earlier in the meeting, the committee discussed House Bill 429, which would update Delaware’s step therapy exception process to include biosimilars and interchangeable biologics. Senator Poore and supporters from Highmark and the Department of Insurance said the bill would modernize insurance law, improve access to effective treatments, and reduce costs; they cited national savings from biosimilars and said the bill has agency support. Members asked about Delaware-specific savings, patient switching, and how the process would work, but no vote was taken during the discussion. The committee also heard House Bill 310, which would exclude large data centers from Blue Collar Jobs Act tax credits; the sponsor said the bill is intended to ensure large energy users contribute more to state and local revenues, while supporters and opponents debated competitiveness and community impacts. House Bill 406, on allowing insureds to choose their auto repair shop, and Senate Bill 347, a cleanup bill related to medical debt collection and personal property levies, were also presented without opposition in the hearing. House Bill 253, concerning who may receive letters testamentary or of administration, was described as a cleanup to align statute with existing practice. The committee approved the meeting minutes, but the transcript does not show final votes on the bills discussed.

Transcript Highlights:

• Codes to the Business and Professions Code.
• codes to the business and professionals. professionals from health and safety and insurance codes to
• and Insurance Code to the Business and Professions Code could inadvertently create harmful roadblocks
• In addition, this doesn't disrupt... ...the reference in the Health and Safety Code and the Insurance
• Code.

Summary: The Assembly Health Committee heard several bills focused on health care access, oversight, and affordability. The first major item was SB 306 by Senator Becker, a prior authorization reform bill. Becker and supporters, including the California Medical Association and California Hospital Association, argued that prior authorization delays care, adds administrative burden, and can lead to serious patient harm. The bill was substantially amended late in the process to have DMHC and CDI identify services and drugs to exempt from prior authorization based on utilization data, with safeguards for fraud, waste, abuse, and patient safety. Health plans and insurers opposed the measure as written, saying prior authorization remains an important utilization-management tool and raising concerns about the 90% threshold, drug inclusion, and how modifications are counted. The committee also heard SB 35 by Senator Umberg, which would let cities or counties inspect unlicensed sober living homes if DHCS does not act promptly on complaints. Supporters said the bill would address weak enforcement and protect residents, while one behavioral health directors group opposed it unless amended. Members generally supported the measure, citing problems with unlicensed facilities and the need for local enforcement backup. The committee then heard SB 62, which would codify California’s updated essential health benefits benchmark if approved by the federal government. Senator Wiener said the package would add hearing aids, durable medical equipment, and infertility treatment including IVF, acknowledging that premiums could rise but arguing the benefits were worth it. Health Access California and other advocates supported the bill, while the California Family Council opposed it. The committee also took up SB 596 by Senator Menjivar, which would tighten the rules for hospitals claiming an on-call list as a defense to nurse staffing ratio penalties. Supporters, including nurses and SEIU, said hospitals have used vague or ineffective on-call practices to avoid accountability and that the bill would improve enforcement and patient safety. Hospital groups opposed it, arguing that staffing is highly dynamic, that hospitals need flexibility to manage acuity and emergencies, and that the bill could increase costs and interfere with collective bargaining arrangements. Finally, the committee heard SB 40 by Senator Wiener, the Insulin Affordability Act, which would cap insulin copays at $35 for a 30-day supply and restrict step therapy unless a plan covers at least one insulin in each drug type. Supporters, including physicians, diabetes advocates, nurses, students, and patient groups, said insulin is life-saving and too often unaffordable, forcing patients to ration or choose between medication and basic needs. There was no formal opposition testimony, though one member questioned why insulin remains so expensive. The committee also began discussion of SB 363, but the transcript cuts off before that bill’s full presentation or any action on the measures. No votes are recorded in the portion provided, and several bills were noted as consent items earlier in the hearing.

Transcript Highlights:

• "It's a specific breakdown that includes the CPT codes that were billed to the insurance carrier.
• insurance companies allow for mid-year provider agreements, policy changes to adjust coding in alignment
• Specifically, HB 1406 prohibits insurers from using AI to conduct audits of provider codes or to adjust
• If an insurer believes a code should be different, a qualified human must review the medical record,
• I would, I can guarantee you that no insurance company is permitted to change a file, >> the code, >>

Keywords: 1189, house, all

Transcript Highlights:

• It's right in the code. I if you I it. It's right in the code.
• this by amending the model code. this by amending the model code.
• Existing Building Code 2021, the International Plumbing Code 2021, the International Mechanical Code
• insurance.
• I mean, usually an insurance insurance.

Keywords: 1189, house, all

Transcript Highlights:

• It's a triennial proposal, triennial code proposal, an adoption process with intervening codes adopted
• other types of risk, which add to benefits for insurers, benefits for the insured, and cost savings.
• Not all code provisions, the residential code is about this thick.
• This bill is a bit of a chainsaw approach to the codes.
• A stable and solvent fare plan is the state insurer of last resort.

Keywords: 988, house, all

Transcript Highlights:

• that<00:13:55.160> are insurers and self-insurers um that are insurers and self-insurers
• <00:15:23.320> and to insurers and to insurers and self-insurers<00:15:25.040> um<00
• , which includes the building code itself, the mechanical code, the energy codes, accessibility, and
• includes the building code itself, the mechanical code, the energy codes, accessibility, and plumbing
• <00:59:22.599> are on code adoption uh before the codes are on code adoption uh before the

Keywords: 1187, senate, all

Summary: The committee met under a new Senate power-sharing arrangement with co-chairs, began with member and staff introductions, and then received a jurisdiction overview from Senate counsel. The overview explained that the Labor Committee’s jurisdiction has not changed from the previous biennium and covers fair labor standards, minimum wage, workers’ compensation, occupational safety and health, and related agencies and boards such as the Department of Labor and Industry, Bureau of Mediation Services, PERB, and the Workers’ Compensation Court of Appeals. It also noted that some topics, including paid leave, fall under other committees, while earned sick and safe time remains within Labor and Industry jurisdiction. Commissioner Nicole Blissenbach and Josiah Moore then gave a detailed Department of Labor and Industry presentation. They reviewed the department’s funding sources, emphasizing that workers’ compensation funds and construction codes/licensing revenues make up most of the budget, while the general fund is a small share. They described the department’s major divisions, including workers’ compensation, construction codes and licensing, labor standards, nursing home workforce standards, and OSHA consultation and compliance, and highlighted practical examples of their work. Examples included return-to-work assistance for an injured worker, compliance training that reduced penalties for self-insurers and claim administrators, and use of the Special Compensation Fund when an employer lacked workers’ compensation insurance. The labor standards section highlighted enforcement actions involving unpaid overtime, pregnancy and parental leave retaliation, wage deductions, and child labor violations, along with totals for 2024 collections and inquiries. The presentation also noted the Nursing Home Workforce Standards Board’s adopted rules, the expansion of construction licensing exams statewide, and OSHA consultation programs such as Min-SHARP and MINSTAR, including a Minnesota employer that recently achieved MINSTAR status. No votes or formal committee actions were taken in the portion provided.

Transcript Highlights:

• I understand some of the insurance...
• Well, the insurance company, they deny that claim.
• I think the natural result is going to be that insurance carriers and self-insureds are going to start
• The solution is a simple semantic change to the insurance code to reclassify the three maintenance taxes
• I'm with Service Insurance Companies.

Summary: The subcommittee heard testimony on a broad agenda of workforce, labor, and workers’ compensation bills. HB 4676 would require political subdivision workers’ compensation networks to follow the same notice, access, and complaint rules as certified TDI networks; supporters said public employees and first responders deserve equal access to care, while municipal risk pool representatives opposed added regulation and said existing 504 networks already perform well. HB 4479 would create a rural workforce development grant program at TWC to support college-and-career readiness and local workforce alignment, and HB 3844 would define “opportunity youth” in state law to improve data, coordination, and access to services for disconnected young Texans; both drew strong support from rural, education, and chamber witnesses. HB 5545 would clarify federal tax treatment for wage-replacement benefits in non-subscriber injury benefit plans, with proponents calling it a win for employers and injured workers. HB 5118 would direct TWC and DIR to study AI and automated employment decision tools in hiring, including bias and oversight concerns. HB 1667 would move existing PTSD workers’ compensation language into a broader Labor Code chapter so more first responders, including state and campus officers, could qualify for benefits; supporters called it a technical fix to extend coverage more evenly across agencies. The committee also heard several first-responder and workers’ compensation bills. HB 2369 would speed up claims handling for injured first responders by allowing a single medical evaluation, giving carriers 60 days to accept or deny a claim, and letting workers seek treatment while disputes proceed; law enforcement supporters said it would help injured officers return to work faster, while opponents warned it would revive extent-of-injury waiver problems and increase litigation. HB 4483 would reclassify certain workers’ compensation maintenance taxes as surcharges to reduce retaliatory taxes imposed by other states on Texas-domiciled carriers, and HB 875, as revised by committee substitute, would create a small-project exception to municipal workers’ compensation and bonding requirements for certain low-value construction contracts in small cities; both were presented as cost-saving measures for Texas employers and local governments. HB 4415 would extend anti-retaliation protections for workers’ compensation claimants from first responders to all public employees and expressly waive sovereign immunity for those claims, with supporters describing it as closing a loophole that leaves public workers without the same remedy available in the private sector. The committee also took testimony on HB 5400, which would expand remedies for sexual harassment victims by removing the requirement to first file an administrative charge, extending the filing deadline from 300 days to two years, clarifying retaliation, and eliminating current damages caps. Supporters, including employment lawyers and a parent of a victim, said the current deadlines and caps prevent many survivors from obtaining counsel or full relief, especially younger workers and those in small workplaces or franchises. Across the agenda, witnesses repeatedly emphasized access to care, fair treatment for injured workers, rural workforce development, and stronger protections for vulnerable employees. After each bill was laid out and testimony heard, the chair generally closed the public hearing and left the bill pending; no final votes were taken, and the subcommittee adjourned after completing the agenda.

Transcript Highlights:

• <00:26:47.919> division core mission in the insurance division core mission in the insurance
• and fire codes modern building codes and fire codes undergo<00:33:54.159> a<00:33:55.320>
• <00:40:24.280> issue insurance issue insurance issue so<00:40:26.240> in<00:40:26.480><
• the of the of the state building codes the of the of the state building codes um<00:41:43.480>
• 01:04:03.599> not already opined that the code does not already opined that the code does not

Keywords: 910, house, all

Summary: The House Committee on Housing held a public hearing on a wide range of housing-related bills. HB 295 on Hawaiian homelands drew support from the Office of Hawaiian Affairs and individual testifiers who described long waits for DHHL housing, while the Department of Hawaiian Homelands offered comments noting that lowering the Native Hawaiian blood quantum from 50% to 25% would require multiple legal and federal review steps. The committee also heard testimony on several Hawaii Public Housing Authority measures, including HB 99, HB 1096, HB 1097, HB 1095, HB 1093, and HB 1094, which generally received agency support and little or no public opposition during the hearing. HB 1094 prompted questions about the handling and sale or donation of seized property, and the agency said it lacked capacity to manage that work directly and would need to consult the Attorney General on liability concerns. The committee then heard HB 1056 and HB 1467, both related to a proposed Hawaii Homes or housing resiliency program. DCCA, the Hawaii Green Infrastructure Authority, the Climate Advisory Team, and Hawaii Realtors supported HB 1056, while the Attorney General requested clarification on fund language. The Insurance Commissioner said DCCA was willing to run the program and that strengthening homes would help keep insurance available in Hawaii. For HB 1467, the Hawaii Green Infrastructure Authority and Climate Advisory Team also supported the measure, with the Attorney General raising concerns about delegation, the special fund, and extension authority. Testimony on both bills emphasized hurricane retrofits, with some witnesses urging harmonization of the two similar proposals and one witness warning that the bills could conflict with efforts to reduce building-code minimum standards. Other measures included HB 1013 on important agricultural lands, which received support from HHFDC, the Office of Planning and Sustainable Development, DBEDT, the Agri-Business Development Corporation, and Purple Maiʻa Foundation, with some agencies offering comments. HB 1294 on agricultural workforce housing drew comments from the Attorney General, who said commissions may be established by law rather than by the department itself, along with support from OHA, a council member, and the Democratic Party of Hawaii Education Caucus. HB 89 on teacher housing received support from OHA and education groups, while the Attorney General said the bill may have constitutional issues and suggested amendments to set standards for voucher applications. HB 276 on condominiums and HB 528 on residential leases also drew support, with no testimony in opposition. HB 415 on public safety and fire sprinklers generated the most clear split in testimony: the State Fire Council, a fire department representative, and an individual supported the bill, arguing sprinklers improve safety and can prevent major losses, while BIA Hawaii, Pacific Home and Appliance Distribution, NAAP Hawaii, Gentry Holmes, and DR Horton Hawaii opposed it, saying the added cost would worsen housing affordability and that existing codes already address safety. No votes or final committee actions were taken during the hearing; the chair repeatedly closed each bill after testimony and questions, and the hearing moved through the agenda without recorded committee votes.

Transcript Highlights:

• And the coding for it is not what you'd normally see, like the A1. The coding is A25-000081.
• The coding is normally see like the A1. The coding is A25-000081. Thank<00:02:00.079> you.
• insurance programs. insurance programs.
• and the applicable classification codes and the applicable classification codes and<00:06:35.120
• <00:06:47.120> fraud program can have an insurance fraud program can have an insurance fraud

Keywords: 1187, senate, all

Transcript Highlights:

• The hospitals point at the insurance companies. The insurance companies point to the providers.
• health insurance change comes.
• remedy actions against property insurance insurers, notice of property insurance claims, and surplus
• lines insurance policies; to amend and reenact section 26 of the North Dakota Century Code relating
• property and casualty insurance rates, surplus lines insurance, risk retention groups, and purchasing

Keywords: 908, all

Summary: The Senate reconvened and handled several House messages and conference committee appointments before taking up a series of bills. It appointed conference committees on Senate Bill 2265 and House Bills 1454, 1448, and 1524. The chamber also adopted a Senate amendment to House Bill 1216, delaying its effective date for the copay accumulator prescription drug bill to January 1, 2026, with later renewal timing for non-PERS plans. House Bill 1216 then came up for final passage. Senators debated whether allowing copay accumulator programs to count manufacturer coupons toward deductibles would help patients with expensive drugs or unfairly shift costs to insurers and other policyholders. Supporters said it would help people afford life-saving medications and that the coupon payments go to pharmacies, not insurers; opponents argued it could raise premiums and create perverse incentives for drug pricing. The bill passed 29-18. The Senate also concurred in House amendments to Senate Bill 2160, which changes health insurance benefits under the Uniform Group Insurance Program to move from a grandfathered to a non-grandfathered plan, with supporters emphasizing added benefits and flexibility and opponents warning of higher costs and irreversible changes. That bill passed concurrence 33-14 and final passage 39-8. The Senate next concurred in House amendments to Senate Bill 2339, the wildfire mitigation bill, which requires utility mitigation plans to be updated every two years, incorporate national electric standards, and creates a rebuttable presumption of reasonable care if the plan is followed. The bill then passed final passage 46-1. The chamber also adopted conference committee reports and passed House Bill 1460 on adult foster care and monitoring devices, House Bill 1440 on cigar lounge tobacco use, and Senate Bill 2374 on insurance-related provisions including property insurance arbitration, managed repair programs, and surplus lines issues; SB 2374 also added a study on towing and recovery coverage. The session ended with announcements of upcoming conference committee meetings and adjournment until April 22, 2025.

Transcript Highlights:

• Covered by the insurance company.
• Coding and claims process.
• Insurance-related tasks alone.
• So your insurance company may pay a different... Amount than my insurance company.
• I would also ask that we are looking for data around insurance, particularly medical malpractice insurance

Transcript Highlights:

• So your insurance companies themselves, the insurance arrangements and other things.
• When we have when we have identified wrongdoing by the insurer or errors by the insurers.
• premium credits or code.
• So the code, the code, the Florida building code is is widely recognized at to be the strongest in the
• This is what's insured.

Transcript Highlights:

• And tell them that we don't like their dress code. Mr. Speaker, may I go take pictures?
• introduced by Representative Nicole Chavez, a memorial requesting the Office of Superintendent of Insurance
• , in consultation with the Health Care Authority, to create a health insurance premium affordability

Bills: HB95, HB111, HJR1, HB32, HB33, HB61, HJM2, HM7, HM17, HM4, HM22, HM23, HM24, HM26, HM3, HM11, HM14, HM15, HM21, HM34, HM50, HB8, HB30, HB43, HB156, HM2, HM16

Keywords: HB95, additional judgeship, district court, judicial district, First Judicial District, Second Judicial District, district judges, court administration, judicial staffing, caseload, access to justice, New Mexico courts, judiciary, judge vacancy, court backlog, state courts, water law, state engineer, civil penalty, compliance order

Transcript Highlights:

• House Bill 4703, a bill to amend the Insurance Code of 1956. First reading of the bill.
• House Bill 4703, a bill to amend the Insurance Code of 1956. First reading of the bill.
• House Bill 5807, a bill to amend the Insurance Code of 1956. First reading of the bill.
• House Bill 5807, a bill to amend the Insurance Code of 1956.
• The bills are 1.03, a bill to amend the insurance code of 1956.

Keywords: 983, senate, all

Transcript Highlights:

• Do they use the same billing code to the insurance?
• billing code to the insurance?
• My understanding is these two codes are not covered by commercial insurance anywhere else, certainly
• My understanding is these two codes are not covered by commercial insurance anywhere else, certainly
• Evidently, insurance companies are not really doing that because they don't even have the codes.

Keywords: 1189, house, all

Transcript Highlights:

• It's actually a..." "...higher reimbursement code. It's actually an average of the three codes.
• "Madam Chair, Representative, but you're adding a code into the G codes.
• , which these are bundled codes the way an insurance company pays currently.
• Madam Chair, so these codes are general codes. Any laboratory is able to bill this code.
• It's a set CPT code.

Keywords: 996, all

Transcript Highlights:

• To raise income, we continue with a sustainable insurance strategy and allow the insurers to justify
• People buy flood insurance because they have to buy flood insurance.
• People buy flood insurance because they have to buy flood insurance.
• As was mentioned, I did work for Zurich and Farmers Insurance. I'm a recovering insurance lobbyist.
• with insurers filing and receiving approvals under the Sustainable Insurance Strategy.

Keywords: 987, senate, all

Summary: The Senate Committee on Insurance held an informational hearing on how climate change, wildfire risk, and related catastrophes are affecting California’s insurance market, affordability, and availability. Chair and members framed the issue as a statewide challenge tied to resiliency, land use, utilities, legal liability, and the FAIR Plan. Senator Becker noted the hearing was connected to SB 254 and its recent report, while the Vice Chair emphasized that the state’s current regulatory framework limits flexibility and that industry testimony would also have been useful. Amy Bach of United Policyholders described worsening availability and affordability, driven by climate impacts, insurtech/risk scoring, inflation, and the growth of surplus lines coverage. She said the Sustainable Insurance Strategy is beginning to show progress, but the FAIR Plan remains too large and non-admitted carriers create concerns because they are less regulated and do not share FAIR Plan or guaranty fund obligations. She stressed that mitigation incentives, grants, and voluntary insurer rewards for wildfire-hardening are important, but that many households cannot afford the needed improvements. In response to questions, she said underinsurance remains a major problem, especially after recent fires, and suggested stronger insurer responsibility for replacement-cost estimates or broader replacement-cost endorsements. Actuary Nancy Watkins and Stanford’s Michael Wara argued that California must both reduce wildfire risk and allow actuarially sound pricing if it wants a healthier market. Watkins compared the market to a household with rising expenses and said the state needs a mitigation framework focused on the highest-risk communities, especially older neighborhoods and homes near the wildland-urban interface. Wara said premiums must roughly equal expected claims plus expenses, and that California is “burning down too many houses,” which drives both availability problems and higher rates. He highlighted the role of structure-to-structure spread, older housing stock, utility ignitions, and the need to focus on community hardening, not just vegetation management. Both speakers said mitigation should be targeted, science-based, and sustained rather than one-time or scattered. Frank Freebalt of Cal Poly and Michael Gullner of UC Berkeley continued the discussion on fire modeling and risk reduction. Freebalt said the problem is best understood as a structure ignition and urban conflagration problem, requiring integrated land-use, utility, and community mitigation, with evidence-based priorities and better analytics. He emphasized that the state should focus on the highest-risk intersections first and that targeted mitigation can multiply the effectiveness of suppression and evacuation resources. No votes or formal actions were taken; the hearing was informational and focused on testimony, questions, and policy discussion.

Transcript Highlights:

• code and fire codes caught up to this?
• codes<00:43:06.880> zoning<00:43:07.200> codes<00:43:07.599> all<00:43:07.760><
• c> the<00:43:07.839> rest<00:43:08.040> that codes zoning codes all the rest that codes
• where the code hasn't caught up to what we're allowing, and I'm a little bit leery of putting my insurance
• people that doesn't adopt the code and you don't have any code enforcement out there?

Keywords: 1187, senate, all

Transcript Highlights:

• But consumers have to know their insurance company's criteria for renewal to stay insured, and SB 1301
• But consumers have to know their insurance company's criteria for renewal to stay insured, and SB 1301
• Addresses insurer concerns that in cases where the home is not rebuilt for several years, ...the insurer
• Addresses insurer concerns that in cases where the home is not rebuilt for several years, the insurer
• Building code upgrade coverage.

Summary: The Assembly Insurance Committee met to consider several insurance-related bills, with SB 1301 by Senator Allen and SB 876 by Senator Padilla receiving the most discussion. SB 1301 would reform residential property insurance non-renewals by requiring clearer written explanations, giving policyholders a chance to fix identified issues, and limiting non-renewals based on unreasonable grounds. The bill was supported by consumer advocates, fire survivors, local officials, and several organizations, while insurers said they had worked extensively with the author and were moving to neutral, though they still raised implementation and proprietary-information concerns. The committee voted to pass SB 1301 as amended to Appropriations, with the roll left open briefly before the bill was declared out. SB 876 would overhaul wildfire and disaster claims handling by requiring updated replacement-cost estimates, stronger extended replacement-cost and building-code coverage options, faster status updates when adjusters change, and other consumer protections. Supporters included the Department of Insurance, United Policyholders, consumer groups, and local representatives, who argued the bill addresses underinsurance, delays, and inconsistent claims handling exposed by recent wildfires. Several industry groups said recent amendments resolved major concerns and moved them to neutral, while the California Fair Plan remained respectfully opposed pending further review. The committee approved SB 876 as amended to Judiciary, again leaving the roll open briefly before finalizing the vote. The committee also took up a consent item, SB 536 by Senator Archuleta, which was approved unanimously to Appropriations. Other bills listed at the start of the hearing, SB 555 and SB 795, were pulled at the request of the authors and were not heard.