Video & Transcript : 'liability insurance' :
Page 101 of 500
FL
Florida 2025 Regular Session
Banking and Insurance Mar 31st, 2025
MN
Minnesota 2025-2026 Regular Session
Task Force on Homeowners and Commercial Property Insurance 10/1/25
Minnesota House Floor Meeting
Transcript Highlights:
- losses if they don't carry self-insured losses if they don't carry insurance.
- of insurance, these insurers of last resort were created as a response to when insurance companies would
- New York has its insured homeowners, then private its insured homeowners, then private insurers<00:35
- </c> insurance insurers operate. insurance insurers operate.
- </c> access to insurance access to insurance and<01:31:55.360><c> impacts.
CA
California 2025-2026 Regular Session
Assembly Communications and Conveyance Committee Jun 18th, 2025
Transcript Highlights:
- These are local government fees, insurance, et cetera, and costs, including insurance.”
- manage is that of insurance.”
- specific part of our insurance requirements, which is uninsured and underinsured motorist insurance.
- Do they, are those other carriers required to have some other type of insurance if it is an RM/UIM insurance
- it is liability insurance for when that driver is actually at fault causing an accident.
Summary:
The hearing focused on transportation network companies in California, with the chair framing it as an informational hearing on the history, regulation, safety, climate, accessibility, and data issues surrounding Uber, Lyft, and smaller or autonomous TNC services. The CPUC described its decade-long regulatory role, including safety rules, background checks, insurance requirements, reporting obligations, and two major legislative programs from 2018: the Clean Miles Standard and the Access for All program. Members asked about complaint trends, data collection and disclosure, program implementation, and how the CPUC uses annual reports for policymaking, compliance, and program oversight.
Uber and Lyft said the statewide framework has supported growth while providing safety and access benefits, but both companies emphasized that insurance is a major cost driver and argued that California’s UM/UIM requirement is unusually high compared with other vehicles. They said the Clean Miles Standard is pushing electrification but faces headwinds from EV affordability and charging infrastructure, while Access for All has expanded wheelchair-accessible service but still needs continued support. They also discussed transit partnerships, wildfire response, and the potential role of autonomous vehicles, with both companies saying human drivers will remain important and that future regulation should account for new technology.
The final panel, including the San Francisco County Transportation Authority and UC Berkeley researchers, presented evidence that TNCs have increased congestion and reduced transit ridership, especially in dense urban areas. They described prior research showing TNCs contributed to congestion growth in San Francisco and noted that this work helped spur local taxes on ride-hailing trips to fund safety and transit improvements. The panel also discussed the CPUC’s evolving data-disclosure decisions, arguing that public access to TNC trip data is important for understanding transportation impacts and informing local policy.
CA
California 2025-2026 Regular Session
Assembly Privacy and Consumer Protection Committee Apr 21st, 2026
Transcript Highlights:
- That is why my bill, AB 1798, prohibits life and non-health disability insurance insurers from using
- It prohibits life and non-health disability insurance insurers from using non-diagnostic genetic information
- leadership of Insurance Commissioner Lara.
- Insurers are currently and rightfully prohibited from refusing to insure, cancel, or renew life or disability
- There are many, many conditions that we insure.
Summary:
The committee heard several bills focused on privacy, accessibility, labor, and public safety. AB 1798 by Assemblymember Wilson would bar life and disability insurers from using non-diagnostic genetic information, including direct-to-consumer test results, in underwriting. Supporters argued the bill would protect privacy and encourage genetic testing, while insurers opposed it as unnecessary and said genetic data should be treated like other predictive health information. The bill passed the committee on a 7-0 vote and was held open for absent members.
AB 2190 by Assemblymember Wallace would create website accessibility standards based on WCAG guidelines and add affirmative defenses intended to reduce serial litigation while improving access for people with disabilities. Disability advocates supported the measure as a needed civil-rights update, while business groups warned it could increase liability and create unclear compliance obligations. The bill passed 9-0 and was sent to Appropriations.
AB 2721 by Assemblymember Carrillo would require hotels to post notice when they know or should know that U.S. Customs and Border Protection or ICE are using the premises, with supporters saying workers and guests deserve transparency and safety. Hotel and business groups opposed it, citing privacy, liability, and concerns about interfering with federal operations. The committee voted 6-2 to pass the bill to Appropriations, with the roll left open. AB 2027 by Assemblymember Ward would restrict employers from using worker data to train AI systems that replace workers and limit sharing of worker data for automation; labor groups supported it and business and public-sector groups opposed it as too broad. The bill passed 7-2 to Appropriations, with the roll left open. The committee also heard AB 1837 by Assemblymember Mark Gonzalez, which would extend and tighten privacy rules for transit agencies’ use of forward-facing cameras to enforce bus-lane violations; supporters said the cameras improve transit flow and safety, and the bill was presented with amendments, though no final vote is reflected in the transcript excerpt.
NH
New Hampshire 2025 Regular Session
House Finance Division I (01/29/2025)
Transcript Highlights:
- </c> as we've become as we were self-insured as we've become as we were self-insured and<00:10:07.360
- </c><00:15:37.880><c> the</c> biders to price out just insuring the biders to price out just insuring
- the prescription drug claims, so it includes both self-insured claims and insurance rate.
- the insurance for state to provide the insurance for state employees<01:15:27.560><c> and</c><01:15:
- </c><02:29:06.800><c> company</c> return you go to an insurance company return you go to an insurance
Summary:
The Department of Administrative Services presented an overview of its budget and operations, emphasizing that it is the lowest-spending agency in state government and that its general fund allocation has declined since 2019. Commissioner Arling House explained that DAS also handles back-office functions for several administratively attached boards, which has affected staffing and spending comparisons. He said the department’s current general fund spending is roughly split between retiree health and other operations, and that the presentation was based on adjusted authorized spending rather than the original budget figures.
A major portion of the meeting focused on retiree health benefits and the long-term effort to control costs. Deputy Commissioner Cassie Keane described how the state moved from a projected deficit in retiree health to savings through a series of changes, including higher premium contributions, co-pay adjustments, and shifting Medicare retirees into Medicare Advantage arrangements to capture federal reimbursement. She said the state has about 12,500 retirees and spouses on the plan, with roughly 10,906 Medicare retirees and 1,580 non-Medicare retirees, and that the savings have depended heavily on federal funding and procurement decisions. She also noted that Medicare retirees pay Part B premiums and that the state has grandfathered older retirees from some premium contributions.
Members asked about what the expenditures cover, why the state offers retiree health instead of simply giving retirees a payment to buy coverage themselves, and whether out-of-pocket costs changed under Medicare Advantage. Keane said the plan covers actual health claims or insurance premiums, that co-pays and maximum out-of-pocket limits remain in place, and that the state has no authority to change benefit details without legislative action. She explained that retiree health is a long-standing employee benefit that wraps around Medicare and is not collectively bargained in the usual sense, though its eligibility rules and cost-sharing have been tightened over time to better target the benefit to long-term state service.
The discussion also covered vendor performance problems. Keane said Anthem recently won the contract back from Aetna, but its pharmacy subsidiary, Caroline, caused serious service disruptions. DAS responded by withholding payments, assessing more than $2 million in performance guarantees, and hiring a third-party auditor to review the pharmacy processes. The current contract runs through the end of calendar year 2026, and officials said they are watching federal Medicare Advantage reimbursement changes closely because future savings are uncertain.
CA
California 2025-2026 Regular Session
Assembly Utilities and Energy Committee Sep 12th, 2025
Transcript Highlights:
- The bill creates a successor insurance fund to the current wildfire fund called the continuation account
- Because of inverse condemnation in the state of California, we have a very strict liability construct
- We created an insurance fund with go-forward that is the combined insurance pool of three different ratepayer
- So they're insuring future risk.
- You're buying insurance for go-forward events.
Summary:
The Assembly Committee on Utilities and Energy convened with a quorum and first heard SB 254, a major utility affordability and wildfire package authored by Senator Becker and coauthored by Assemblymember Petrie-Norris. The bill was described as combining wildfire mitigation reforms, $6 billion in securitized financing for future fire-mitigation capital spending, a public ownership/transmission financing program, tighter scrutiny of utility profits, clean energy permitting streamlining, stronger customer connection timelines, and a successor wildfire fund/continuation account to replace the current fund. Supporters, including the Governor’s office, TURN, labor, clean energy groups, utilities, and public advocates, said the measure would lower bills, stabilize utilities, protect fire victims, and reduce wildfire-related bankruptcy risk. Opponents and some local government groups raised concerns about affordability impacts, the volumetric wildfire fee, strict liability, and provisions they said could affect local control. After discussion, the committee approved SB 254 on a 16-0 vote and sent it to the floor.
The committee then held an informational hearing on AB 825, which would enable California to participate in a West-wide electricity market. The authors said the proposal could save ratepayers up to $1 billion annually, improve reliability by allowing California to draw on a larger regional supply, reduce curtailment of renewable power, and lower greenhouse gas emissions. Support came from environmental organizations, labor, utilities, community choice aggregators, large energy users, and the Public Advocates Office, all emphasizing cost savings, reliability, and cleaner energy integration. TURN opposed the measure, warning that last-minute amendments removed safeguards against subsidizing out-of-state fossil generation and could expose California ratepayers to unwanted costs. Members questioned governance, exit rights, CPUC oversight, and local control, and the authors responded that the bill includes multiple safeguards, legislative reporting, the ability to exit without penalty, and continued local consultation. No vote was taken because the hearing was informational only.
MO
Transcript Highlights:
- Hampton Williams, with the Missouri Insurance Coalition, testified in support of the bill.
- Hampton Williams with the Missouri Insurance Coalition.
- to recover something against that policy if they're a named insured.
- Denny Hoskins, actually, was the one who passed the bill as a senator on premises liability.
- Denny Hoskins, actually, was the one who passed the bill as a senator on premises liability.
Committee:
House Judiciary
WA
Transcript Highlights:
- That insurance is roughly $2,000. ...has to build a normal house. They have to get insurance on it.
- That insurance is roughly $2,000 per home, and that home is insured for seven years.
- This bill will help, in theory, lower the cost of insurance by giving you a warranty, which is not insurance
- So by doing this, in theory, it will lower the insurance cost.
- So by doing this, in theory, it will lower the insurance cost.
Committee:
Senate Housing
Keywords:
condominium, housing, warranty, property rights, construction, HB 2664, unlawful detainer, eviction notice, landlord-tenant, tenant rights, service of process, certified mail, notice by mail, notice posting, possession action, vacate notice, Washington RCW 59.12, housing law, rental housing, forcible entry and detainer
AZ
Transcript Highlights:
- Their liability insurance will go up.
- Their liability insurance will go up.
- Chair and Leader, yes, it was testified that their insurance liability will go up, and they already are
- And also, insurance could not use this to increase points on your license and deny you insurance or driving
- And also, insurance could not use this to increase points on your license and deny you insurance or driving
FL
Transcript Highlights:
- , and obtain liability insurance coverage in the amount of at least $100,000.
- insurance.
- The $100,000 minimum liability insurance is just to check that box, show that they are accountable, that
- One of the things I think you mentioned was $100,000 liability insurance. Yes.
- In 2023, Florida had 1,532 dog bite-related insurance claims.
Committee:
Senate Agriculture
Summary:
The Committee on Agriculture met with a quorum present and heard four bills. CS/SB 150, by Senator Gates, would make it a third-degree felony to abandon a restrained animal during a declared weather emergency, such as a hurricane or tornado, and was presented as “Trooper’s Law” in response to a widely publicized rescue of a dog during Hurricane Milton. The bill drew supportive public cards and brief supportive remarks from Senator Boyd, then passed unanimously and was reported favorably.
SB 374, by Senator Truenow, would refine the definition of farm product to include plant and plant products and bar local governments from adopting ordinances that limit the collection, storage, and processing of farm products on bona fide agricultural land. An amendment was withdrawn to allow further discussion on food waste issues. Speakers from composting, recycling, and poultry interests supported the bill, and it was reported favorably.
SB 560, by Senator Martin, would restrict certain chemical additives in food products. The sponsor said the bill targets 10 chemicals he believes are harmful, noted that two have already been banned by the FDA, and argued Florida should act rather than wait for federal action. Industry and retail witnesses opposed the bill as creating a patchwork of state rules, raising costs, and disrupting supply chains, while some senators said they supported the bill for now but expected further changes. The committee reported the bill favorably, with Senator Rouson voting no.
SB 572, the Pam Rock Act by Senator Collins, would create a statewide dangerous dog registry, add criminal penalties for certain dangerous-dog attacks, and require permits, microchipping, spay/neuter, and $100,000 liability insurance for dangerous dogs. The sponsor and the Rock family described severe attacks and deaths involving dangerous dogs and argued the registry would help protect the public. Some senators questioned the registry’s usefulness, the amount of information collected, and insurance availability, but the bill passed and was reported favorably. The committee then adjourned.
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (04/23/2025)
Transcript Highlights:
- There are certain PSAOs that will bundle<01:38:30.080><c> insurance</c> bundle insurance bundle insurance
- for either health insurance or property liability, things like that.
- </c> self-insure for either health insurance self-insure for either health insurance or<04:10:19.359>
- insurer, or insurer company, reciprocal insurer, or insurer under<04:12:13.920><c> the</c><04:12:14.080
- </c> discharge their liabilities. discharge their liabilities.
Summary:
The committee first heard Senate Bill 47, sponsored by Sen. Regina Birdsell at the request of the Insurance Department. The bill would codify the department’s interpretation that a birth mother’s health insurance is the primary coverage for a newborn, unless the mother has no insurance or coverage under an employer-sponsored plan. Birdsell and Insurance Commissioner DJ Benton Court said the measure is a clarification of existing practice and intended to protect vulnerable newborns; a question from Rep. Miles clarified that if a young woman is on her parents’ policy, the newborn would generally be covered under that family coverage. The hearing on SB 47 was then closed.
The committee then took up Senate Bill 121, introduced by Grant Bosi for Sen. Kevin Avard, which would require insurers to notify the Insurance Department when they stop writing an entire line of business or, in some cases, Medicare Advantage plans. Commissioner Benton Court said the bill arose from disruption in the Medicare Advantage market, where consumers, brokers, and the department were confused by carriers changing or ending offerings; he said the department wanted a simple notification requirement so it could better advise consumers. Members discussed network adequacy, county-based service areas, and the fact that the bill would make notice a condition of licensure, with possible fines or license action for noncompliance. Witness Paula Rogers of AHIP said her group supported the bill if amended, and the department indicated it would support a change from a 120-day notice period to 90 days to align with state rules; the committee planned to work on an amendment in subcommittee.
Finally, the committee heard Senate Bill 247, introduced by Rep. Brian Cole, which would prohibit network exclusion of pharmacies that refuse to dispense prescriptions when PBM reimbursement is below acquisition cost. Cole argued the bill is meant to stop pharmacies from being forced to sell drugs at a loss, describing PBMs as middlemen and saying the measure is a compromise that protects local pharmacies. Members questioned whether consumers would pay more and whether pharmacies voluntarily enter PBM contracts; Cole responded that the bill would let pharmacies refuse unprofitable fills while consumers could still obtain the drug through mail order or other channels. He also said the issue has changed over time because the practice now affects a much larger share of generics and is concentrated among a few PBMs. The hearing remained open as questions continued, with no vote taken in the excerpt.
LA
Transcript Highlights:
- What are we extending liability immunity for in these instances?
- And that's not limiting liability in a fashion? No, it's not.
- At the end of the day, they have this liability protection.
- You don't give liability immunity to average citizens.
- I believe the municipal association self-insurance fund.
Committee:
Senate Judiciary A
Summary:
The committee first approved the May 5 minutes and then heard House Bill 578, which would define sex in Louisiana law as biological sex, replace references to gender with sex in various statutes and forms, and direct the Law Institute to make conforming changes. Supporters from the governor’s office said the bill would bring clarity and consistency, while opponents argued it could create conflicts with existing law and weaken protections tied to gender identity. After debate, the committee reported HB 578 favorably.
Members then considered House Bill 1250, a measure aimed at aerospace-related litigation. The bill would allow a special motion to strike certain claims against aerospace flight entities when the claims are preempted by federal law. Senators raised concerns that the language was broad enough to affect airports, airlines, contractors, and even unrelated incidents, and the author said he was willing to work on narrowing amendments. The committee nevertheless reported HB 1250 favorably. House Bill 718, dealing with liability protections for private airstrips used for recreation, was amended to narrow its scope and then reported favorably, while House Bill 163, a narrower related airstrip bill, was voluntarily deferred so the committee could work from the other measure.
The committee also approved House Concurrent Resolution 61, which asks the Louisiana Law Institute to review possible conflicts between the constitution and statutes on expropriation. House Bill 180, defining foreign adversaries and agents of foreign adversaries for a proposed constitutional amendment, and House Bill 192, a constitutional amendment barring foreign adversaries from expropriating land in Louisiana, were both reported favorably. House Bill 1008, which sets out academic freedom and whistleblower protections for higher education, was rejected on a roll-call vote after concerns about its scope and limits on university discipline. House Bill 638, a prompt-payment bill for contractors, was set aside while amendments were being located.
Finally, the committee took up House Bill 71, which would extend existing liability protections for justified use of force to properly trained armed security guards. The author and the Board of Private Security Examiners said security officers receive training and often face dangerous situations, but opponents argued the bill would give too much protection to personnel with far less training than law enforcement and could shield bad shootings. After debate, the committee voted to defer HB 71. The last measure discussed was House Bill 1082, which would change venue rules for lawsuits involving the Municipal Police Employees’ Retirement System so actions by the system would be filed where the employer is located; the author said the bill was meant to help small municipalities, and members indicated they were open to narrowing amendments.
FL
Florida 2026 5th Special Session
Appropriations Committee on Criminal and Civil Justice Jan 28th, 2026
Transcript Highlights:
- It's SB 164 on civil liability.
- We're the largest insurer of physicians in the country and the largest insurer of physicians in the state
- This could have devastating impacts on liability insurance for private businesses and homeowners.
- This could have devastating impacts on liability insurance for private businesses and homeowners.
- less likely to be able to have liability insurance, as was already said in prior testimony.
Summary:
The committee heard a lengthy presentation from Miami-Dade State Attorney Catherine Fernandez-Rundle on human trafficking, describing it as a major criminal enterprise in Florida driven by online recruitment, local victims, and organized traffickers. She outlined Miami-Dade’s task force, victim-centered prosecution practices, training efforts for schools, hotels, transit workers, and other partners, and community-supported services such as the Project Phoenix shelter and Thrive Clinic. She also urged better interstate communication about known traffickers and noted that prior legislative changes, including restrictions on tattooing minors, came from trafficking cases. Senators asked about school-based exploitation, technology and social media recruitment, and information-sharing with other states; Fernandez-Rundle said training and technology remain essential and offered to share materials and tour the facility.
The committee then considered CS for SB 656, which Senator Bradley said would codify FDLE’s Internet Crimes Against Children Task Force funding program and rename/expand the online sting operations grant program to better support investigations, training, technology, and personnel. The bill was supported as a needed response to online child exploitation and was reported favorably by unanimous roll call. The committee also passed SB 892 by Senator Martin, which streamlines sentencing procedures for habitual felony offenders and related designations by reducing paperwork delays tied to clemency and requiring clearer notice before pleas; it too was reported favorably unanimously.
The most extensive debate centered on SB 164, which would expand Florida’s Wrongful Death Act to allow civil damages for the death of an unborn child. Senator Graal said the bill uses existing statutory language defining an unborn child and is intended to let parents recover damages when negligence causes a pregnancy loss. Supporters argued it recognizes unborn life and should be strengthened; opponents warned it would function as a personhood measure, create liability risks for doctors, businesses, friends, and family members, chill miscarriage and abortion-related care, and worsen Florida’s OB-GYN shortage. Several speakers raised concerns about abuse by rapists or abusive partners and about impacts on IVF and emergency care. The committee heard extensive questioning about the bill’s scope and its relationship to existing criminal statutes, but no vote on SB 164 was taken in the portion provided.
CA
California 2025-2026 Regular Session
Senate Health Committee Apr 15th, 2026
Transcript Highlights:
- health insurance rates.
- health insurance rates.
- years, it's very similar the way they do insurance, home insurance and other insurance.
- And I think about it related to homeowners insurance or insurance policies that we discussed in that
- I own a business and my insurance rates went up.
Summary:
The committee heard SB 1377, which would change California’s medical exemption process for school immunizations. The author and supporters argued the bill would restore physician discretion, reduce fear of audits and discipline, and help families with medically vulnerable children obtain exemptions. Opponents, including pediatric, medical, and public health groups, said the current system created by SB 276 and SB 277 is working, that valid exemptions are still being issued, and that loosening oversight could undermine immunization rates and public health. Members debated the data behind claims of a chilling effect, the number of exemptions reviewed or revoked, and the bill’s amendments, which narrowed the measure to current exemptions and added a small additional threshold. Because there was no quorum at the time, action on SB 1377 was delayed until a quorum could be present.
The committee then heard SB 995, the Masuma Khan Justice Act, which would create a statewide inspection and enforcement framework for large voluntary residential facilities, including private immigration detention centers. The author and supporters described alleged neglect and abuse in detention facilities, including denial of medication, unsafe food and water, and inadequate oversight, and argued the state should ensure humane conditions and accountability. The California Hospital Association expressed concern about duplicative oversight and possible overlap with existing regulation, while the author said the bill was being refined to avoid constitutional problems and duplication. The committee voted to do pass and re-refer SB 995 to Judiciary, with the roll call showing five votes and the bill placed on call.
SB 1089 was also heard, proposing expanded access to GLP-1 medications for state and local government employees through CalPERS and encouraging broader affordability efforts through CalRx. The author framed the bill as a response to chronic weight disease, diabetes risk, and high costs, and described his own experience obtaining and paying for GLP-1 treatment. Supporters from the American Diabetes Association and medical groups said GLP-1s are effective tools for preventing and managing type 2 diabetes and could reduce long-term health costs. No opposition was heard, and the committee voted do pass and re-refer the bill to Labor, Public Employment, and Retirement, with the vote placed on call. The committee also began SB 1221 on Murphy conservatorships, with supporters and opponents debating whether district attorneys should have a larger role in these proceedings and whether the bill would improve public safety or disrupt the civil mental health process; the transcript cuts off before final action on that bill.
FL
Transcript Highlights:
- So we handle patient requests, continuing care requests, insurance payer requests, life insurance requests
- So we handle patient requests, continuing care requests, insurance payer requests, life insurance requests
- , attorney request. ...care requests, insurance payer requests, life insurance requests, attorney requests
- Limited liability companies, LLCs.
- You know, patients themselves can take their insurance information, go to their insurance provider's
Committee:
Senate Health Policy
Summary:
The committee took up a large health policy agenda. SB 1568 on electronic prescribing was explained as a federal conformity measure, but members raised concerns about preserving patients’ ability to obtain paper prescriptions and about exemptions for emergency, hospice, and other situations. Emergency physicians testified in support of e-prescribing but asked for flexibility, and the bill was reported favorably despite Senator Harrell’s opposition. SB 1606 on patient access to records sought to standardize record-production timelines and require electronic delivery when available; after an amendment correcting a drafting error, the bill drew concerns about HIPAA, behavioral health confidentiality, and the distinction between personal and legal representatives, and it was reported unfavorably as a committee substitute.
The committee then approved SB 1346 on fentanyl testing, with a technical amendment, to require hospitals and campus emergency departments to test for fentanyl in urine testing for suspected overdose or poisoning. SB 1224 on administration of controlled substances by paramedics was amended to clarify language and reported favorably. SB 656 on health care billing and collection activities was substantially revised by strike-all amendment to allow sale of medical debt to third parties under new limits, including no interest or fees and return of debt if charity care applies; it was reported favorably as a committee substitute. SB 68 expanded health facilities authority financing to include not-for-profit LLCs and parent companies, and SB 524 added Duchenne muscular dystrophy to the newborn screening panel; both were reported favorably.
Later, the committee approved SB 1842 on out-of-network referrals after multiple amendments, requiring providers to verify network participation at the point of service and notify patients in writing, though several members and physicians warned it could burden providers and increase workload. The committee also advanced proposed committee bill SB 7028, which revises the Casey DeSantis Cancer Research Program, adds oversight and reporting requirements, creates a pediatric cancer research incubator, and establishes the Bascom-Palmer VisionGen initiative; cancer center representatives testified in strong support, and the bill was reported favorably as a committee bill. SB 172 on specialty titles and designations was amended to clarify enforcement and was reported favorably after supporters said it would prevent misleading use of specialist titles, while opponents argued it could confuse practitioners’ titles. Finally, SB 1690 on surrendered infants was reported favorably after supporters said it would codify and expand safe-haven baby box procedures and opponents raised safety concerns about the devices. The committee also noted SB 1606 remained pending for reconsideration next week before adjourning.
FL
Florida 2025 Regular Session
November 5, 2025 - 10:00 AM
Transcript Highlights:
- He added that the city should get insurance, but noted that Florida’s insurance market is incredibly
- to cover all 14 school districts through seven insurance companies.
- are going up while insurance availability is going down. recession.
- all 14 school districts with seven insurance companies insuring at various levels to that, to get to
- Today, the most we can possibly get is $50 million, and we have 22 separate insurance companies to insure
Summary:
The Civil Justice and Claims Subcommittee considered HB 145, by Rep. McFarland, which would raise Florida’s sovereign immunity caps from $200,000 per person and $300,000 per incident to $500,000 and $1 million, with a future inflation-based increase, extend the time to bring claims, and allow local governments to settle claims above the cap without a claims bill. McFarland argued the bill modernizes an outdated system and helps injured people obtain compensation more fairly and efficiently, while preserving sovereign immunity. Several members spoke in support during debate, saying the bill better balances government accountability and victims’ rights and that current caps have not kept pace with inflation and damages.
Public testimony was largely in opposition. Local governments, counties, cities, insurance groups, and school-related organizations warned the bill would significantly increase liability exposure, insurance premiums, and taxpayer costs, especially for small and rural governments and school districts. Opponents also objected to the provision allowing settlements above the cap without legislative action, saying it would weaken the cap and increase litigation and costs. Supporters countered that injured people often wait years for claims bills and that governments should be able to resolve meritorious claims directly.
After debate, the committee voted 16-1 to report HB 145 favorably, with Rep. Lopez voting no. The meeting then adjourned.
MO
Missouri 2026 Regular Session
Judiciary Apr 8th, 2026
Judiciary and Civil and Criminal Jurisprudence
Transcript Highlights:
- It preserves public nuisance claims for illegal products and illegal actions, ensuring liability for
- Hampton Williams with the Missouri Insurance Coalition, testifying in support of the bill.
- Good afternoon, Hampton Williams, with the Missouri Insurance Coalition.
- Good afternoon, Hampton Williams, with the Missouri Insurance Coalition.
- Denny Hoskins actually was the one who passed the bill as a senator on premises liability.
Summary:
The committee first met in executive session and took up House Bill 3443, relating to court costs. Members adopted House Committee Amendment 1, which changed a January reference to July, updated language regarding the Department of Labor or its successors, and removed round-up numbers. The committee then rolled the amendment into a House Committee substitute and voted the substitute do pass by a roll call of 11 ayes and 1 no. House Bill 3304, concerning the offense of keeping a dangerous dog, was then amended to restore prior-bite language and narrow the injury definition to serious physical injury; the committee adopted the amendment, adopted a substitute, and voted the bill do pass 11-1. House Bill 2865, dealing with attorney’s fees and expenses in civil actions and agency proceedings, was approved do pass 12-0. House Bill 2255 was announced as not being taken up that day.
The committee then held public hearings on several bills. House Bill 2777, the Public Nuisance Reform Act, was presented as a measure to narrow public nuisance claims, limit suits involving lawful products and regulated activities, strengthen causation requirements, and restrict who may sue and what damages may be recovered. Supporters from consumer reform, insurance, and civil justice groups said it would curb abusive litigation while preserving traditional nuisance claims; no opposition testimony was offered. House Bill 2667, the Eliminate Criminal Profiteering Act, would bar negligence claims arising from a person’s own wrongful conduct, limit negligent security liability, require apportionment of fault in some cases, and restrict certain recoveries by unauthorized aliens in auto cases. The sponsor and supporters said it would prevent criminals from profiting from their wrongdoing and protect businesses, while committee members raised questions about scope, premises liability, and sovereign immunity.
Finally, the committee heard House Bill 2666, an anti-SLAPP bill intended to provide a faster dismissal process for lawsuits that are meant to chill speech or petitioning activity. The sponsor and supporters said it would protect free expression and align Missouri with other states, while still preserving claims for genuinely harmed parties. No opposition testimony was presented on either House Bill 2667 or House Bill 2666, and the hearing concluded without any votes on the public hearing bills.
CO
Colorado 2026 Regular Session
Colorado House 2026 Legislative Day 087 Apr 11th, 2026
Colorado House Floor Meeting
Transcript Highlights:
- </c> insurance a 6 unfunded liability insurance a 6 unfunded liability 736,817,25334,237,8442,579,49
- </c> 958 insurance a five unfunded liability 958 insurance a five unfunded liability 6270,277137,882132395
- 5 unfunded liability 2665 insurance 5 unfunded liability 659,2259,225 amortization<02:47:41.600><c>
- liability insurance 12 unfunded liability 1315,54,827 1315,54,827 amortization payments 141,243,639.
- Insurance. Unfunded liability. Amortization payments. Step pay.
KY
Kentucky 2025 Regular Session
Public Pension Oversight Board (12-12-25) - Part 2
Transcript Highlights:
- </c><00:36:43.280><c> and</c> and I'm talking about insurance and and I'm talking about insurance and
- </c> can assume that there is some liability can assume that there is some liability there.<00:39:53.760
- </c> increase in the unfunded liability. increase in the unfunded liability.
- And health insurance has gone up a bunch.
- And health insurance has gone up a bunch.
Summary:
The committee heard testimony from Rep. Ashley Tacket Laferty on a bill to expand minimum hazardous-duty retirement and health benefits for certain public safety workers injured in the line of duty. She used a video and examples from Floyd County to describe officers and an emergency management director who were catastrophically injured but did not qualify for existing hazardous-duty coverage because their employers had enrolled them in non-hazardous retirement plans. The bill would provide a minimum benefit of 25% of pay, plus 10% for dependent children and limited health coverage, for eligible workers who cannot return to hazardous work. Laferty said the proposal would apply retroactively through a five-year window, estimated to affect a limited number of workers statewide, and would be funded by small increases in employer contribution rates. Committee members questioned how many former employees might qualify, how the bill interacts with the pension system, and who would pay the added cost. Discussion also noted that local governments choose whether to place employees in hazardous or non-hazardous coverage, largely based on cost. The sheriff’s association was present online in support, and no vote was taken.
The committee then heard Rep. Daniel Gber present a revised bill allowing teachers and school district employees to use accumulated sick leave to observe religious holidays not already on the school calendar, if they provide a personal statement and sufficient advance notice. He said the measure is intended to address the rigid school calendar and the difficulty teachers face in observing non-school holidays without losing service credit toward retirement. He noted that the earlier version of the bill had allowed make-up work time, but the current draft is shorter and focused on sick leave use. He also referenced a supporting letter from a constituent who could not attend because of weather. The bill was presented for discussion only, with no committee action reported.
FL
Florida 2026 5th Special Session
Judiciary Apr 1st, 2025
Transcript Highlights:
- Adoption and liability notice.
- insurance coverage. 4.
- This bill doesn't mention insurance.
- Florida Insurance Council is the largest state trade association of insurers.
- Finally, from an insurance perspective, liability costs fall under section two of your policy, not section
Summary:
The committee first took up SB 1272 on guardianship, which would limit a guardian’s ability to isolate an adult ward from family and require notice to family or other named persons about major events such as a ward’s death or medical relocation. Senator Jones said the bill was intended to curb abuse by bad actors while not affecting good-faith guardians. Fortuna Smuggler and Phyllis Smith spoke in support, describing the need for family notification and closure. The bill passed unanimously, 8-0, and was reported favorably.
The committee then considered CS/SB 1284 on wrongful death for an unborn child. Senator Graal explained that the bill would expand Florida’s Wrongful Death Act to allow parents to recover economic and non-economic damages for the death of an unborn child. An amendment was adopted to define “unborn child” as a member of the species Homo sapiens carried in the womb and to state that the act does not authorize a wrongful death action against the mother or a health care provider acting within the applicable standard of care. The amendment drew questions about abortion, medical emergencies, and whether fathers could sue; the sponsor said the bill was not intended to create claims against mothers or lawful medical care. Public testimony was sharply divided, with supporters arguing it gives families parity and accountability, and opponents warning it could be used to target abortion care, increase malpractice pressure, and worsen physician shortages. The committee approved the bill as amended by a 6-4 vote.
Finally, the committee heard a strike-all amendment to SB 1288 on parental rights. The amendment would strengthen parental consent requirements for minors’ medical care, with exceptions for emergencies, court orders, certain legal categories of minors, and other existing statutory exceptions. It also would require parental consent for treatment related to STD screening, give parents more control over school or health surveys, and address use of biofeedback devices. Supporters said the measure restores parents’ authority and protects children from inappropriate questioning or treatment, while opponents argued it could block needed care for minors in unsafe homes, reduce access to STI treatment and mental health services, and create unintended consequences. The amendment was adopted, and the committee continued hearing testimony on the bill.