Video & Transcript Research : 'consumer information'
Page 103 of 500
FL
Florida 2025 Regular Session
February 4, 2025 - 12:30 PM
Transcript Highlights:
- It helps identify private-market insurance options for consumers and ensure that only consumers who are
- Very informative.
- As we see that decrease, consumers will benefit because, as we talked about earlier, consumers pay for
- We provide pre-landfall information, as well as information on how to file claims in advance of the storm
- We provide pre-landfall information, as well as information on how to file claims in advance of the storm
Summary:
The Insurance and Banking Subcommittee received a lengthy presentation from Citizens Property Insurance Corporation CEO Tim Serio, with Insurance Commissioner Michael Yaworski also answering questions. Serio reviewed Citizens’ role as Florida’s insurer of last resort, its statutory funding structure, eligibility rules, depopulation program, reinsurance obligations, and the surcharge/emergency assessment mechanisms that can be used if Citizens runs a deficit. He emphasized that recent legislative reforms, combined with lower litigation and improved market conditions, have helped the private market recover and reduced Citizens’ policy count from a peak of about 1.41 million in 2023 to 936,182 at the end of 2024, with a projected drop to about 771,000 by the end of 2025. He also said the reforms reduced Citizens’ rate need and helped avoid an emergency assessment after the 2024 storms.
Members asked about Citizens’ rate increases, why Citizens still seeks higher rates despite lower litigation, how the 20% eligibility threshold works, whether Citizens should be wind-only, and whether the state or federal government could help with deficits. Serio explained that Citizens is still charging below actuarially sound rates in most areas, that rate filings reflect reduced litigation and lower reinsurance exposure, and that assessments on all Florida property policyholders are the reason Citizens tries to build surplus and depopulate. He said the depopulation program is working better than in the past, with less than 2% of takeout policies returning to Citizens, and that the Office of Insurance Regulation has been vetting takeout companies more carefully.
A substantial portion of the discussion focused on claims handling after Debby, Helene, and Milton, including flood-versus-wind disputes and Citizens’ use of the Division of Administrative Hearings for some claim disputes. Serio said Citizens had received 76,625 claims from the three storms and had paid nearly $823 million in indemnity and expenses as of January 7, 2025. He said many closed-without-payment claims were either below deductible, withdrawn, duplicate, or flood-only, and that Citizens had asked its internal audit function to independently review the claims data and denials. He also described Citizens’ storm outreach, catastrophe response centers, managed-repair program, and claim review process, and said the corporation remains focused on paying valid claims while minimizing the risk of assessments on the broader Florida market.
CA
California 2025-2026 Regular Session
Assembly Business and Professions Committee Jun 16th, 2026
Business and Professions
Transcript Highlights:
- He A father falling asleep behind the wheel after consuming nitrous and crashing into a fence.
- It also sets standards for AI use in therapeutic settings and practice by requiring informed consent
- It is about protecting appropriate scope, but ultimately it's about consumer and patient protection,
- But ultimately, it's about consumer and patient protection, particularly those who are vulnerable and
- On SB 903, Padilla, the motion is due pass to the Committee on Privacy and Consumer Protection.
Summary:
The Assembly Business and Professions Committee heard several Senate bills focused on workforce training, public safety, health, and consumer protection. SB 1203 by Senator Smallwood-Cuevas would expand and modernize private security guard training, especially de-escalation training, and drew strong support from security workers and labor groups who described dangerous encounters and inadequate preparation. Opponents, including security firms and business groups, argued the bill would impose major costs, create staffing shortages, and push employers toward unregulated alternatives. The committee ultimately voted to pass the bill to Labor and Employment, with some members noting support contingent on future amendments about training capacity.
SB 936 by Senator Blakespear would restrict retail sales of larger nitrous oxide canisters while preserving legitimate medical, culinary, and automotive uses. Supporters, including Orange County Supervisor Katrina Foley, counties, public health groups, waste agencies, and law enforcement organizations, said misuse of nitrous oxide is causing addiction, impaired driving, neurological harm, and disposal hazards. There was no organized opposition on the record, and the committee passed the bill to Public Safety.
SB 1271 by Senator Reyes would require the Medical Board to collect data on licensed midwives’ capacity to serve as preceptors and train new students, with the information reported to the Legislature. Supporters said California’s midwifery pipeline is strained, especially in rural and birth-desert areas, and that more data is needed to expand training access. The committee passed the bill to Health. SB 903 by Senator Padilla would prohibit AI chatbots from being advertised or used as therapists without appropriate licensed-professional oversight and informed consent, and would reinforce confidentiality and patient-protection rules. Testimony centered on the death of a teenager after extensive interactions with an AI chatbot, with supporters urging stronger guardrails and opponents asking for amendments; the committee passed the bill to Privacy and Consumer Protection. The consent calendar item, SB 1165 by Senator Caballero, was also approved and sent to Revenue and Taxation.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Agriculture and Fisheries Jun 21st, 2026 at 01:00 pm
Joint Committee on Agriculture and Fisheries
Transcript Highlights:
- Before we begin, I do want to thank the Legislative Information Services team for all of their work in
- And of course, we get this information from the Mass Lobsters Association as well.
- I believe it would push most consumers to just shop out of ...state to other markets.
- hemp products, it would effectively destroy our ability to sell directly to consumers online and to
- Being able to sell online or direct to consumer, or restricting us to CCC locations, would be—I would
Summary:
The Joint Committee on Agriculture and Fisheries held its second hearing and heard testimony on a wide range of bills, including food security, cottage food entrepreneurship, hemp regulation, lobster industry support, pesticide restrictions, pollinator protections, pet cemeteries, and municipal land rights. Committee chairs outlined hearing procedures, noted that 19 bills were on the docket, and took testimony both in person and remotely, with several legislators testifying out of turn because of scheduling conflicts.
Several speakers supported food access and local economic opportunity bills. Representative Howard and Senator Oliveira backed the Food Justice Frontline Program and a cottage food/food entrepreneur bill, arguing they would fund nonprofit food security organizations, create jobs, improve SNAP/HIP outreach, and reduce barriers for home-based food businesses. Eastie Farm representatives and a student testified in favor of the food justice bill, describing food insecurity in East Boston and the need for grants, youth involvement, and multilingual outreach. Sidney Travis of the Institute for Justice also supported cottage food reforms, saying current municipal permitting rules create unequal access and that cottage foods are generally safe.
The committee also heard sharply divided testimony on hemp legislation. Senator Comerford supported S. 54 as a public health measure to ban synthetic THC products, restrict intoxicating hemp sales to licensed dispensaries, and fund local enforcement, while Laura Beiner, John Nathan, and Elizabeth Wendorf opposed the bill or parts of it, warning it would harm compliant hemp businesses and small farmers. Representative Arena-DeRosa testified in support of a related pollinator bill, and Adam Karachi opposed pesticide restrictions for schools while Deborah Smith supported them, arguing existing protections should be expanded to other child-centered locations. The committee also heard support for a bill to aid lobstermen affected by right whale protections, a bill to preserve private pet cemeteries, and a municipal right-of-first-refusal bill for agricultural and recreational land. No votes or final actions were taken during the hearing.
HI
Hawaii 2025 Regular Session
TOU/WAL Joint Public Hearing - Thu Mar 20, 2025 @ 9:00 AM HST
Transcript Highlights:
- information.
- happy to share all of that information happy to share all of that information um<00:41:21.119>
<00:41:29.680>in and I I don't have the information in and I I don't have the information - I can share with you that consumer complaints and consumer rights in Japan are taken very seriously,
- complaints are and the um consumer complaints are and the consumer<01:34:38.760>
rights <01:34
Summary:
The joint hearing of the House Committees on Tourism and Water and Land was held on March 20, 2025, on SB 1396 SD3 HD1, which would raise transient accommodations tax revenues beginning in 2027, impose a $20 per-night tax on stays booked through loyalty or rewards points, and dedicate funds to DLNR for natural resource protection, management, and restoration. The Office of the Governor, DLNR, DBEDT, the Hawaii State Energy Office, Tax Department, Hawaiian Home Lands, HI-EMA, the Climate Advisory Team, Hawaii Green Infrastructure Authority, HCDA, the Hawaii Ocean Legislative Task Force, Resource Legacy Fund, KUA, and the Hawaii Tourism Authority all testified in support or with comments, generally emphasizing the need for dedicated funding for environmental stewardship, resilience, wildfire and climate preparedness, and community-based projects. Several supporters cited polling showing broad visitor willingness to pay additional fees to protect Hawaiʻi’s resources, and DLNR and the Attorney General noted the bill aligns with broader state land-management and fire-safety priorities.
Opposition came from the Tax Foundation of Hawaiʻi and the Maui Chamber of Commerce, which argued the bill unnecessarily raises the TAT, places more burden on visitors and visitor-dependent businesses, and could harm Maui’s still-recovering economy. The Activities and Attractions Association of Hawaiʻi initially marked opposition but then said it had misunderstood the bill’s relationship to another measure and asked to resend testimony. Expedia Group did not oppose the TAT increase itself but raised operational concerns about the new tax on loyalty-point redemptions, calling it novel and difficult to administer. The American Hotel Lodging Association and Hawaiʻi Hotel Alliance were listed as having no comments present.
Testifiers also suggested amendments, including dedicating the revenues to a special fund, ensuring community grants, and clarifying administrative provisions. One testifier urged the bill be used to fund hurricane shelters and stronger building standards, while another emphasized that the measure should support people and disaster resilience as well as environmental protection. During questions, members asked for the polling methodology and for a breakdown of current TAT allocations; staff indicated they could share the survey memo and began identifying existing statutory remittances. No vote or final committee action was taken during the excerpted portion of the hearing.
MN
Minnesota 2025 1st Special Session
Committee on Commerce and Consumer Protection - 04/08/25
Commerce and Consumer Protection
Transcript Highlights:
- Consumers across the governor's budget.
- vehicles, we must ensure that consumers vehicles, we must ensure that consumers are<00:19:06.080
- balance the beneficial consumer balance the beneficial consumer protections<00:20:07.840>
passed - And all of their information as well.
- And so that's the point I information.
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (04/23/2025)
Transcript Highlights:
- I always try to avoid sending the consumer off to the federal government to get information and advice
- information and advice and feedback. information and advice and feedback.
- Where are you getting that information Where are you getting that information from?
- seriously for all consumers.
- They tried to gather information.
Summary:
The committee first heard Senate Bill 47, sponsored by Sen. Regina Birdsell at the request of the Insurance Department. The bill would codify the department’s interpretation that a birth mother’s health insurance is the primary coverage for a newborn, unless the mother has no insurance or coverage under an employer-sponsored plan. Birdsell and Insurance Commissioner DJ Benton Court said the measure is a clarification of existing practice and intended to protect vulnerable newborns; a question from Rep. Miles clarified that if a young woman is on her parents’ policy, the newborn would generally be covered under that family coverage. The hearing on SB 47 was then closed.
The committee then took up Senate Bill 121, introduced by Grant Bosi for Sen. Kevin Avard, which would require insurers to notify the Insurance Department when they stop writing an entire line of business or, in some cases, Medicare Advantage plans. Commissioner Benton Court said the bill arose from disruption in the Medicare Advantage market, where consumers, brokers, and the department were confused by carriers changing or ending offerings; he said the department wanted a simple notification requirement so it could better advise consumers. Members discussed network adequacy, county-based service areas, and the fact that the bill would make notice a condition of licensure, with possible fines or license action for noncompliance. Witness Paula Rogers of AHIP said her group supported the bill if amended, and the department indicated it would support a change from a 120-day notice period to 90 days to align with state rules; the committee planned to work on an amendment in subcommittee.
Finally, the committee heard Senate Bill 247, introduced by Rep. Brian Cole, which would prohibit network exclusion of pharmacies that refuse to dispense prescriptions when PBM reimbursement is below acquisition cost. Cole argued the bill is meant to stop pharmacies from being forced to sell drugs at a loss, describing PBMs as middlemen and saying the measure is a compromise that protects local pharmacies. Members questioned whether consumers would pay more and whether pharmacies voluntarily enter PBM contracts; Cole responded that the bill would let pharmacies refuse unprofitable fills while consumers could still obtain the drug through mail order or other channels. He also said the issue has changed over time because the practice now affects a much larger share of generics and is concentrated among a few PBMs. The hearing remained open as questions continued, with no vote taken in the excerpt.
AL
Alabama 2026 1st Special Session
Alabama House Public Safety and Homeland Security Committee Jan 21st, 2026
Public Safety and Homeland Security
Transcript Highlights:
- I’ve been informed that we can adopt this, but this is a draft. No, you should have. All right.
- >> Um, and that's part of a person commits a crime of refusing to give law enforcement officer information
- >> Um, and that's part of a person commits a crime of refusing to give law enforcement officer information
- >> Um, and that's part of a person commits a crime of refusing to give law enforcement officer information
- I know we're trying to move quick here, but I just have been informed by the clerk on House Bill 32.
Bills:
HB1, HB198, HB11, HB32, HB33, HB34, HB56, HB68, HB72, HB101, HB102, HB110, HB154, HB166, HB168, HB274, SB114, HB1, HB198, HB11, HB32, HB33, HB34, HB56, HB68, HB72, HB101, HB102, HB110, HB154, HB166, HB168, HB274, SB114
Keywords:
DUI, driving under the influence, ignition interlock, interlock device, driver license suspension, restricted license, motor vehicle, alcohol offense, first offense, repeat offender, blood alcohol concentration, BAC, license revocation, Alabama State Law Enforcement Agency, ALEA, public safety, traffic safety, chemical dependency, substance abuse, court referral program
TX
Texas 89th 2nd C.S.
Senate SessionThe Senate of the 89th Legislature, First Called Session, adjourns sine die. Aug 15th, 2025
Texas Senate Floor Meeting
Bills:
SB 2, SB 3, SB 4, SB 5, SB 6, SB 7, SB 8, SB 9, SB 10, SB 11, SB 12, SB 13, SB 14, SB 15, SB 16, SB 17, SB 18, SB 34
Keywords:
flash flood, flood warning, outdoor warning siren, emergency alert, disaster preparedness, flood mitigation, Hill Country floods, Texas Water Development Board, municipalities, counties, local government mandate, public safety, grant program, backup power, weather siren, emergency management, flood-prone area, warning system, redistricting, election
TX
Texas 89th Regular
Judiciary & Civil Jurisprudence Apr 23rd, 2025 at 10:04 am
Judiciary & Civil Jurisprudence
Bills:
HB 2242, HB 2446, HB 2799, HB 4502, HB 2920, HB 2790, HB 5620, HB 5060, HB 5076, HB 5080, HB 5081, HB 5128, HB 5130, HB 3847, HB 5116, HB 2969, HB 4546, HB 4202, HB 5624, HB 3964, HB 4803, HB 872, HB 4775, HB 4777, HB 4961, HB 5570, HB 2988, HB 4260, HB 1375, HB 5009, HB 5411, HB 5134, HB 4388, HB 3095, HB 1387
Keywords:
constables, civil rights, local government, law enforcement, policy-making authority, affidavit, medical bills, civil actions, reasonable charges, healthcare services, judicial statistics, court performance, family law, civil cases, efficiency reporting, court security, emergency management, harassment penalties, judicial safety, court committee
TX
Texas 89th Regular
Judiciary & Civil Jurisprudence Apr 23rd, 2025 at 10:04 am
Judiciary & Civil Jurisprudence
Transcript Highlights:
- Their information will be left off election lists.
- Is that also protected information?
- Judicial personal identifying information by data brokers.
- All of this information he got from the Internet, from information from data brokers.
- All of this information he got from the Internet, from information from data brokers.
Bills:
HB2242, HB2446, HB2799, HB4502, HB2920, HB2790, HB5620, HB5060, HB5076, HB5080, HB5081, HB5128, HB5130, HB3847, HB5116, HB2969, HB4546, HB4202, HB5624, HB3964, HB4803, HB872, HB4775, HB4777, HB4961, HB5570, HB2988, HB4260, HB1375, HB5009, HB5411, HB5134, HB4388, HB3095, HB1387
Keywords:
constables, civil rights, local government, law enforcement, policy-making authority, affidavit, medical bills, civil actions, reasonable charges, healthcare services, judicial statistics, court performance, family law, civil cases, efficiency reporting, court security, emergency management, harassment penalties, judicial safety, court committee
Summary:
The committee heard House Bill 4961, which would bar uninsured motorists from recovering non-economic damages after a collision. The author said the bill is intended to create incentives to maintain insurance and to address what he described as an unfair system for insured drivers. Texans for Lawsuit Reform and Texas Eagle Forum testified in support, while the Texas Trial Lawyers Association opposed it, warning the bill could also affect pedestrians, passengers, children, and others who did not choose whether a vehicle was insured. The bill author clarified that passengers would be included in the bill’s coverage. No vote was taken and the bill was left pending.
House Bill 5570 would extend a legislative attorney CLE exemption to attorneys appointed by the governor and confirmed by the Senate to boards or commissions. The author said the measure is meant to ease time burdens and encourage service, and a witness supported it as a modest incentive for public service. A committee member noted a discrepancy in the number of affected attorneys, and the author agreed to verify the correct figure. The bill was left pending.
The committee also heard House Bill 2969, which would restrict the State Bar from adopting rules or penalties that unreasonably burden attorneys’ religious exercise or free speech based on sincerely held beliefs. The author and several witnesses from Texas Values, Alliance Defending Freedom, and Cecilia Wood argued the bill protects lawyers of faith from an ABA model rule they described as a speech code. No one testified against the bill, and it was left pending. House Bill 4260, which would prohibit county judges and county commissioners from practicing law in courts over which they have jurisdiction, drew opposition from the County Judges and Commissioners Association, which argued existing ethics rules already address conflicts and that the bill would burden rural officials. The author said the bill was prompted by concerns about judges using their office to pressure others. The bill was left pending.
House Bill 5134 would limit Rule 202 pre-suit depositions to people who have suffered or reasonably expect actual damages and would allow attorney’s fees against abusive petitioners. The author said the bill is aimed at preventing harassment and fishing expeditions, especially in family-law disputes. Questions focused on how the standard would work and how it differs from current law; the author said the main change is fee-shifting and a clearer legislative directive. The bill was left pending. House Bill 3095, a committee substitute version of a similar uninsured-motorist bill, would bar uninsured motorists from recovering non-economic damages and limit economic recovery, with several exceptions. Trial lawyers argued it was unconstitutional because it capped economic damages and could unfairly affect innocent drivers, pedestrians, and older people who no longer drive. The author acknowledged constitutional concerns and said the bill would need further work; the committee withdrew the substitute and left the bill pending.
Finally, House Bill 4388 would require all judges, including county judges who perform administrative duties, to remain subject to the Code of Judicial Conduct. Supporters said some elected judges avoid accountability by relinquishing judicial functions, while opponents argued the bill is too rigid and unnecessary because existing remedies already exist. House Bill 3964 would limit public nuisance claims to their historical role and bar such claims against lawful conduct, conduct already covered by other remedies, and products. The author and supporters said the bill is meant to prevent courts from using public nuisance to make policy, while opponents argued it would eliminate useful remedies and could affect local actions against environmental or product-related harms. The author said the bill would not affect statutory nuisance claims, private nuisance claims, or other causes of action, and would be amended to clarify some provisions. The bill was left pending.
TX
Texas 89th Regular
Judiciary & Civil Jurisprudence Apr 23rd, 2025 at 10:04 am
Judiciary & Civil Jurisprudence
Transcript Highlights:
- Just a little bit of background information.
- “Their information will be left off election lists.
- Is that also protected information?
- All of this information he got from the Internet, from information from data, All of this information
- he got from the Internet, from information from data brokers.
Bills:
HB2242, HB2446, HB2799, HB4502, HB2920, HB2790, HB5620, HB5060, HB5076, HB5080, HB5081, HB5128, HB5130, HB3847, HB5116, HB2969, HB4546, HB4202, HB5624, HB3964, HB4803, HB872, HB4775, HB4777, HB4961, HB5570, HB2988, HB4260, HB1375, HB5009, HB5411, HB5134, HB4388, HB3095, HB1387
Keywords:
constables, civil rights, local government, law enforcement, policy-making authority, affidavit, medical bills, civil actions, reasonable charges, healthcare services, judicial statistics, court performance, family law, civil cases, efficiency reporting, court security, emergency management, harassment penalties, judicial safety, court committee
Summary:
The committee heard testimony on several bills affecting civil practice, judicial conduct, and attorney regulation. HB 4961 and the similar HB 3095 would bar uninsured motorists from recovering non-economic damages after a collision, with HB 3095 also addressing certain exceptions and limiting economic damages in some cases. Supporters said the measures would encourage insurance coverage and fairness for insured drivers, while opponents argued they would unfairly punish injured people who were not responsible for the lack of insurance, including pedestrians, passengers, children, and others. HB 3095 drew constitutional concerns from witnesses, and the committee later withdrew the committee substitute and left the bill pending; HB 4961 was also left pending after questions about its scope, including passengers.
HB 5570 would expand a continuing legal education exemption to attorneys appointed by the governor and confirmed by the Senate who serve on boards or commissions. The author and witness said the bill would free up time for public service while still requiring ethics training. A committee member raised a discrepancy in the number of attorneys covered, and the bill was left pending. HB 2969 would prohibit the State Bar from adopting rules or penalties that unreasonably burden attorneys’ religious exercise or free speech, especially in relation to sincerely held religious beliefs. Supporters framed it as a protection for lawyers of faith against an ABA-style speech code, while no one testified in opposition; the bill was left pending.
HB 4260 would prohibit county judges and county commissioners from practicing law in courts over which they have jurisdiction. The author described it as an ethics measure to avoid conflicts of interest, but county officials and the County Judges and Commissioners Association opposed it, saying existing ethics rules already address conflicts and that the bill would impose hardships, especially in rural counties. The bill was left pending. HB 4388 would require all judges, including those who serve only in administrative roles, to remain subject to the Code of Judicial Conduct; supporters said some judges avoid discipline by relinquishing judicial functions, while opponents said the bill was unnecessary and could burden county judges who serve as administrators. It was also left pending.
The committee also heard HB 5134, which would limit Rule 202 pre-suit depositions to people who have suffered or reasonably expect to suffer actual damages and allow attorney’s fees against abusive petitioners. The author said the bill would curb harassment and fishing expeditions, but members questioned how the standard would work in practice; the bill was left pending. Finally, HB 3964 would narrow common-law public nuisance claims by barring suits over lawful conduct, conduct already addressed by other remedies, and products, while preserving other causes of action. Supporters said the bill would prevent regulation through litigation and protect legislative authority; opponents said it would eliminate important remedies and that no Texas abuse had been shown. The author indicated he would revise the bill, and it was left pending.
TX
Bills:
HB2242, HB2446, HB2799, HB4502, HB2920, HB2790, HB5620, HB5060, HB5076, HB5080, HB5081, HB5128, HB5130, HB3847, HB5116, HB2969, HB4546, HB4202, HB5624, HB3964, HB4803, HB872, HB4775, HB4777, HB4961, HB5570, HB2988, HB4260, HB1375, HB5009, HB5411, HB5134, HB4388, HB3095, HB1387
Keywords:
constables, civil rights, local government, law enforcement, policy-making authority, affidavit, medical bills, civil actions, reasonable charges, healthcare services, judicial statistics, court performance, family law, civil cases, efficiency reporting, court security, emergency management, harassment penalties, judicial safety, court committee
TX
Transcript Highlights:
- I'm sorry I don't have that information. Okay. All right. Let's see, Craig Nowak, Craig.
- My concern about the bill is the changes in subsection F that erase key consumer protections.
- ...I would say the majority are consumer debts. Payday lenders, I mean, those types of debts?
- The consumers still have all their protections under Texas laws.
- We send out notices to... to the consumer and notify them of the hearing. Some show, some don't.
Bills:
HB2242, HB2446, HB2799, HB4502, HB2920, HB2790, HB5620, HB5060, HB5076, HB5080, HB5081, HB5128, HB5130, HB3847, HB5116, HB2969, HB4546, HB4202, HB5624, HB3964, HB4803, HB872, HB4775, HB4777, HB4961, HB5570, HB2988, HB4260, HB1375, HB5009, HB5411, HB5134, HB4388, HB3095, HB1387
Keywords:
constables, civil rights, local government, law enforcement, policy-making authority, affidavit, medical bills, civil actions, reasonable charges, healthcare services, judicial statistics, court performance, family law, civil cases, efficiency reporting, court security, emergency management, harassment penalties, judicial safety, court committee
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Tue Feb 3, 2026 @ 2:00PM HST
Consumer Protection & Commerce
Transcript Highlights:
- This hurts consumer choice.
- So, you really drive a lack of consumer choice, not an increase to consumer choice.
- So, you really drive a lack of consumer choice, not an increase to consumer choice.
- . like that information.
- improve safety, quality, or consumer improve safety, quality, or consumer trust.<01:17:57.520>
Keywords:
liquor tax, alcohol, inflation adjustment, small craft breweries, public health, tenant rights, housing stability, landlord-tenant code, eviction prevention, multilingual resources, condominium, dispute resolution, mediation, arbitration, attorneys' fees, common expenses, construction defects, building code, statute of repose, statute of limitations
Summary:
The committee heard testimony on HB 1991, which would change Hawaii’s liquor excise tax structure to an ABV-based system. The Department of Taxation and the Tax Foundation of Hawaii took no position and stood on written comments. Supporters, including the Hawaii Public Health Institute and an individual testifier who described surviving a drunk-driving crash, argued that higher alcohol taxes reduce alcohol-related harms, save lives, and generate additional state revenue. The public health witness cited alcohol-related harms as a major preventable cause of death and said the tax increase would have only a small annual cost for most consumers.
Most industry testimony was in opposition. Representatives of Lanikai Brewing Company, Maui Brewing Company, the Wine Institute, and the Hawaii Food Industry Association said the bill would sharply raise taxes on beer and wine, squeeze already thin margins, and threaten local jobs and businesses. They argued Hawaii producers already face high costs for labor, energy, shipping, and compliance, and said an ABV-based tax would be difficult to administer, would require additional testing and labeling work, and could reduce consumer choice. Several industry witnesses urged lawmakers to instead adopt a small-producer or class 18 carveout, with one suggesting a cap tied to 60,000 barrels.
Committee members questioned the brewers about alcohol content testing, labeling, and whether smaller producers already measure ABV. Witnesses said many local producers do not certify ABV for in-state sales, that yeast and fermentation can vary by batch, and that an ABV-based system could require more testing than current practice. No vote or final action on the bill was taken during the portion of the meeting provided.
CA
California 2025-2026 Regular Session
Assembly Floor Session May 12th, 2025
California House Floor Meeting
Transcript Highlights:
- It is that duty of care that would put these companies on par with every other consumer product that
- Assembly Bill 446 by Assemblymember Ward and others, an act related to consumer protection.
- Now, you pair this with company's existing ability to collect and analyze massive amounts of consumer
- So this is intentional, and this is coming off of the back of all of our consumers, your constituents
- Programs which are also good for consumers.
FL
Florida 2025 Regular Session
March 11, 2025 - 08:00 AM
Transcript Highlights:
- Please turn your attention to the information in the last tab titled DMS data team travel.
- There you will find travel and other information related to these four positions.
- We'd like to know all that information if you could provide that for us. Yes, ma'am.
- Consumers obviously expect accountability among insurers.
- Consumers obviously expect accountability among insurers.
Summary:
The subcommittee met to review agency travel, budget reduction exercises, and member reports from agency meetings. Early discussion focused on the Department of Management Services (DMS), where members questioned the cost of travel for four out-of-state data/cyber staff and the secretary’s absence. DMS defended the hires as highly specialized enterprise cybersecurity and data personnel, said the positions were lawfully paid and posted, and explained that the staff work on statewide data cataloging and cyber risk reduction rather than agency-by-agency systems. Members also raised concerns about fleet inventory discrepancies and requested follow-up information on hiring, travel, and data inventory timelines. The chair said she would consider travel guardrails and possible reductions, and noted that DMS, the Lottery, and the Florida Commission on Human Relations did not meet the requested reduction target, while the Public Employee Relations Commission did not submit reductions.
The committee then heard from the Florida Lottery about the secretary’s trip to Paris for the World Lottery Convention. Lottery staff said the trip was reimbursed through the multi-state lottery organization and was intended to share best practices and improve operations, though members questioned the value of the travel and requested reimbursement records and the trip agenda. The subcommittee also reviewed agency reduction exercises from several agencies. The Department of Revenue exceeded its target and was praised for frugality; DFS, the Florida Gaming Control Commission, the Office of Financial Regulation, the Office of Insurance Regulation, the Public Service Commission, the Division of Administrative Hearings, and the Department of Business and Professional Regulation each described how they met or approached their reduction goals, often through vacancies, reversions, or expense cuts. OIR warned that further reductions could hurt insurance regulation capacity, while OFR and PSC said their reductions were based on historical reversions and lower post-COVID travel or vacancy levels.
Members then reported back on agency meetings. DMS members raised fleet tracking, real property audits, salary studies, and health plan savings ideas, and asked for follow-up on the Florida PALM project, cybersecurity grants, and state IT modernization. DFS members said the agency was efficient and that its Palm-related work and insurance consumer programs were important. Lottery members emphasized the agency’s revenue generation for education and its low administrative overhead. Gaming Control members highlighted storage costs for seized gaming equipment and suggested technology-based alternatives. PERC members said a union-related law had doubled their workload and asked for more staffing and possible AI assistance. OIR members stressed the need for a Tampa satellite office and more resources to recruit and retain specialized staff. The chair closed by saying the committee would continue reviewing travel, staffing, and reductions with an eye toward taxpayer value and transparency.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Wednesday, April 29, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- . consume. consume.
- consumers and more certainty. Mr. consumers and more certainty. Mr.
- such time as I may consume. such time as I may consume.
- . consume. consume.
- because a reporter got the information. because a reporter got the information.
MA
Massachusetts 2025-2026 Regular Session
Formal House Session 103 Jun 21st, 2026 at 11:00 am
Massachusetts House Floor Meeting
Transcript Highlights:
- The bill at that time was informally known as Katie's Law after advocate Katie Forston, who was born
- Home care refers to the range of non-medical services consumers receive in their own home.
- When consumers seek home care services through an agency, it is often during an emergency.
- This bill creates the Home Care Worker and Consumer Abuse Stakeholder Advisory Committee to study and
- The House stands adjourned to meet tomorrow at 11 a.m. in an informal session. I'm going to be.
Summary:
The House opened with routine ceremonial business, including the Pledge of Allegiance and adoption of several resolutions, such as congratulations to the Williamsburg Grange on its 125th anniversary and to Fire Captain Melissa Blodgett on her retirement. The chamber also concurred in a Senate petition to establish a sick leave bank for a Bristol County Sheriff’s Department employee and suspended Joint Rule 12 to advance local petitions, including one involving the Dalton Fire District and another renaming a Chelmsford bridge.
The main floor action centered on several Ways and Means bills. The House advanced a bill amending laws relative to individuals with disabilities, replacing outdated and offensive terminology in the General Laws with person-first language; members spoke at length in support, emphasizing dignity, inclusion, and the bill’s non-substantive nature. The bill was engrossed by a roll call vote, 152-0. The House also took up and engrossed a bill to improve Massachusetts home care, which would create a licensing and oversight framework for private-pay home care agencies, establish standards for contracts, background checks, training, insurance, and consumer protections, and create advisory committees to guide implementation. An amendment establishing a Family Caregiver Commission was adopted 154-0, and the bill itself was then engrossed 153-1.
In addition, the House passed or engrossed several other measures, including a bill authorizing the Massachusetts Water Resources Authority to provide sewer services to land in Sharon, a sick leave bank bill for a Trial Court employee, a Marblehead parking fines bill, a Hingham municipal property bill for a center for active living, and a Taunton bill allowing continued employment of Police Chief Edward J. Walsh. The chamber also handled numerous calendar items, holding or passing over many while advancing a few. The session ended with a special adjournment in memory of former Representative George L. Sacco Jr., and the House adjourned to meet the next day at 11 a.m. in informal session.
CA
California 2025-2026 Regular Session
Assembly Insurance Committee May 28th, 2025
Transcript Highlights:
- And then subsequently there were some wildfires, and those consumers got stuck in the same boat where
- As soon as we sent them information that we needed money, within 10 days, we had checks.
- know, can we have this information, put this out there?
- First, I just want to thank you for continuing to have these informational hearings.
- They have the information on the policy. They have everything they need to take about.
Summary:
The Assembly Insurance Committee held an oversight hearing on the California Fair Plan, focused on the plan’s rapid growth, its financial stability after the January Southern California wildfires, and its role as the insurer of last resort. Fair Plan officials explained that the plan was created in 1968, is a not-for-profit involuntary association of licensed property insurers, and is intended to be a temporary safety net until policyholders can return to the admitted market. They emphasized that the plan is not a state agency or taxpayer-funded, but is regulated by the Department of Insurance and supported by member-company assessments if claims exceed available funds.
Victoria Roach and Armand Feliciano said the Fair Plan has grown sharply since 2018 and especially after market pullbacks by major insurers, reaching about 575,000 policies and roughly $600 billion in exposure by spring 2025. They noted that growth is increasingly occurring in lower wildfire-risk areas, where the plan can sometimes be cheaper than the voluntary market, and said this undermines depopulation back into the private market. They also discussed recent policy expansions, including coverage for farms, higher residential and commercial limits, and pending or proposed changes such as AB 290, SB 525, and AB 226, which would add tools like a line of credit and bond access.
A major portion of the hearing addressed the January wildfire losses and the plan’s financial response. Fair Plan officials said they assessed member insurers for $1 billion after determining claims and cash flow would exceed available resources, and that the process was approved quickly and paid smoothly, with more than 80% of the assessment collected within 10 days. They also described the reinsurance tower, the plan’s limited surplus, and the need for actuarially sound rates to reduce future reliance on assessments. On claims handling, they said the plan has received over 5,500 claims from the fires, has paid more than $2.9 billion so far, expects total payments near $4 billion, and has focused on advancing payments quickly for total losses and other urgent needs.
Members questioned the plan’s solvency, the growth in non-wildfire areas, claim denials, smoke-loss coverage, and how depopulation works. Roach said most closed claims without payment were duplicates rather than denials, and that smoke claims require direct physical loss under the policy, with coverage determined case by case. Public commenters from the California Building Industry Association and the Independent Insurance Agents and Brokers of California said the Fair Plan’s growth reflects a weak voluntary market, inadequate rates, and insurer fear of future assessments, and urged support for rate increases and AB 226. The hearing concluded with no vote, but with a commitment from Fair Plan officials to follow up on unanswered questions and continue providing more transparency through public data and website disclosures.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Public Health Jun 21st, 2026 at 09:00 am
Joint Committee on Public Health
Transcript Highlights:
- So we'll get contact information for you.
- So we'll get contact information for you.
- This legislation would create difficulties for Massachusetts retailers and consumers.
- approach to protecting consumer health and access to dietary supplements.
- to make informed decisions about their health.
Summary:
The Joint Committee on Public Health heard testimony on a wide range of bills focused on environmental health, disease prevention, and access to care. Major topics included restricting polystyrene use, creating a pancreatic cancer awareness and early-detection initiative, improving indoor air quality through a task force and new regulations, expanding access to epinephrine in public places, improving access to health care for people with long COVID, creating an OBGYN loan repayment program for underserved areas, expanding access to hygiene products, modernizing licensure for dietitians and nutritionists, updating school postural screening requirements, and restricting harmful diet pills and muscle-building supplements. Several legislators also testified in support of their own bills, including measures on menstrual product access and ingredient disclosure, and surgical smoke protections.
Testimony on the polystyrene bill emphasized local municipal bans and the need to reduce plastic pollution. Pancreatic cancer advocates and patients described the disease’s low survival rate, the difficulty of early diagnosis, and the need for an awareness campaign and implementation of commission recommendations. Indoor air quality supporters from environmental justice groups, public health organizations, and residents described asthma, mold, pollution, and the need for a task force with technical expertise; some witnesses urged adding remediation professionals to the task force. On epinephrine access, family members of a man who died after a bee sting and an allergy organization stressed that anaphylaxis can be sudden and fatal and that stock epinephrine in public venues could save lives. Long COVID advocates said the condition affects hundreds of thousands of residents and called for better surveillance and access to care, with a request to include MECFS in the bills’ scope.
Other testimony focused on workforce and equity issues. Supporters of the OBGYN loan repayment bill said it would help address maternal health disparities and provider shortages, especially in rural and underserved communities. Hope and Comfort described widespread hygiene insecurity and a long waiting list for basic products, urging a task force to study statewide solutions. Dietitians and nutritionists supported modernization of licensure to clarify standards for medical nutrition therapy while allowing broader wellness counseling. School nurses backed reducing mandatory postural screenings, arguing the current law is not evidence-based, is not reimbursed by MassHealth, and takes time from other student health needs. On the supplement bill, the industry trade group opposed restrictions as overbroad and burdensome, while a public health expert cited research linking weight-loss and muscle-building supplements to serious harms and urged passage. The committee also heard support for menstrual product access and surgical smoke protections, with legislators and advocates describing those bills as longstanding priorities.