Transcript Highlights:

• And if it is, it will be regulated under these insurance product standards.
• And if it is, it will be regulated under these insurance product standards.
• And if it is, it will be regulated under these insurance product standards.
• And if it is, it will be regulated under these insurance product standards.
• And if it is, it will be regulated under these insurance product standards.

Bills: HB300 , HB40 , SB19 , HB283 , HB179 , HB296 , HB300 , HB40 , SB19 , HB283 , HB179 , HB296

Committee: House Insurance

Keywords: HB300, Choctaw County, probate court, probate judge, recording fee, filing fee, deed tax, mortgage tax, deeds, mortgages, property records, recordation, county local act, local legislation, technology upgrades, digitalization of records, recordkeeping, county treasury, special fund, court administration

Transcript Highlights:

• Our standards, our findings, are based on professional licensing standards and the administrative record
• or whether they have violated those standards.
• A decision by Otis, long standards and different definitions.
• More than it is what the standard is. Criteria? Correct. More than it is what the standard is? Yes.
• In my year here at TSPC, I would say that we have made great strides in setting standards, standard meetings

Keywords: 907, all

Transcript Highlights:

• OF THE STANDARDS AND UTILIZING ASSESSMENT DATA TO INFORM INSTRUCTION AND INTERVENTION.
• THAT ONCE THEY START BY THE SECOND TIME THEY LEAVE A SHOULD BE ABLE TO MASTER THAT SET OF STANDARDS.
• ONE THAT TESTS THE ENTIRETY OF THE SET OF SECOND GRADE STANDARDS THAT PAUL JUNIOR HAS TO KNOW.
• LEVEL STANDARDS.
• AND THE STANDARDS WERE DIFFERENT FOR STUDENTS TO LEARN.

Transcript Highlights:

• And for that reason, it's been defined as non-standard amongst those association standards.
• And for that reason, it's been defined as non-standard amongst those association standards.
• ANSI standards.
• for the NENA standards?
• So the standards that you all have, do the plans meet the standards that you have?

Committee: House Emergency Management

Keywords: 988, house, all

Transcript Highlights:

• Now, malice is a very high standard. Malice is a very high standard.
• Design standards are used for crime prevention techniques and to use...
• These design standards deal with what plans go on what lot.
• These standards apply to a million-dollar home and a $200,000 home.
• They don't care about price when these standards get applied.

Bills: SB1254 , SB1431 , SB1478 , SB1566 , SB1787

Committee: House Commerce

Keywords: workers' compensation, industrial commission, safety regulations, employee protection, penalties, compliance, municipal planning, homeowners associations, design regulations, property rights, building permits, single-family homes, liquor, alcohol, spirituous liquor, liquor license, liquor licensing, Arizona Department of Liquor Licenses and Control, restaurant to-go cocktails, mixed cocktails

Transcript Highlights:

• </c> trash incinerator actually has standards trash incinerator actually has standards that<00:35:40.599
• standards.
• standards.
• ><c> it's</c> become our standards but I think it's become our standards but I think it's misguided<00
• We are— Jed, thank... standards standards uh<01:17:45.280><c> chair's</c><01:17:45.600><c> recommendation

Committee: House Consumer Protection & Commerce

Keywords: 910, house, all

Summary: The committee heard testimony on several measures, beginning with HB 117 on condominiums. Testifiers were split: reserve-study professionals and the Community Associations Institute opposed tying reserve requirements to assessed value, arguing reserve studies should be based on actual components and costs and that the bill could lead to over- or under-collection. Condominium owners and advocates supported the bill, saying some associations are not completing reserve studies or are failing to provide audits and adequate funding, and urging stronger fiduciary accountability. A member later asked about compliance rates, and a witness said he was not aware of any association that had failed to do a reserve study, estimating compliance at well over 95 percent, likely close to 100 percent. The committee then took testimony on HB 544 on pet insurance, which drew support from the Attorney General’s office and the Insurance Division with comments about contract-impairment issues, as well as support from the North American Pet Health Insurance Association and the Hawaiian Humane Society. Testifiers said the bill would help consumers understand and use pet insurance as veterinary costs rise. HB 983 on certified public accountants also drew mostly support, with the Hawaii Society of CPAs and the Hawaii Association of Public Accountants offering conditional support and proposed amendments. Public accountants said the bill could help address a shortage of CPAs and expand pathways into the profession, while some speakers cautioned that the language needed clarification and that public accounting experience should be tied to CPA-firm work. An instructor from UH West Oahu said students cannot afford the extra credits currently required and would benefit from a more accessible pathway. The committee also heard HB 1050 on Title 24, with DCCA supporting the measure and no opposition or questions. The discussion then moved to HB 256 HD1 on environmental protection and incinerator emissions. The Department of Health offered comments, while Energy Justice Network and Climate Protectors Hawaii supported strengthening the bill, warning that it could weaken existing standards at H-Power unless amended to preserve stricter state rules and require modern pollution controls. A member questioned the Department of Health about H-Power’s permits and whether additional controls would be required if federal rules change; the department said permits are reviewed every five years and that the facility currently meets state and federal requirements, while EPA rules remain in a public comment process. Finally, the committee heard HB 1051 HD1 on energy efficiency portfolio standards, with support from the Consumer Advocate, State Energy Office, Climate Change Mitigation and Adaptation Commission, Public Utilities Commission, and Hawaii Energy. The committee then heard HB 350 HD1 on energy, where the State Energy Office supported the bill, Solar Ray Corporation offered conditional comments urging any new mandated water-heating technology to meet the same efficiency level as existing solar thermal systems, and the Kauai Climate Action Coalition testified in support. No votes or final committee actions were taken during the portion of the meeting provided.

Transcript Highlights:

• I believe the bill does mention the standard, and that standard had five guiding principles: it is secure
• was had uh standard and uh that standard was had uh five<00:07:35.400><c> guiding</c><00:07:35.840><
• I just did a quick search on that standard, the ISO standard, and it does exist.
• I just did a quick search on that standard, the ISO standard, and it does exist.
• </c><00:25:56.600><c> the</c> did a quick search on that standard the did a quick search on that standard

Keywords: 1183, house

Transcript Highlights:

• There is a standard evidentiary standard in place that also makes me question the necessity of this bill
• </c><00:08:39.360><c> also</c> evidentiary standard in place that also evidentiary standard in place
• </c> new evidentiary standard new evidentiary standard basically<00:21:45.559><c> um</c><00:21:45.840
• So does the EPA not abide by that standard, a legal standard, as opposed to a standard that's incorporated
• </c><00:24:45.720><c> in</c> EPA can agree to that standard in EPA can agree to that standard in various

Keywords: Meeting Start 00:00 Attendance Roll Call 00:44 Introduction of Guests 01:21 HB 137 Discussion 02:11 HB 137 Roll Call Vote 25:35 HB 346 Discussion 26:15 HB 346 Roll Call Vote 27:24, 958, all

Summary: The Natural Resources Committee met with prayer and the Pledge, approved the prior minutes, and recognized visiting guests, including representatives from Nucor Steel and students from Eastern Kentucky University. The main business was House Bill 137, which would require air-pollution enforcement actions by the Energy and Environment Cabinet and Louisville Metro Air Pollution Control District to rely on EPA-approved monitoring methods or scientifically defensible, quality-assured data. The sponsor and industry supporters argued the bill would ensure reliable evidence and protect manufacturers from enforcement based on questionable data. Opponents, including the Kentucky Resources Council, the West Jefferson County Community Task Force, and a former cabinet employee, argued the bill would conflict with the Clean Air Act’s allowance for “any credible evidence,” could exclude community air-monitoring data and citizen complaints, and might weaken enforcement by limiting the use of lower-cost sensors, photos, video, and other nontraditional evidence. Committee members questioned how credible evidence and the Daubert standard would apply, and supporters and opponents debated whether the bill would simply set evidentiary rules or improperly narrow enforcement authority. One member also raised concerns that the bill’s title and scope could be read as affecting the broader air program. House Bill 137 was ultimately approved favorably by roll call vote, with Senator Webb’s aye vote later clarified for the record. The committee then took up House Bill 346, as amended by a subcommittee. The bill was described as helping about 708 companies and carving out emergency generators used for safety purposes in distilleries, with support from the Kentucky Chamber. The subcommittee amendment was adopted, and the bill passed the committee favorably by roll call vote. The meeting ended with an attempted adjournment and a brief record correction on the vote for House Bill 137.

Transcript Highlights:

• Some states, shockingly, have maybe lower standards.
• But I think with the current reciprocity law, the current standards, we have good standards in the state
• Law, the current standards, we have good standards in the state. And we should be proud of it.
• This section is that gold standard we talk about.
• with you, they are very good standards.

Committee: House Professional Registration and Licensing

Summary: The Committee on Professional Registration and Licensing met in executive session and first approved House Bill 1963 by a 16-0 vote, then later revisited it and again voted do pass by consent, 19-0. The committee also approved a House Committee Substitute for House Bill 3129 by a 14-0 vote with two present, after discussion that the substitute clarified the use of the term “physician assistant” and required practice under Missouri statute. In public hearing, House Bill 2300 was presented as a workforce bill creating a temporary two-year Missouri licensing path for experienced out-of-state workers whose prior states did not license their occupation. Supporters said it would help workers in fields such as makeup artistry and interior design enter the Missouri workforce without starting over, while still requiring passage of Missouri exams and excluding applicants with disciplinary issues. Some members raised concerns about the bill’s broad reach into Chapter 324 professions and whether it should be narrowed to avoid affecting highly regulated fields. House Bill 1813 was then heard as a narrower “carve-out” for the Board of Architects, Professional Engineers, Land Surveyors, and Landscape Architects. The sponsor and the Missouri Society of Professional Engineers said it would correct unintended consequences of a 2020 reciprocity law that had allowed some applicants who did not meet Missouri’s education or experience standards to be licensed; they cited data showing a significant number of reciprocity licenses issued since 2020. Opponents argued the bill would create barriers to work and give the board too much discretion, while supporters said it was needed to protect public safety and restore Missouri’s standards. Finally, House Bill 2649 was heard to extend reciprocity to licenses from the United Kingdom. The sponsor said it was intended to strengthen Missouri’s relationship with the U.K. and help workers with U.K. credentials, but members and witnesses quickly noted that because the bill used Chapter 324 language, it could affect many professions, including medical fields. The Missouri State Medical Association opposed the bill unless health care professions were carved out, and committee members expressed confusion about the scope before the hearing concluded with no further action on the bill.

Transcript Highlights:

• standards and the Accredititation standards and the steadfastness<00:47:18.319><c> to</c><00:47:18.560
• </c> that hold institutions to the standards. that hold institutions to the standards.
• </c> So is it who is setting the standards? So is it who is setting the standards?
• The language of our standards, the substance of our standards, frankly, whether the standards create
• The language of our standards, the substance of our standards, frankly, whether the standards create

Keywords: 928, house, all

Summary: The committee heard updates from the chancellors of the state university system and the community college system on ongoing restructuring, collaboration, and enrollment trends. The university system said its office move to the NHTI campus is ahead of schedule and should save students about $250,000 a year while creating revenue for the community college system. Both systems described continued work on transfer pathways, direct-admit outreach, shared advising, and broader efforts to shrink footprints, reduce costs, and improve operational efficiency in response to declining enrollment and demographic pressure. A major topic was a possible federal change to Pell Grant eligibility that would require students to enroll in at least 7.5 credits. The chancellors said most community college students are part-time because of work and family responsibilities, and that the change could affect roughly 2,000 current Pell recipients and make it harder for students to afford or sustain enrollment. Members also discussed how the state’s governor’s scholarship statute largely benefits full-time students, suggesting possible future statutory changes. The chancellors explained how credits typically work, noting most courses are three or four credits and that students would likely need to add an entire course to meet the proposed threshold. The committee also discussed the broader higher education landscape, including declining high school cohorts, competition among New England institutions, and the need to right-size capacity. One member raised concerns about the health of regional campuses such as Plymouth and Keene; the chancellors said incoming enrollment is down at UNH and Plymouth and holding at Keene, attributing the trend to demographics rather than one campus drawing students away from another. They emphasized the importance of community colleges, adult learners, and short-term workforce programs as part of the state’s future education mix. Finally, the committee touched on the value of the university system’s research enterprise. The chancellor said about $250 million a year flows into the university system in federal research grants, with about $9.5 million currently under stop-work orders from federal agencies. She said the immediate concern is not DEI-related but federal cuts and possible caps on indirect cost recovery. Members noted that the R1 research designation supports business partnerships, student opportunities, and economic development projects such as West Edge in Durham.

Transcript Highlights:

• We have a very good livestock standard board with standards. We were very proactive on that.
• We have a very good livestock standard board with standards. We were very proactive on that.
• "We have a very good livestock standard board with standards. We were very proactive on that.
• </c> standards that we follow nationally? standards that we follow nationally?
• </c><00:31:11.760><c> I've</c> our livestock standard of care. I've our livestock standard of care.

Committee: Senate Agriculture

Keywords: Meeting Start: 00:00 Attendance Roll Call: 00:32 SB 155 Discussion: 03:00 SB 155 Roll Call Vote: 07:50 SB 45 Discussion: 08:39 SB 45 Roll Call Vote: 36:00, 958, all

Transcript Highlights:

• , my Red Book standards and the generally accepted government auditing standards, or the Yellow Book
• in the particular requirements of those standards.
• I won't go into the standards because the Yellow Book standards is, I think, several hundred pages long
• in the particular requirements of those standards. sets of standards and so there are a lot of differences
• in the particular requirements of those standards which I won't go into because the yellow book standards

Keywords: 907, all

Summary: The Joint Interim Committee on Legislative Audits met on June 17 for informational presentations. The Department of Administrative Services, through Chief Audit Executive Eli Ritchie, gave an overview of statewide internal audit requirements and the fiscal year 2025 report. He explained the difference between internal and external audit, described Oregon’s statutory and rule-based internal audit structure, and reported that 30 agencies had internal audit functions, with most meeting required standards. He said 73 audits and 49 advisory/consulting engagements were completed statewide, with strong compliance overall, though a few agencies were rebuilding audit committees after vacancies. No committee questions were raised after the presentation. The Secretary of State’s Audits Division then presented its Government Waste Hotline annual report. Director Steve Bergman and audit manager Olivia Rekhed described changes made to align the hotline with statute, including renaming it the Government Waste Hotline, creating a review panel, improving anonymity protections, removing fraud reporting from the hotline’s scope, and adjusting reporting timelines. They said hotline volume increased modestly in 2025, most reports were referred elsewhere or closed for insufficient evidence, and two reports were substantiated, including questioned costs of about $856 for personal use of a state vehicle and about $2.9 million tied to the Preschool Promise program. Committee members asked about hotline staffing, cost, anonymity, and follow-up on findings; staff said the hotline is lightly resourced, uses a contracted intake service, and referrals or recommendations are followed up through management letters and later reviews. The committee also heard an audit of the Oregon Parks and Recreation Department’s safety inspections and asset tracking. The Secretary of State’s office reported that OPRD had not consistently conducted or documented quarterly OSHA safety inspections and had incomplete asset records, including missing acquisition dates and costs for many assets. The audit made eight recommendations covering safety inspection policies, asset management guidance, tagging, reconciliations, disposition controls, training, and a new asset management system; OPRD agreed to all recommendations. OPRD officials said they had already begun training staff, improving inspection procedures, and working toward a replacement asset system, while noting operational challenges from a large, dispersed park system and manual processes. Committee members asked about what kinds of assets are tracked, how tagging works, whether items were actually being lost, and how much tracking is necessary for low-value tools; OPRD said the main issue was inconsistent classification and documentation rather than widespread loss. The meeting ended with no votes or formal actions taken.

Transcript Highlights:

• With the absence of these clear standards...
• standards are being finalized.
• Everyone agreed: California needs uniform, science-based standards.
• In fact, the absence of standards is what drives litigation today.
• In fact, the absence of standards is what drives litigation today.

Summary: The Assembly Insurance Committee met as a subcommittee at first because a quorum was not initially present, then later established a quorum and heard several bills. The main special-order item was AB 1795 (Gibson), which would create statewide standards for testing, inspection, and remediation of wildfire smoke damage in homes, with CalEPA and public health agencies developing science-based standards and insurers required to follow new claims-handling timelines. Supporters, including Insurance Commissioner Ricardo Lara and wildfire survivors, said the bill would bring consistency and safety; insurers and consumer groups generally supported the concept but sought further amendments on scope, standards, and claim handling. The committee voted do pass as amended and refer AB 1795 to Appropriations, with the roll held open for later additions. The committee also considered AB 1576 (Ortega) on the Subsequent Injury Benefit Trust Fund, which would make changes intended to reduce litigation and employer assessments while preserving the program’s purpose of encouraging hiring of workers with prior disabilities. Labor-side witnesses supported the bill as a reform step, while business, public entity, and insurance groups opposed it, arguing it did not address the core structural problems and that a trailer bill was a better vehicle for broader reform. AB 1576 was voted do pass to Appropriations, with the roll held open. AB 1931 (Papan) would create an optional limited-lines license for utilities to offer home protection products for repairs to appliances and utility service lines. Support came from HomeServe, utilities, and industry groups, who said the bill would clarify current law and add consumer protections such as training, disclosures, and a free-look period; there was no opposition in the room. The committee passed AB 1931 to Appropriations. AB 2361 (Pacheco) would limit vicarious liability for peer-to-peer vehicle-sharing platforms like Turo while preserving insurance coverage requirements; supporters said it would align California with other states, while consumer attorneys opposed it as reducing accountability and consumer recovery. The committee passed AB 2361 as amended to Appropriations. AB 2098 (Kalra), heard later, would require employers to allow leave for workers to attend treatment for occupational injuries during work hours, subject to notice and business-necessity limits; labor groups supported it and business and insurance groups sought narrower standards. It was also voted do pass to Appropriations. The committee then completed roll-call add-ons and adjourned.

Transcript Highlights:

• IEEE 1547 standards, the standards that support and coordinated with the National Electric Code, and
• Grid standards date back actually all the way to the 1890s.
• Another important standard is UL 1741. This is a certification standard.
• The 1547 standard is the requirements.
• The UL standards govern how they're tested and listed.

Summary: The Senate Environment, Energy, and Technology Committee held public hearings on two producer-responsibility bills and then a work session on consumer electrical equipment. On SB 6271, which would create an extended producer responsibility program for mattresses, staff explained the bill’s requirements for a producer responsibility organization, collection and recycling targets, reporting, and enforcement. Senator Hunt said the measure would reduce landfill burden and illegal dumping while creating recycling jobs. Local governments, a recycler, and environmental advocates testified in support, citing landfill capacity concerns, high disposal costs, and the potential to recover most mattress materials. Retail and industry groups said they support the goal but opposed the bill as drafted, arguing it differs from existing state models and could create unnecessary cost and administrative burden. The hearing closed with 459 signed in support and 172 opposed. The committee then heard SB 6174, a proposed substitute on textile producer responsibility that would first require a needs assessment and the creation of a coordinating organization. Supporters, including the sponsor, environmental advocates, Seattle Public Utilities, and a student testifier, described textiles as a fast-growing waste stream with major landfill, pollution, and global labor impacts, and said the needs assessment is an important first step. Opponents from retail, business, apparel, and hospitality groups said they support continued stakeholder work and the needs assessment concept, but raised concerns that the bill still presumes a future EPR program, could impose fees and penalties, and may sweep in retailers and company uniforms in ways that create burdens for small businesses. The hearing closed with 1,253 signed in support and 364 opposed. In the work session, Jeremiah Miller of Pacific Northwest National Laboratory briefed the committee on codes and standards for grid-connected and portable solar equipment. He explained how the National Electrical Code, UL certification standards, and IEEE interconnection standards work together, and described newer supplemental standards such as UL 3141 for power control systems and UL 3700 for portable or plug-in solar. Members asked about safety, certification timing, and how Washington could allow these products while ensuring proper installation and consumer protection. Miller said UL 3700 is very new and not yet widely certified in the market, but that the current code framework can accommodate certified products while standards continue to evolve. The committee took no votes and adjourned after the work session.

Transcript Highlights:

• These are necessities, and they should be the standard.
• The first one being the evidentiary standard.
• The true gold standard for child welfare law is the best interest standard to specifically meet the needs
• doubt standard or active efforts?
• That has this all-encompassing standard for all.

Bills: HB18 , HB37 , HB 116 , HB388 , HB879 , HB913 , HB 1151 , HB2216 , HB2358 , HB2809 , SB577 , SB1590 , SB1782 , SB1887 , SB2744 , HB18 , HB37 , HB116

Committee: Senate Health & Human Services

Keywords: rural health, hospital funding, healthcare access, mental health services, financial stability, perinatal bereavement, healthcare, hospital training, bereavement support, maternal care, fetal demise, stillbirth, neonatal death, parent-child relationship, involuntary termination, family law, child welfare, child protection, HB 388, HB388

Transcript Highlights:

• It doesn't lower quality standards. State standards remain fully enforced.
• We're proud of California, proud of our labor standards, and we always fight to include labor standards
• We need to have standards.
• We can't let our standards, whether it's for labor standards or inspection standards, become the new
• lower standards.

Summary: The committee began without a quorum and first heard AB 748, which would create pre-approved housing plans for single-family homes and small multifamily projects under 10 units, with delayed implementation for smaller cities and counties. The author said the bill is modeled on the state’s ADU preapproval process and is intended to make housing approvals ministerial and faster. Support came from housing and business groups, while several cities opposed it. Senators raised concerns about local control and whether small or rural jurisdictions have the staff and infrastructure to implement the program, but the author emphasized that local agencies would still control the plans and land-use decisions. No vote was taken because there was no quorum. The committee then heard AB 1621, which would tighten timelines and accountability for post-entitlement permits, limit plan-check resubmittals, and restrict field changes unless needed for health and safety. The California Building Industry Association and many housing groups supported the bill, arguing that permitting delays raise costs and slow housing production. The League of California Cities, counties, and several local governments opposed it, saying the two-plan-check limit is too rigid and that the bill could create litigation risk and reduce local flexibility to ensure code compliance. Members debated the proper standard for additional review and whether the bill should allow exceptions for state mandates; the author said the bill was meant to stop endless back-and-forth while preserving health-and-safety exceptions. The bill was recommended for a due-pass motion to Appropriations when quorum is reached. AB 2748 was next, proposing a three-year delay in the new electric-vehicle readiness requirements for 100% affordable housing projects, keeping the older 40% standard during that period. The author and affordable housing advocates said the change would reduce costs and help scarce housing dollars go further, while opponents from environmental, transportation, and clean-energy groups argued the current code is already cost-effective and that the bill would create a double standard and reduce EV access for low-income residents. Senators discussed whether the bill should require additional EV-capable infrastructure if projects use the older standard, and several members said they supported the bill but urged continued work on amendments. The committee also heard AB 1732, which would expand CEQA streamlining to student housing projects at public universities and community colleges with long-range plans. The author and student housing advocates said campus housing shortages are driving student homelessness and that the bill would help projects move faster; some senators supported the concept but questioned the bill’s geographic limits and whether labor standards or rural-campus criteria might be too restrictive. The meeting also included AB 1738, which would require jurisdictions to offer virtual inspections for certain simple home inspections. Supporters said remote inspections save time and money and have been used safely in California, while one senator said she could not support virtual inspections for more complex items like roofs and solar work. No final votes were taken during the transcript, and several bills were held pending quorum or further action.

Transcript Highlights:

• Definitions and testing standards.
• requirements with export standards.
• Thompson, so looking at the standards that... Ms.
• Thompson about the seed standards not having a particular date, and then we have other standards that
• Thompson referenced is these seed standards.

Committee: Senate Agricultural Affairs

Keywords: 989, all

Transcript Highlights:

• </c> the note does technically meet standards the note does technically meet standards but<00:20:20.039
• The note is meeting standards.
• standard procedures and generally standard procedures and generally agencies<00:25:17.399><c> do</c><
• </c><00:25:50.279><c> and</c> there additional standards and there additional standards and procedures
• </c> say hey this this doesn't meet standards say hey this this doesn't meet standards we<00:31:54.200

Committee: Senate Finance

Keywords: 1187, senate, all

Transcript Highlights:

• ><c> academic</c><00:42:58.160><c> standards</c> standards in the academic standards standards in the
• standards</c><00:43:00.720><c> are</c><00:43:00.960><c> not</c> statute that academic standards are not
• So this subdivision to determine exemption standards in addition to the standards set by free school
• </c> standards in addition to the standards standards in addition to the standards set<01:04:56.240><
• nothing to do with health standards.

Committee: House Education Policy

Keywords: 1183, house

Transcript Highlights:

• Is that kind of the standard, or does this seem a little hefty?
• We expect standard language related to authorization to start work, authorization to pay insurance, Standard
• And let's start by going over wildfire property mitigation standards.
• that made sense or if there would be a suite of standards to discuss.
• And what we had learned in the work group is the IBHS standard is that gold standard backed by the insurance

Bills: HB2428 , HB2399 , HB2087

Committee: House Consumer Protection & Business

Keywords: life insurance, policy lapse, policy cancellation, nonpayment of premium, premium grace period, lapse notice, termination notice, third-party notice, third-party designee, beneficiary protection, consumer protection, insurance regulation, insurer notice requirements, policyholder, beneficiary, Washington RCW, insurance code, unintentional lapse, coverage continuation, premium delinquency