Transcript Highlights:

• TO THE INDUSTRY AND THE CONSUMER.
• SOMETIMES THEY ARE BUT MANY TIMES EXISTING LAWS RELATED TO CONSUMER PROTECTIONS OR PROHIBITING DISCRIMINATION
• FROM A CONSUMER SERVICES POINT OF VIEW, OUR GOAL IS TO PROTECT CONSUMERS, RIGHT?
• CONSUMER PROTECTION.
• WE CONTINUE TO THINK THAT FLORIDA STATUTE NOW PROVIDES AMPLE PROTECTION FOR CONSUMERS FROM ANY SORT OF

Transcript Highlights:

• services aspects of the Department of Agriculture and Consumer Services.
• If you want to protect green space in the department, you protect farmers, and then you give us as much
• And it's very important to protect agriculture.
• That's what we have to protect in the state.
• Our forests are generally left without law enforcement protection.

Summary: The Agriculture and Natural Resources Budget Committee met to organize for the session, confirm a quorum, and hear introductory remarks from members about their districts and interests. Chair Esposito outlined the committee’s jurisdiction and budget overview, noting a total budget of about $7.2 billion, with major funding tied to the Department of Environmental Protection, the Department of Agriculture and Consumer Services, Fish and Wildlife, and the Department of Citrus. She also described major cost drivers such as Everglades restoration, water quality, resiliency, land acquisition, and rural family lands, and asked members to review agency requests in small groups later in the process. Agency leaders then presented budget and program updates. Agriculture Commissioner Wilton Simpson emphasized department efficiency efforts, including IT modernization, staff reorganization, rural and family lands conservation, best management practices, Fresh From Florida marketing, hurricane recovery loans for farmers, and completion of the Connor Complex headquarters. DEP Secretary Alexis Lambert highlighted record investments in Everglades restoration, water quality projects, resilience grants, land acquisition, state parks, and enforcement. FWC Executive Director Roger Young discussed conservation research, fisheries and wildlife management, law enforcement, disaster response, and pressures from growth, boating, invasive species, and derelict vessels. Department of Citrus Executive Director Shannon Shep reviewed the industry’s decline due to hurricanes and citrus greening, current research and marketing efforts, and e-commerce campaigns to support Florida citrus sales. Members asked questions about citrus production declines, future replanting and therapies, rural family lands, PFOS cleanup, mangrove restoration, flooding and pump infrastructure, agricultural theft, and derelict vessel removal. Officials generally responded with updates, emphasized science-based management and enforcement, and in several cases said they would follow up with more detailed information later. No formal votes were taken; the meeting ended with the chair directing members to provide feedback on agencies for further budget review and then adjournment.

Transcript Highlights:

• So are we going to put in any consumer protections for people? What are we going to do?
• So what consumer protections are laid out for that third-party person who is the one who's going to make
• So it protects them there.
• And it's not protected in the same way that a cash transaction would be protected.
• But there are standards being built into this bill in terms of insurance, protecting consumers, making

Summary: The Ways and Means Committee met on April 2, 2025, with a quorum present and took up four bills. The committee first heard HB 4041, which would create the Corkscrew Grove Stewardship District in Collier County to finance and maintain infrastructure such as transportation, utilities, and stormwater systems without changing county regulatory authority. The bill drew no opposition, was reported favorably, and passed 14-0. The committee then considered HB 1485, which repeals Florida’s aviation fuel tax provisions. The sponsor argued the change would simplify the tax code, attract airline investment, and support lower fares and more routes. Members raised concerns about the estimated recurring $22.8 million impact on the State Transportation Trust Fund and $2 million on general revenue, and airport representatives warned of reduced grant and development funding, especially for general aviation and municipal airports. Supporters said the change would increase competition and fuel sales in Florida. The bill was reported favorably on a 12-5 vote. Next, the committee heard HB 999, which would recognize gold and silver as legal tender, allow electronic debit access to bullion accounts, and remove tax burdens on transactions involving precious metals. The sponsor and supporters described the bill as a way to protect purchasing power and provide an alternative parallel to the dollar, while opponents and some members raised concerns about consumer protections, predatory practices, privacy, and the role of the Office of Financial Regulation in rulemaking. After extensive testimony, the bill was reported favorably 19-0. Finally, the committee considered PCB WMC 25-01, which would reduce the state sales tax rate from 6% to 5.25% and also lower several related taxes, including the business rent tax, nonresidential electricity tax, mobile home sales tax, and coin-operated amusement machine tax. The proposal was estimated to reduce revenue by about $5.5 billion annually. Members discussed impacts on the budget, education funding, and whether savings would reach consumers, while supporters emphasized relief for Floridians and business competitiveness. The bill passed unanimously 19-0 and was reported favorably. The chair then noted a prior procedural apology on the record, and the meeting adjourned.

Transcript Highlights:

• protection.
• protection based.
• A lot of consumer protections we put in were in response to a specific company, FTX, which had fraudulently
• So we put in quite a lot of consumer protections last session.
• protections by making it easier to stop this debt collection.

Transcript Highlights:

• In April of this year, the Consumer Financial Protection Bureau finalized a rewrite of Regulation B that
• We're alarming consumers, potentially.
• So how do we— the goal is to be effective and to protect people.”
• “We have to be effective and protect people, protect consumers, protect our older adults in the state
• and protecting consumers.

Keywords: 987, senate, all

Transcript Highlights:

• The last section for the consumer protection, insurance, and financial products articles is the same
• It's great language that puts additional consumer protections in place for Minnesotans buying travel
• It's great language that puts additional consumer protections in place for Minnesotans buying travel
• protection that you ultimate consumer protection that you want<00:52:03.760> is<00:52:03.920>
• protections are not the consumer protections are not changing<00:53:18.720> and<00:53:18.840><

Keywords: 918, senate, all

Summary: The committee met to walk through nonpartisan side-by-side comparisons of House File 4188, focusing on differences between House and Senate language across consumer protection, insurance, financial services, health, and technical provisions. Staff highlighted numerous Senate-only items, including rules for financial providers communicating through trusted contacts, virtual currency requirements for banks and credit unions, a prohibition on virtual currency kiosks beginning in 2026, mortgage servicing and student loan servicing changes, the Rental Home Marketplace Guarantees Act, insurance and travel-related provisions, scrap metal licensing changes, protections related to minors accessing chatbots and AI companions, and several technical or conforming repealers. Staff also noted that some provisions were identical or substantially similar between the chambers, including mortgage originator standards, student loan borrower protections, securities-related changes, unclaimed property provisions, and technical updates in the bill’s miscellaneous articles. The Senate-only health-related articles were also summarized, including repeal of the prescription drug affordability advisory council, technical changes to the reinsurance program, and a series of health insurance provisions on enrollment-growth notices, limits on officer and director salary increases under certain capital conditions, guaranteed issue rights for certain Medicare supplement enrollees, data-sharing between Commerce and Health, restrictions on using artificial intelligence alone to deny claims, reimbursement for clinical trainees, home care nursing coverage, and PBM transparency. The Senate’s telecommunications article was described as largely technical and conforming, with repeals of obsolete statutes. Staff also noted that some standalone bills had already passed and would be removed from the comparison report. Public testimony followed. Thomas Elness of AARP Minnesota supported inclusion of the cryptocurrency kiosk bill, expressed support for guaranteed issue protections for a narrow group of consumers affected by discontinued plans, and urged adoption of changes to the consumer protection restitution account, including raising the cap to $10 million per fiscal year. Representative Lee testified that the restitution account proposal should be treated as policy rather than finance because it has a zero fiscal note, and said the House would accept the Senate’s $10 million cap. Robin Rowan, representing the Minnesota Insurance and Financial Services Council and the U.S. Travel Insurance Association, urged adoption of Senate travel insurance language, requested a House-style change to lead-generation recordkeeping language, and supported a Senate provision allowing employers and insurers to coordinate notice to employees when group policies are cancelled. The Department of Commerce then responded to questions, explaining that the prescription drug affordability council would be sunset because the board already has other avenues for public input, that the reinsurance changes were technical and did not alter the prior agreement, and that the abandoned cryptocurrency provisions rely on statutory definitions of inactivity and known examples such as keys stored in safes or deposit boxes.

Transcript Highlights:

• Welcome to the Joint Committee on Consumer Protection and Professional Licensure.
• the TARPs, and House Bill 5138, an act relative to consumer protection for low-value tender scarcity
• It's caused confusion for consumers It's caused confusion for consumers.
• And the consumer would pay $10.55.
• We really need some state guidance on this to protect our clerks and to protect the business owners from

Keywords: 995, all

Summary: The Joint Committee on Consumer Protection and Professional Licensure held a public hearing on two bills: House Bill 5138, concerning consumer protections for cash transactions amid penny scarcity, and House Bill 5036, concerning consumer information related to tariffs. Chairs Tackey Chan and Senator Payano opened the hearing, noted the committee’s one-year anniversary, reviewed procedures, and explained that the Senate and House were both in session, with Senator Payano prepared to take over if needed. The committee heard from several industry and legislative witnesses, and the hearing was eventually closed by motion and voice vote. Supporters of H. 5138, including Senator Paul Feeney, the Massachusetts Package Stores Association, the Massachusetts Restaurant Association, and the New England Convenience Store and Energy Marketers Association, said the bill would create a clear statewide rounding standard for cash transactions if pennies become scarce. They argued it would improve operational efficiency, reduce confusion, provide legal clarity, and protect businesses and consumers by requiring notice and limiting the rule to cash payments. The Retailers Association of Massachusetts also supported the concept but suggested amendments, including changing mandatory rounding language to allow flexibility and clarifying that taxes and fees would not be affected. Witnesses were largely opposed to H. 5036. The Retailers Association, the New England Convenience Store and Energy Marketers Association, and the Massachusetts State Auto Dealers Association said tariff-related shelf or price disclosures would be difficult or impossible to implement because tariff costs change frequently and are hard to trace through complex supply chains. Auto dealers emphasized the challenge of calculating tariff impacts across thousands of vehicle parts and models, while retailers said the proposal would add burdens and could increase costs. No votes on the bills were taken during the hearing; the only formal action was adjournment of the hearing after testimony concluded.

Transcript Highlights:

• They want to shut down the CFPB for fraud and consumer protection.
• Financial Protection Bureau the Consumer Financial Protection Bureau most<00:31:38.360> people
• Consider this one from the Consumer Financial Protection Bureau.
• <06:04:41.240> protections water and stronger consumer protections water and stronger consumer
• protections from Shady and consumer protections from Shady business<06:22:23.360> practices<06

Keywords: U.S. House of Representatives Floor Proceedings on Wednesday, February 12, 2025, 1012, house, all

Transcript Highlights:

• Compliance is widespread, and it provides consumers with protections and actionable rights.
• Also importantly, HB 95 seeks to protect individuals as opposed to consumers.
• This $10,000 penalty amount is standard across many consumer protection statutes. bill.
• <01:21:42.719> protection standard across many consumer protection standard across many consumer
• Hampshire's other consumer protection Hampshire's other consumer protection statutes<01:22:18.239>

Keywords: 1191, senate, all

Transcript Highlights:

• Secondly, the bill reinforces core consumer protections.
• bill reinforces core consumer bill reinforces core consumer protections.<00:27:03.919> It
• And it is grounded in market realism, consumer protection, and regulatory restraint.
• And it is grounded in market realism, consumer protection, and regulatory restraint.
• :51.359> also<00:45:51.760> simply protects the consumer, but also simply protects the

Keywords: 1191, senate, all

Transcript Highlights:

• made is going to have less consumer made is going to have less consumer protection.<00:43:39.920
• u protection on behalf of consumers. u protection on behalf of consumers.
• ensure<01:17:20.000> the Consumer Protection Bureau to ensure the Consumer Protection Bureau
• chief of the consumer protection bureau. chief of the consumer protection bureau.
• And what this is to protect consumers.

Keywords: 928, house, all

Summary: The committee first held a public hearing on Senate Bill 25, which would allow state-chartered credit unions to compensate board members if the membership approves it. Prime sponsor Senator Dan Innis said the bill is enabling only, intended to help credit unions recruit and retain qualified directors and align New Hampshire with other states that already allow such compensation. Credit union representatives from the Cooperative Credit Union Association and St. Mary’s Bank supported the bill, saying board service has become more complex because of cybersecurity, asset-liability management, and other regulatory demands, and that compensation could be modest and take forms such as meeting fees or educational reimbursement. In response to committee questions, they said compensation would be set by the membership, disclosed in advance, and subject to bylaws and internal policies; they also noted that board members must be credit union members and that voting procedures vary by institution, with some using mailed ballots rather than proxy voting. Members raised questions about why credit union boards were historically excluded, what kinds of compensation were contemplated, whether there would be a cap, and how voting and confidentiality would work. Testimony explained that the historical rationale was the nonprofit, volunteer mission of credit unions, but witnesses argued that the modern environment and competition for talent justify a change. They also said the bill would not mandate compensation and would not create a salary structure comparable to banks, but would allow members to approve modest compensation or reimbursements. After no further testimony, the chair closed the public hearing on Senate Bill 25. The committee then opened a public hearing on Senate Bill 26, sponsored by Senator Howard Pearl, concerning the definition of deposits in land sales and escrowed accounts. Pearl said the bill would clarify that buyer funds for upgrades and luxury items in new-home construction are not treated as refundable deposits that must be held in escrow, arguing that the current Attorney General interpretation raises builder costs, increases home prices, and can limit buyer choices. He said the proposal would allow those upgrade funds to be paid directly to builders for construction, with signed disclosures making clear that the buyer requested the items and bears the risk if financing falls through. The hearing on Senate Bill 26 had just begun when the transcript ended.

Transcript Highlights:

• consumers, especially youth, protecting consumers, especially youth, from<01:14:54.960> exposure<
• We've examined the legislation with an eye towards avoiding consumer confusion, providing consumer protection
• confusion, providing consumer consumer confusion, providing consumer protection,<02:26:58.160> and
• It's been consumer protection act.
• <02:51:20.479> protection I think the cratom consumer protection I think the cratom consumer

Keywords: 1191, senate, all

Transcript Highlights:

• <02:38:33.439> or either be passed on to consumers or either be passed on to consumers or
• this resolution is about protecting this resolution is about protecting American<02:44:48.680>
• I urge my colleagues to support its final passage to protect consumer choice, reduce costs, and eliminate
• I urge my colleagues to support its final passage to protect consumer choice, reduce costs, and eliminate
• lifetimes or lower costs while consumers lifetimes or lower costs while consumers struggle<03:15

Keywords: U.S. House of Representatives Floor Proceedings on Wednesday, March 5, 2025, 1012, house, all

Transcript Highlights:

• This legislation seeks to fix a systemic animal welfare and consumer protection problem that has been
• This legislation is a fair, carefully crafted solution that protects animals, consumers, and existing
• protection issue.
• protections.
• Consumers...

Keywords: 995, all

Summary: The committee hearing covered a wide range of animal, wildlife, hunting, and environmental bills. Early testimony focused on deer management, with Rep. Markey urging creation of a deer commission to address crop damage, vehicle collisions, and Lyme disease, and Sen. Durant supporting bills to allow Sunday bow hunting, expand crossbow use, and reduce the 500-foot dwelling restriction for archery hunting. Supporters framed these measures as practical wildlife-management tools, while questions centered on how they would differ from existing Fish and Wildlife authority and whether they would allow hunting closer to residences. Later, Rep. Sena also spoke in support of a bill to increase protected wildlife management areas and another to require non-lead ammunition, arguing both would benefit biodiversity and reduce environmental harm. A substantial portion of the hearing addressed animal welfare and commerce. Multiple witnesses supported bills to ban or phase out the retail sale of dogs, cats, rabbits, and guinea pigs in pet shops, arguing that pet stores rely on puppy mills and obscure the source of animals, while opponents said the bills would hurt responsible breeders, small businesses, and consumer choice. The committee also heard strong testimony for bills to ban the sale of cats and dogs in pet shops, with supporters citing sick animals, consumer deception, and the need to cut off the puppy mill supply chain. In a separate animal-testing segment, witnesses backed bills requiring non-animal testing methods for cosmetics and household products, saying alternatives are more accurate and humane; biomedical research representatives opposed those bills and a related research-animal measure, warning of unintended restrictions on research institutions and arguing animal models remain necessary for many studies. The committee also heard testimony on horseshoe crab conservation, with supporters of H. 898 urging an end to taking horseshoe crabs for bait because of population declines, shorebird impacts, and the species’ importance to biomedical science. On wildlife trafficking, witnesses backed bills to ban intrastate sales of ivory and rhino horn, saying Massachusetts should close loopholes that aid poaching and align with federal law and other states; one antique dealer testified in support, saying he avoids such items and still sees them in the marketplace. Additional testimony supported bans on fur products from factory farms and on force-feeding birds for foie gras, with advocates emphasizing cruelty, public health, and environmental concerns. The hearing was lengthy and heavily attended, with the chairs repeatedly limiting testimony to three minutes and inviting written submissions; no committee votes or final actions were taken during the transcript excerpt.

Transcript Highlights:

• We must empower consumers with the resources needed to undertake vital work.
• To make sure that we are protecting insurance consumers, the nation's insurance regulators last year
• Our consumers in Alabama are the ones who benefited.
• It's really something that consumers need. And so I appreciate you doing it.
• AB 1339 is not just about protecting buildings. It's about protecting the people who live in them.

Summary: The Assembly Insurance Committee met to consider several bills focused on California’s insurance market, wildfire resilience, and consumer protections. AB 888, the California Safe Homes Act, was heard first. Insurance Commissioner Ricardo Lara and Alabama Insurance Commissioner Mark Fowler testified in support, describing state grant programs that help homeowners harden roofs and create defensible space, with the goal of reducing losses and improving insurance affordability and availability. Supporters from the insurance industry, local government, and the Rebuild Paradise Foundation also backed the bill, and committee members emphasized the need for more incentives for mitigation. The bill passed the committee on a do pass motion and was sent to Appropriations. AB 290, by Assemblymember Bauer-Kahan, would require the FAIR Plan to offer automatic payments and address non-renewal grace-period issues. The author described her own experience being forced onto the FAIR Plan and facing a large premium increase, while Consumer Federation of California called the bill common-sense consumer protection. The FAIR Plan opposed unless amended, saying it was already handling major wildfire claims and other operational demands and requested more time and changes to the non-renewal grace-period language. Members across the committee supported the bill as a needed modernization measure, and it passed as amended to Appropriations. AB 1339, by Assemblymember Gonzalez, would direct the Department of Insurance to study insurance availability and pricing for affordable housing providers and report policy recommendations. Supporters from affordable housing organizations said rising premiums were forcing providers to cut services, defer maintenance, and use reserves, threatening housing stability for low-income residents. The bill passed as amended to Appropriations. AB 646, by Assemblymember Wallace, also passed to Appropriations; it concerns disclosure related to motor vehicle protection products and catalytic converter theft deterrence, with support from auto dealers and industry groups. The committee also approved AB 1531 on consent. Members later added on to the record in support of the bills, and the hearing concluded without recorded opposition votes on the measures that advanced.

Transcript Highlights:

• Because they have protective supervision.
• Protecting millions of Californians. Protecting mental and medical, please. Thank you.
• Please protect IHSS for all. Thank you so much. Thank you. services. Please protect IHSS for all.
• I urge you to help protect IHSS.
• I want to protect SDP.

Keywords: 987, senate, all

Summary: The subcommittee heard an overview of the governor’s IHSS budget proposals and then took public testimony from the administration, LAO, county representatives, labor, consumer advocates, and an aging/disability advocacy group. The administration described IHSS as a large Medi-Cal long-term services program serving more than 900,000 recipients and proposed three changes: shifting some growth costs tied to authorized hours per case to counties, eliminating the statewide backup provider system, and aligning IHSS terminations with Medi-Cal terminations. The administration also discussed the earlier CFCO reassessment penalty change for counties and said overdue reassessments had dropped significantly. LAO said the governor’s overall IHSS cost estimates appeared reasonable, but raised concerns about the hours-per-case cost shift, including unclear root causes for growth, limited county control over statewide averages, and uncertainty about the eventual savings. County Welfare Directors Association, SEIU, and consumer/advocacy witnesses opposed the hours cost shift, arguing counties use state tools, the proposal would pressure counties to cut services, and it could harm older adults and people with disabilities by increasing institutionalization and shifting costs elsewhere. The chair and members repeatedly questioned the rationale for the proposal, the lack of a defined baseline, and whether the current assessment tools or MOE structure should instead be revisited. On the backup provider system, the administration said the program is underused and costly to administer relative to service spending, while LAO suggested the Legislature consider whether administrative costs could be reduced instead of eliminating it. County, labor, and consumer witnesses opposed the cut, saying the system is a critical emergency safety net even if utilization is low, especially for rural areas and people with complex needs. Members also asked about data quality, county backup systems, and whether consumers know the program exists. On the Medi-Cal/IHSS alignment proposal, the administration said automation would stop General Fund-only spending when recipients lose Medi-Cal and restore IHSS automatically when Medi-Cal is regained; LAO and others noted the proposal had been rejected before and urged better notices and safeguards. Witnesses warned that automatic termination could create gaps in care and unpaid work for providers, while the department said counties already manually terminate in some cases and that automation is ready if approved. No votes were taken in the excerpt, and the chair indicated the committee would continue with public comment and later items before a hard adjournment time.

Transcript Highlights:

• <00:32:49.519> decision Consumer Protection 10:05 a.m. decision Consumer Protection 10:05
• in the arts and commerce and consumer in the arts and commerce and consumer protection<00:36:13.200
• the Office of Consumer the Office of Consumer Protection.<00:36:57.920> Good<00:36:58.160
• state consumer protection laws. Um, we state consumer protection laws.
• > 1st, Consumer Protection Tuesday, April 1st, Consumer Protection Tuesday, April 1st, 2025,<01

Keywords: 912, senate, all

Summary: At a joint Senate hearing on SCR 198 and SR 178, the committees considered resolutions urging Hawaii insurers and the Hawaii Property Insurance Association to seek subrogation claims against polluters linked to worsening climate impacts and higher insurance costs. Testimony was overwhelmingly supportive, with 47 written testimonies in support and additional oral support from former Honolulu chief resilience officer Josh Tamro. The committees recommended passage with amendments, narrowing the language to refer specifically to polluters who knowingly engaged in misleading and deceptive practices about the connection between their products and climate change, along with technical non-substantive edits. Both committees adopted the amended resolutions by vote. At a separate joint hearing on STR 226 and SR 201, which urged changes to Medicaid 1915 home and community-based services waiver eligibility criteria, supporters argued the current rules and administrative guidance were inconsistent and left some people with intellectual and developmental disabilities, including those with mental health dual diagnoses, without proper access. The Hawaii State Council on Developmental Disabilities and Hawaii Disability Rights Center supported the intent but noted factual issues and said a memo from the department addressed only part of the problem, not the mental health-related concerns. After discussion, the chair concluded the resolution was not the best vehicle and deferred it, suggesting a more comprehensive bill would be needed. The Commerce and Consumer Protection committee also took up HB 799 HD2 SD1 on healthcare and recommended passage with amendments, including striking a written transfer-agreement requirement, shortening the sunset to June 30, 2028, removing a related timeline, and making technical corrections. In another joint hearing, SCR 222 and SR 197, which would have urged towing companies to have on-site ATMs for vehicle owners, drew opposition from the Office of Consumer Protection, which said Act 60 already requires credit and debit card acceptance and that ATMs could let companies evade the law. Members noted ongoing complaints and weak enforcement, and the chair recommended turning the issue into a task force for further study, with decision-making deferred because of quorum issues. The committee also heard several other resolutions: STR 57 and SR 41, urging Congress to create a national reinsurance program, received only supportive testimony; STR 70 and SR 54, calling for a pharmacy reimbursement working group, also drew support; and STR 123, proposing an attorney general-led landlord-tenant working group, received comments from the Attorney General’s Office suggesting a more appropriate lead agency and noting the Legislative Reference Bureau may be better suited to assist. No final adverse action was taken on those measures during the hearing segment described.

Transcript Highlights:

• protection in respects gap for consumer protection in respects to<00:03:53.519> sanitation<00
• bill it's it's really about consumer bill it's it's really about consumer protection<00:19:52.880
• /c><00:26:26.400> that's protecting us as consumers and that's protecting us as consumers and
• their of consumer protection and from their of consumer protection and from their insurance<00
• These measures were Consumer Protection.

Keywords: 912, senate, all

Summary: The committee first took up a short-form administrative licensing measure requested by the administration to correct and clarify renewal provisions in a prior bill. Members raised no questions, and the committee voted to adopt the proposed Senate draft and recommit the bill back to the Commerce and Consumer Protection Committee for a further public hearing. The committee then heard SB 2876 on natural hair braiding, which would exempt natural hair braiders from licensing under certain conditions. The Board of Barbering and Cosmetology said it views hair braiding as within the broader scope of cosmetology, but agreed that people who only braid hair should not need a license because the training and exam requirements are minimal. The board warned, however, that exempting braiders could create consumer protection gaps involving sanitation, training, and enforcement, and noted that related services such as waxing, cutting, coloring, shampooing, and relaxing would still require licensure. Supporters included the Grassroot Institute of Hawaii and the Institute for Justice. The committee also heard SB 2950 on captive insurance and SB 2951 on insurance proceeds. On SB 2950, the Insurance Division opposed the bill, saying captive insurance is designed for formal self-insurance for companies and that allowing captives to insure the public would not fit the existing regulatory framework; a fire survivor advocate supported the measure as a way to expand disaster-related insurance options. On SB 2951, which would require mortgage servicers to follow certain rules for disbursing insurance proceeds after residential damage or destruction, United Policy Holders strongly supported the bill, citing delays in releasing funds and the need to help survivors rebuild, while banking and financial industry groups submitted opposition or comments. Finally, the committee heard SB 2952, SB 2960, and SB 2964, all related to property insurance and disaster recovery. SB 2952 and SB 2960 would extend the time policyholders have after a declared disaster to submit documentation and recover replacement cost value, with supporters arguing that rebuilding after major disasters takes far longer than standard policy deadlines allow and that the bills would improve consumer protection and transparency; the Insurance Division, the Insurance Council, and national insurance groups opposed the measures. SB 2964 would require annual disclosures of replacement cost value and coverage sufficiency; the Insurance Council opposed it as costly and unnecessary because policies already include inflation-related adjustments, while United Policy Holders and fire survivors supported it, saying many homeowners are underinsured and do not understand their coverage.

Transcript Highlights:

• Protection in 2026.
• So March, the first week of March, is National Consumer Protection Week.
• So March, the first week of March, is National Consumer Protection Week.
• And I was just mentioning that we're coming up on National Consumer Protection Week, so...
• And I was just mentioning that we're coming up on National Consumer Protection Week, so we'll be putting

Keywords: 993, senate, all

Summary: The Senate Standing Committee on Consumer Protection met for its second meeting of 2026, with Chair Rachel May noting National Consumer Protection Week and mentioning upcoming consumer fraud outreach and new online fraud-reporting tools from the Attorney General. The committee considered eight bills focused on consumer issues, including junk fees, arbitration transparency, gas stove labeling, retailer biometric tracking notices, credit monitoring services, and youth sports recording rights. Several bills were advanced with little or no opposition. S.363A on clear and conspicuous pricing for mandatory junk fees was reported to first reading. S.926 on arbitration organizations drew support for its transparency goals, but Senator Canzoneri-Fitzpatrick raised concerns about confidentiality and a private right of action; it was still moved forward. S.1280B on gas stove health-risk labeling also advanced despite opposition from Senators Canzoneri-Fitzpatrick and Weber. S.2539A, requiring retailers to warn customers about electronic tracking and biometric data collection, was supported by Senator Myrie, who described it as a notice-only measure. The committee also advanced S.3078 on credit monitoring services and S.2517, though the transcript of the discussion on S.2517 was largely garbled. Chair May’s S.8666, which would prevent youth sports operators from barring parents from taking in-person photos or recordings of their children, prompted concerns from Senator Canzoneri-Fitzpatrick about privacy, liability, and recordings by other parents; the chair responded that the bill includes limits for safety, court orders, privacy protections, and restricted areas. The meeting concluded after the bills were moved and voted on, with several reported to first reading or to another committee.

Transcript Highlights:

• In any event, I'm trying to protect our business owners, trying to protect our consumers, and trying
• , as well as supporters California Low Income Consumer Coalition and Consumer Reports.
• As the world's fifth largest economy, California must protect consumers, embrace the legal recognition
• First, Section 5 is the consumer protection heart And public official accountability.
• First, Section 5 is the consumer protection heart of the bill and works in tandem with the previously

Summary: The Assembly Banking and Finance Committee heard several bills, beginning with AB 407, which would expand the California Pollution Control Financing Authority. The author said the measure would increase flexibility and access to resources, and the bill was approved 7-0 and sent to the Committee on Local Government. The committee also adopted the consent calendar, which included AB 76, by a 7-0 vote. A lengthy portion of the meeting focused on AB 1065, which would prohibit swipe fees on the sales tax portion of credit card transactions. Supporters, including small business owners, restaurant and grocery representatives, and a payments-policy expert, argued the bill would reduce costs for merchants and consumers and rein in dominant card networks. Opponents, including banks, credit unions, and payment industry groups, argued the bill is likely preempted by federal law, would be difficult to implement, and could disproportionately affect community banks and credit unions. After extensive questioning about preemption, fraud, implementation, and consumer impacts, the committee rejected the bill on a 6-0 vote, but then granted reconsideration by a 7-1 vote. The committee then heard AB 1365, which would create the Cal Account Program, a zero-fee, zero-penalty state banking account for unbanked and underbanked Californians. Supporters said the program would help low-income households, survivors of abuse, and others facing barriers to traditional banking, while opponents from community banks and credit unions argued existing low-cost accounts and the Bank On program already address the need and raised concerns about cost, feasibility, and duplication. The bill advanced on a 6-0 vote and later received enough votes on the reopened roll to move forward to the Committee on Labor and Employment. The committee also approved AB 1052, which would create a legal framework for digital assets and address unclaimed digital property and restrictions on public officials issuing or promoting digital assets, and AB 1180, which would create a pilot program for paying state fees with digital financial assets and require a report on broader adoption. Both bills passed with broad support after brief testimony and discussion. Final roll calls later confirmed AB 1052 and AB 1180, along with AB 407 and AB 1365, were moved out of committee.