Video & Transcript Research : 'permitting'

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TX

Texas 89th 2nd C.S.

89th Legislative Session Mar 25th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • Sheriff, I want you to know that, uh, down here on the House floor, I'm not permitted to wear a hat.
  • HB 3574 by Smithy relating to the maximum number of nonresident scholarship students permitted to pay
  • They were all relates to the time allowed for issuance of a permitted or license for the Committee on
  • HP 3678 by Lopez and Cameron relating to the route destination of issuance of a permit for the movement
MD

Maryland 2026 Regular Session

Senate Floor Session, 3/20/2026 #1

Maryland Senate Floor Meeting

Transcript Highlights:
  • card or moped operator's permit. card or moped operator's permit.
  • It<01:25:03.520> permits<01:25:04.159> a<01:25:04.400> landlord<01:25:04.800>
  • to<01:25:05.040> require It permits a landlord to require It permits a landlord to require
  • It permits a is used for other tenants.
  • > beneficiary Additionally, it permits a beneficiary Additionally, it permits a beneficiary to
Summary: The Senate convened with 38 members present and a quorum, then began with an invocation and several ceremonial introductions. The chamber recognized pioneering women of the Maryland State Police for Women’s History Month, including the original six female graduates and other firsts in the department, and also introduced the day’s doctor and a student intern. The Senate agreed to journalize the remarks honoring the Maryland State Police guests. The body then took up several Finance Committee bills, adopting committee amendments and favorable reports without objection on Senate Bills 385, 387, 389, 753, 469, and 608, each of which was ordered printed for third reading. SB 385 concerns immunization, screening, and preventive-service recommendations and pharmacist administration; SB 387 restricts predatory pricing and use of personal data by food retailers and delivery services; SB 389 makes transit-oriented development changes; SB 753 addresses financial exploitation protections for seniors and vulnerable adults; SB 469 authorizes a Maryland Automobile Insurance Fund affordability program; and SB 608 requires coverage for pharmacogenomic testing. Senate Bill 626, dealing with birth certificate sex designation changes and related identification documents, was briefly set aside at the request of a senator seeking possible amendments, with the presiding officer agreeing to hold it until the next session. Senate Bill 739, a climate change, homeowners insurance, and emergency management study bill, was also introduced with one amendment and sparked debate over its scope and funding, including discussion of a $150,000 Strategic Energy Investment Fund allocation and whether the study would examine the General Assembly’s own climate policies. The transcript ends during that discussion, before any final action on SB 739.
NH

New Hampshire 2025 Regular Session

House Ways and Means (04/29/2025)

Transcript Highlights:
  • U monasteries are already permitted in.
  • from a permit for a church, which is trying to increase housing.
  • from a permit for a church, which is trying to increase housing.
  • from a permit for a church, which is trying to increase housing.
  • permits, which is what you're claiming. permits, which is what you're claiming.
Keywords: 928, house, all
Summary: The Ways and Means Committee held a public hearing on Senate Bill 291, which would update religious land-use and property tax exemption rules for church-owned parsonages, parish houses, and similar properties. Senator Tim Lang, speaking for the sponsor, said the bill was intended to address situations where former parsonages are no longer occupied by clergy and are instead used for church-related purposes such as housing staff, religious education, or congregate living tied to ministry, including addiction recovery. He emphasized that the bill was not meant to create commercial rental housing and that it also preserves reasonable zoning and environmental regulations. Committee members pressed the sponsor on how the bill would be applied, especially the meaning of “religious purposes,” the six-unit limit, the “same lot” language, and whether churches could use the exemption to rent units for revenue. The sponsor said the six-unit cap was added to prevent large-scale commercial rental use, that congregate housing would be limited and defined, and that the bill was meant to cover uses like substance abuse recovery, homes for unwed mothers, and religious education, but not apartments converted for ordinary rental. He also said churches would still file annual exemption paperwork and towns could challenge claims they believed were commercial. Questions also raised concerns about whether the bill treated religious and nonreligious housing trusts differently; the sponsor responded that the bill was aimed at church-owned property used in pursuit of a religious mission. Several witnesses testified in support. Representative Mark Pearson, an active clergyman, said the bill would not remove additional property from the tax rolls because clergy housing allowances typically lead clergy to buy taxable homes elsewhere, while the church-owned parsonage remains exempt. Nick Taylor of Housing Action New Hampshire supported the bill as a modest expansion that could help create more attainable housing by allowing better use of existing religious land and structures, though he noted his organization would support even broader use. The hearing ended without a vote or final action, and the chair closed questions after the testimony.
NH

New Hampshire 2025 Regular Session

Senate Finance (04/29/2025)

Finance

Transcript Highlights:
  • He said they still have other responsibilities associated with environmental review and permitting.
  • <02:20:20.000> I as far as environmental permitting.
  • I as far as environmental permitting.
  • environmental review and permitting. environmental review and permitting.
  • in permitting to be done<02:25:39.280> expeditiously.
Keywords: 1191, senate, all
NY

New York 2025-2026 Regular Session

Senate Standing Committee on Education - 05/05/2026

Education

Transcript Highlights:
  • on behalf of the community, led the effort to have the town renamed in honor of Chief Wantagh to permit
  • compact on behalf of the community, led the effort to have the town renamed in honor of Chief Wontaw to permit
  • This legislation would permit them to do that. Thank you, Senator Rhodes.
Keywords: 993, senate, all
Summary: The Senate Education Committee met on May 5, 2026, and considered a series of bills, several of them brought up through motions for committee consideration. Chair Shelley Mayer said she would allow brief remarks but stated her opposition to those motioned bills, emphasizing her general practice of giving minority members’ bills consideration. The committee first took up S-16 (Jacob’s Law, on bullying and related school safety issues), which was moved out of committee on a majority vote, with Senators Jackson and Bynoe recorded without recommendation. The committee then debated S-717, a local bill by Senator Rose to exempt the Wantagh Union Free School District from the state’s indigenous mascots/logos restrictions. Senator Rose argued Wantagh’s mascot and name are tied to local history and not intended to denigrate anyone. The bill was moved, but the committee vote was not favorable enough to advance it, and it was referred onward to the Investigations Committee. S-4496, Senator White’s bill to protect women’s sports from what supporters described as unfair competition by biological males, drew strong support from the sponsor and strong opposition from Chair Mayer, who said she opposed it as mean-spirited and unnecessary; the bill did not advance. The committee also considered several school bus and transportation bills. S-4748, by Senator Borrello, would repeal the electric school bus mandate and replace it with a feasibility study; he cited safety, cost, and operational problems with early adopters. S-8847, by Senator White, similarly sought to remove electric bus mandates and leave decisions to local districts, and S-9667, by Senator Ryan, would delay the zero-emission school bus mandate by five years. The committee advanced some of these measures to other committees or the floor, while others did not move. In addition, the committee approved S-7788 on special education reserve funds, S-8288A on reasonable rates for public school room use, S-8368 on records retention for Education Department proceedings, S-8370 on temporary resident placement of children with disabilities, S-8370 on release of student records to juvenile detention facilities, and S-1049 on updating the Dignity for All Students Act’s cyberbullying definition to include AI-related harassment.
AL

Alabama 2026 Regular Session

Alabama House Transportation, Utilities and Infrastructure Committee Feb 4th, 2026

Transportation, Utilities and Infrastructure

Transcript Highlights:
  • <00:05:20.320> A<00:05:20.560> permit<00:05:21.120> and<00:05:21.280> carried
  • A permit and carried in the rightway.
  • A permit and carried out<00:05:21.840> within<00:05:22.080> the<00:05:22.240> limits
Bills: SB95, HB322, SB95, HB322
US

US Federal 2025-2026 Regular Session

Business meeting to consider pending calendar business. Apr 30th, 2025 at 09:00 am

Commerce, Science, and Transportation Committee

Transcript Highlights:
  • saving time or standard time, in the state of Washington, we have adopted a daylight savings time if permit
  • if this law would be permitted would go into effect.
  • And a second bill related to healthy communities by Senator Kaine and Warner would permit NASA to reimburse
NM

New Mexico 2025 Regular Session

Senate - Tax, Business and Transportation Mar 1st, 2025

Senate Tax, Business & Transportation

Transcript Highlights:
  • licenses, that being those individuals who are required to have a finding of suitability and for work permits
  • They're required to have permits that work for the Gaming Control Board.
  • That's the same for work permits you see across the country. So, most of these individuals...
FL

Florida 2025 Regular Session

Community Affairs Feb 18th, 2025

Transcript Highlights:
  • IGNORANCE ON THIS ISSUE, BUT DOES YOUR BILL IMPACT IN ANY WAY THE AESTHETICS OF THE ADU THAT MAY BE PERMITTED
  • I WOULD AGREE NOW THE BILL PERMITS LOCAL GOVERNMENTS TO MAKE THE DECISION ABOUT WHETHER THIS ADU IS A
  • IN OTHER WORDS, ANYTHING THEY ADU WOULD ACCRUE IN TERMS OF THE STORM WATER OR BUILDING PERMIT NEEDS TO
Keywords: 999, senate, all
AZ

Arizona 2026 Regular Session

03/25/2026 - Senate Government

Government

Transcript Highlights:
  • I'm here to address the burdensome and inconsistent local permitting process.
  • I'm here to address the burdensome and inconsistent local permitting process that hinders Arizona's food
  • Even after paying state licenses, county health permits, and reciprocity fees, we're often forced to
  • For example, a city one-day permit can be $25, whereas an annual fee, like the City of Mesa's, is over
  • I urge the state to follow the lead of Texas HB 2844 by exempting food trucks from local permitting if
NH

New Hampshire 2026 Regular Session

Senate Commerce (02/17/2026)

Commerce

Transcript Highlights:
  • that um prevents them from permit that um prevents them from generating<00:33:30.080> any<00:
  • The permit provides a modest, practical way to generate new non-tax revenue without raising property
  • <00:38:07.200> for<00:38:07.359> service cocktail lounge permit for service cocktail
  • lounge permit for service establishments. establishments. establishments.
  • , which is just short of half of the state's total additional permitted units, per BEA.
Keywords: 1191, senate, all
KY
Transcript Highlights:
  • This chart shows building permits issued in Kentucky for single-family and multifamily units going back
  • This chart shows building permits issued in Kentucky for single-family and multifamily units going back
  • This chart shows building permits issued in Kentucky for single-family and multifamily units going back
  • This chart shows building permits issued in Kentucky for single-family and multifamily units going back
  • as a proxy uh for building permits as a proxy uh for building<00:57:32.799> activity.
Summary: The committee first approved the minutes and heard a brief member introduction before taking up an overview of major tax provisions in HR1, referred to by the presenters as the One Big Beautiful Bill Act. Representatives from the Kentucky Society of CPAs explained new federal deductions for tips, overtime, and car loan interest; a new tax-favored “Trump account” for children; expanded bonus depreciation and Section 179 expensing for businesses; changes to R&D expensing; and a new limit on wagering loss deductions. Members asked several clarifying questions about the duration of the provisions, W-2 and 1099 reporting changes, and how overtime deductions would work. The presenters emphasized that tips and overtime remain subject to payroll taxes and that many of the business provisions are permanent, while the individual deductions are temporary through 2028 or otherwise phased in over time. The discussion then shifted to individual and nonprofit provisions, including the increase in the state and local tax itemized deduction cap from $10,000 to $40,000 with income-based phaseouts, the temporary senior deduction, and a new deduction for car loan interest with income limits and vehicle qualifications. On charitable giving, the presenters described a permanent nonitemizer deduction, new floors for individual and corporate charitable deductions, and a new scholarship-granting organization credit that would allow donors to receive a dollar-for-dollar federal credit up to $1,700, beginning in 2027. Members focused heavily on the SGO provision, asking about state implementation, oversight, whether churches would qualify, and whether the credit could support both public and private education. The presenters said the state would need to establish the mechanism and that additional federal guidance is still pending. After the tax presentation, the committee heard from the Kentucky Chamber of Commerce on workforce issues, with a focus on child care and housing as barriers to labor force participation. Chamber representatives said they were not proposing large new government programs, but rather targeted policy recommendations for the 2026 session. They described Kentucky’s long-term decline in workforce participation since 2000, attributing much of it to demographic change, an aging population, and fewer younger workers entering the labor force. The presentation continued into a broader discussion of workforce trends and the need for practical policy responses, but no votes or formal actions were taken on these informational items.
KY
Transcript Highlights:
  • an inspection, include an annual permit fee, add a late payment fee, add annual inspection fees for
  • <01:07:25.000> an<01:07:25.160> inspect structure for permitting an inspect structure
  • for permitting an inspect inection<01:07:25.920> previously<01:07:26.520> included<01:
  • included another rig include<01:07:28.559> an<01:07:28.760> annual<01:07:29.079> permit
  • fee add a late include an annual permit fee add a late payment<01:07:30.920> fee<01:07:31.640
Summary: The subcommittee met with a quorum, approved the minutes, and welcomed new members before taking up Council on Postsecondary Education regulations 13 KAR 2:120 and 13 KAR 2:130. The regulations, as amended by staff and agency amendments, update public university and KCTCS performance funding models to conform to 2024 Senate Bill 191 and the performance funding work group’s recommendations. Changes discussed included replacing the underrepresented minority metric with an underrepresented students metric defined as first-generation students, adding an adult learner metric, increasing the low-income degree premium, adjusting small-school and nonresident credit-hour weights, revising data aging and progression metrics, and adding STEM+H criteria in 13 KAR 2:120. Travis Pal of the Council on Postsecondary Education explained that the changes reflect the work group’s three-year review process and that the work group ultimately voted to define underrepresented students as first-generation students and to apply half-weighting between research and comprehensive universities for the new metric. Michael Frasier of the Kentucky Student Rights Coalition and Eastern Kentucky University student government opposed 13 KAR 2:120, arguing that the regulation improperly applies weights where the statute does not clearly authorize them and that the funding changes disadvantage comprehensive universities and vulnerable students. He asked the committee to find the regulation deficient or, alternatively, recommend legislative clarification and a revised fiscal analysis. Pal responded that weighting has been part of the model since 2017, that CPE was following the statute and work group recommendations, and that the model could be changed by future legislation. Members asked about the timing of the broader performance funding review, and Pal said the full model is reviewed every three years, with the next work group cycle beginning in 2026. No motion to find the regulation deficient was made, and the committee allowed the regulations to proceed to the committee of jurisdiction. The committee then approved a staff amendment to Teachers’ Retirement System regulations 102 KAR 1:195 and 102 KAR 1:340, which require annual reporting of accumulated sick leave, leave policies, and salary schedules to TRS and make technical changes to the final average salary calculation and related definitions.
WY

Wyoming 2026 Regular Session

Select Federal Natural Resource Management Committee, July 13, 2026

Select Federal Natural Resource Management Committee

Transcript Highlights:
  • The bill also includes a host of other comprehensive permitting reform proposals.
  • <00:07:33.360> on Wyoming, on oil and gas permitting on Wyoming, on oil and gas permitting
  • A link to permitting reform proposals.
  • And all those things seem to bring the horses onto these horse-free permits.
  • So, it seems to me that there permits.
Keywords: 916, all
HI

Hawaii 2025 Regular Session

FIN Info Briefing - Mon Jan 6, 2025 @ 9:00 AM HST

Hawaii House Floor Meeting

Transcript Highlights:
  • You can see this is the construction permits in the first 11 months.
  • This is the building permit value, accepted value. We tabulate for the first 11 months.
  • Maui County, Kauai County, is, uh, it shows a decrease in the value of the building permit.
  • 2024 uh this is the building permit 2024 uh this is the building permit value<00:25:43.360> is
  • <00:26:22.720> to time the building permit uh issued to time the building permit uh issued
Keywords: 910, house, all
Summary: The Committee on Finance held its first informational briefing for 2025, beginning with member introductions and then hearing an economic outlook presentation from Dr. Eugene Tian of the Department of Business, Economic Development and Tourism. Dr. Tian said Hawaii’s economy was in relatively good shape in several areas, especially construction, which he described as at a historical high, with construction employment above 40,000 monthly and building permit values and contracting tax base both up sharply. He also noted real estate sales had rebounded in 2024, the labor market had stabilized with unemployment around 2.9%, and initial unemployment claims were below 2019 levels. At the same time, he highlighted challenges including inflation running above the national rate, a shrinking labor force, lower employment compared with 2023, and continued weakness in visitor spending and arrivals. He said future growth would likely come from health care, professional services, construction, tourism recovery, and diversified sectors such as renewable energy, aquaculture, creative industries, and technology. Dr. Tian also discussed Hawaii’s economic structure and recovery, saying the state remains more concentrated in a few industries than the U.S. overall, with government and hospitality making up larger shares of the economy. He said non-tourism sectors had recovered, but tourism-related jobs and output were still below pre-pandemic levels, with Maui and the visitor industry still affected by the wildfire and COVID-19 impacts. He projected tourism and non-agricultural wage and salary jobs would not fully recover until 2027, and said population trends remain a concern because of aging, the likelihood of deaths outpacing births in coming years, and reliance on in-migration. After his presentation, the chair said questions would be taken later and the committee took a short break. After the break, Dr. Carano of the Hawaii Executive Director’s office presented a second outlook, saying Hawaii’s economy in 2025 looked better than 2024 overall, though he emphasized substantial uncertainty tied to the incoming federal administration. He said possible changes to tariffs, tax policy, immigration, and federal spending could raise inflation and keep interest rates higher than previously expected, which would affect housing, consumer debt, the dollar, and Hawaii’s visitor industry. He noted that U.S. visitors account for roughly three-quarters of visitor spending in the state, making federal policy especially important. He also said deregulation could be a long-term positive but would not likely have much effect in 2025 or 2026. As an additional risk, he pointed to bird flu and its effect on livestock, poultry, and egg prices. No votes or formal actions were taken during the briefing.
CA

California 2025-2026 Regular Session

Assembly Floor Session May 26th, 2026

California House Floor Meeting

Transcript Highlights:
  • but not acted on, which leaves projects and permit holders in limbo.
  • Assembly Bill 2418 by Assembly Member Mark Gonzalez, relating to building permits.
  • for permanent permits and operation.
  • I respectfully request your vote on AB 2161, which is a Medi-Cal work permit bill.
  • I respectfully request your vote on AB 2161, which is a Medi-Cal work permit to bill.
Summary: The Assembly convened, established a quorum, and proceeded through a large House of Origin floor file, with the Speaker repeatedly urging members to be at their desks and keep support bills brief. Early actions included dispensing with the journal, re-referring AB 2285 to the Banking and Finance Committee, and then taking up dozens of third-reading items, with many bills passed by voice or recorded vote and others passed temporarily or retained on file. The floor debated and passed a wide range of measures on land use, housing, labor, public safety, health care, utilities, taxation, and consumer protection. Among the bills approved were measures on land surveyor review (AB 1933), nurse midwife access for pregnant and postpartum patients (AB 1696), historic-district transit zoning flexibility (AB 2415), EV charging infrastructure fees and timelines (AB 1820), foreclosure bidding protections (AB 1957), tribal cannabis commerce (AB 2506), outdoor advertising permitting (AB 2024), commercial building permit timelines and third-party plan checkers (AB 2418), DUI penalties (AB 1685 and AB 1687), utility rate transparency (AB 1715), CalWORKs work-penalty changes (AB 1755), dynamic electricity rates (AB 1787), interior designer licensure (AB 1796), compost labeling and contamination rules (AB 1812), modular housing standardization (AB 1815), small claims limits for businesses (AB 1827), Native American Day as a paid state holiday (AB 1841), hospital staffing and maternity access bills (AB 1868 and AB 1882), protective orders tied to release dates (AB 1889), and a series of public health, missing persons, and teacher credentialing measures later in the file. Several high-profile bills drew extended debate. AB 2624, expanding Safe at Home privacy protections to immigrant service providers, prompted sharp disagreement over free speech and alleged limits on online posting, but supporters said it protected workers facing threats and doxing; it ultimately passed 49-19. AB 2023, creating a framework for regulating AI chatbots used by children, was framed as a child-safety measure after testimony about chatbot-related harms and suicide risks, and passed 58-8. Other notable votes included AB 2208 on Medi-Cal protections against federal cuts, AB 2299 on CalFresh/SNAP losses, AB 2115 apologizing to California Native peoples for historic state harms, and AB 2311 on public hospital physician employment; the transcript ends as the Assembly continues working through the remaining file.
MN

Minnesota 2025-2026 Regular Session

House Transportation Finance and Policy Committee 3/18/26

Transportation Finance and Policy

Transcript Highlights:
  • So that the intent of this bill is to permit passenger-type vehicles to assist in our transit needs and
  • So that the intent of this bill is to permit passenger-type vehicles to assist in our transit needs and
  • So that the intent of this bill is to permit passenger-type vehicles to assist in our transit needs and
  • So that the intent of this bill is to permit passenger-type vehicles to assist in our transit needs and
  • So that the intent of this bill is to permit passenger-type vehicles to assist in our transit needs and
NH

New Hampshire 2026 Regular Session

House Children and Family Law (01/20/2026)

Children and Family Law

Transcript Highlights:
  • standard—whether a permit should be issued for a gun.
  • , then Massachusetts had discretion to deny the permit.
  • uh, was to whether or not a permit uh, was to whether or not a permit should<01:27:16.400> be
  • <01:27:32.639> So,<01:27:32.800> it's be able to deny the permit.
  • So, it's be able to deny the permit.
Keywords: 1189, house, all
OK

Oklahoma 2026 Regular Session

Senate Legislative Session May 14th, 2026

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • So, yes, we are going to trust those numbers that are turned over by our permitted users.
  • Without the required permitting, what is the real change in this bill? Thank you for that.
  • So, yes, we are going to trust those numbers that are turned over by our permitted users.
  • It's they would not be granted a permit unless they can show that they're going to have recirculation
  • This is related to existing zoning that's in place and other types of permitting and so forth that they've
Summary: The Senate met with a quorum, prayer, pledges, and recognition of two student pages before taking up a long agenda of House joint resolutions and bills, mostly related to administrative rules and agency approvals. The chamber advanced and passed H.J.R. 1088, 1090, 1091, 1092, 1093, 1095, 1099, and 1100, which approved permanent rules for education, energy and agriculture, business and commerce, building code, health-related agencies, general government agencies, the Oklahoma Health Care Authority, and OMES. Several senators criticized the process for moving rule resolutions quickly and without committee vetting, while supporters said the calendar delays required direct consideration. The Senate also adopted conference committee reports and passed SB 206, SB 248, and HB 3021, with HB 3021 making small changes to graduation requirements, including science/math course language, Oklahoma history flexibility for some military families, and personal financial literacy counting toward math in some cases. A major portion of the meeting focused on House Bill 1370, which was described by its author as repealing an automatic state trigger that would replace any federal gasoline tax if the federal government suspended it. Supporters argued the bill would prevent Oklahoma drivers from paying more if the federal gas tax were repealed and framed it as tax relief; opponents argued it could reduce highway and bridge funding and create a budget hole. The Senate suspended several rules to bring the bill up, but rejected a motion to suspend the fiscal-impact rule for a proposed amendment. After debate, the chamber passed the measure 41-7 and then approved it as an emergency measure. The Senate also took up Senate Bill 893, a conference report dealing with foreign ownership near critical infrastructure and agricultural land. The bill would restrict certain foreign adversary ownership or leasing within 10 miles of critical infrastructure, add training zones and other protected areas, delay implementation until July 1, 2027, and create an enforcement process involving Attorney General review and whistleblower-style reporting. Senators raised concerns about enforcement, possible misuse, and profiling, while the author said the bill was aimed at national security and infrastructure protection. The conference report was adopted and the bill passed. Later, the Senate received notice that the House was ready to convene in joint session, and the chamber briefly stood at ease before returning to continue its work.
HI
Transcript Highlights:
  • permit delays, labor Recognizes permit delays, labor shortages,<00:22:19.280> and<00:22:19.520
  • Permitting can be slow. Time getting materials shipped can be slow.
  • Permitting can be slow. Time getting materials shipped can be slow.
  • Permitting can be slow. Time getting materials shipped can be slow.
  • Permitting can be slow. takes years. Permitting can be slow.
Keywords: 912, senate, all
Summary: The committee first took up a short-form administrative licensing measure requested by the administration to correct and clarify renewal provisions in a prior bill. Members raised no questions, and the committee voted to adopt the proposed Senate draft and recommit the bill back to the Commerce and Consumer Protection Committee for a further public hearing. The committee then heard SB 2876 on natural hair braiding, which would exempt natural hair braiders from licensing under certain conditions. The Board of Barbering and Cosmetology said it views hair braiding as within the broader scope of cosmetology, but agreed that people who only braid hair should not need a license because the training and exam requirements are minimal. The board warned, however, that exempting braiders could create consumer protection gaps involving sanitation, training, and enforcement, and noted that related services such as waxing, cutting, coloring, shampooing, and relaxing would still require licensure. Supporters included the Grassroot Institute of Hawaii and the Institute for Justice. The committee also heard SB 2950 on captive insurance and SB 2951 on insurance proceeds. On SB 2950, the Insurance Division opposed the bill, saying captive insurance is designed for formal self-insurance for companies and that allowing captives to insure the public would not fit the existing regulatory framework; a fire survivor advocate supported the measure as a way to expand disaster-related insurance options. On SB 2951, which would require mortgage servicers to follow certain rules for disbursing insurance proceeds after residential damage or destruction, United Policy Holders strongly supported the bill, citing delays in releasing funds and the need to help survivors rebuild, while banking and financial industry groups submitted opposition or comments. Finally, the committee heard SB 2952, SB 2960, and SB 2964, all related to property insurance and disaster recovery. SB 2952 and SB 2960 would extend the time policyholders have after a declared disaster to submit documentation and recover replacement cost value, with supporters arguing that rebuilding after major disasters takes far longer than standard policy deadlines allow and that the bills would improve consumer protection and transparency; the Insurance Division, the Insurance Council, and national insurance groups opposed the measures. SB 2964 would require annual disclosures of replacement cost value and coverage sufficiency; the Insurance Council opposed it as costly and unnecessary because policies already include inflation-related adjustments, while United Policy Holders and fire survivors supported it, saying many homeowners are underinsured and do not understand their coverage.