Video & Transcript : 'insurance liability' :

Page 100 of 500
MO

Missouri 2026 Regular Session

Transportation Mar 31st, 2026

Joint Committee on Transportation Oversight

Transcript Highlights:
  • When I started selling truck insurance, long-haul liability was $1,200 a year. It's been a while.
  • What happens is they've got no insurance—when I say no insurance, no towing and recovery insurance.
  • So how many other states have a minimum insurance liability like this in state law?
  • These are years-long processes to get paid: self-insured, underinsured, no insurance.
  • When I suspended my authority in 2011, I was paying $12,000 a year for primary liability and cargo insurance
Summary: The House Committee on Transportation met on Senate Bill 1408, which would allow Missouri to raise the maximum speed limit on rural interstates from 70 to 75 miles per hour. Senator Berger, the bill sponsor, argued the change would better match neighboring states, improve traffic flow, and reflect modern vehicle safety technology. Several members supported the idea as a practical adjustment, while others questioned whether the time savings were worth the safety tradeoff, raised concerns about driver behavior, truck speed governors, road design, fuel use, and the possibility that higher posted limits would lead to even faster driving. Testimony was sharply divided. Supporters, including a motorist advocate and some committee members, said 75 mph is common in surrounding states and worldwide, that most crashes are caused by inattention rather than speed alone, and that MoDOT should be able to set limits based on engineering and traffic conditions. Opponents included a Hazelwood police lieutenant, AAA, the Missouri Insurance Coalition, and MoDOT Director Ed Hassinger. They argued that higher speeds increase crash severity and fatalities, that Missouri’s roads and traffic volumes differ from flatter neighboring states, and that the bill could disproportionately affect young and older drivers as well as roadside workers. MoDOT said its data shows speed is a major factor in fatal crashes and cited fatality increases in Arkansas and Kansas after those states raised rural interstate limits. Committee members also debated whether the bill actually mandates 75 mph or merely authorizes MoDOT to set it where appropriate. MoDOT and AAA said any increase should be tied to engineering studies and roadway-specific analysis, while supporters argued the department already has that discretion and that the bill simply removes an outdated cap. No vote was taken in the excerpt. After closing the hearing on SB 1408, the committee moved on to House Bill 3447, a towing and recovery bill that would require more insurance for large commercial vehicles, improve notice and dispute procedures, and address abandoned vehicles; testimony on that bill began with the sponsor and representatives from the towing and trucking industries.
CA
Transcript Highlights:
  • first and then afterward integrate the system for unemployment insurance.
  • first and then to afterward integrate the system for unemployment insurance.
  • estimates total liabilities will increase to approximately $30 billion by fiscal year 2030.
  • More specifically, the State of California would reduce liabilities by $500 million. L.A.
  • And what I mean by that is there's no state budget line item that shows a SIBTF liability.
Summary: The subcommittee heard a series of budget and trailer bill presentations focused on labor and public employment programs. The first item covered EDD Next modernization, where EDD described progress on customer service improvements, fraud prevention, language access, and the Integrated Claims Management System. The LAO urged stronger legislative oversight as the project enters its most difficult phase, and members questioned the revised schedule, total cost, change orders, stress testing, SB 1090 implementation, and how race and ethnicity data will be protected. EDD said the overall project cost remains about $1.2 billion, that the work is being phased with disability insurance and paid family leave first, and that fraud has been greatly reduced since pandemic-era programs ended. Members also asked for follow-up information on SB 590 outreach and equity impacts. The committee then reviewed the California Workforce Development Board’s request to reduce staffing as one-time grant workloads wind down, along with trailer bill language to streamline reporting requirements. The board and Department of Finance said the staffing reductions reflect the end of surge funding and that the proposal would consolidate roughly 10 to 12 reports into one annual report, with additional reporting only if new funds are appropriated for certain programs. Senator Durazo questioned the policy direction of reducing workforce staffing, while the administration said the positions were tied to temporary grant programs and that current staffing is sufficient for ongoing duties. Members also asked about the board’s role in AI-related workforce planning and the rationale for using state funds for the High Road Construction Careers Program. A major portion of the hearing focused on the Subsequent Injury Benefits Trust Fund reforms and related staffing request at DIR. The administration and LAO described rapid growth in applications, backlog, and liabilities, saying the program’s eligibility has expanded beyond its original intent and that liabilities could reach about $30 billion by 2030 without reform. The trailer bill would tighten eligibility, apply the changes to open cases, and use the QME process and contemporaneous evidence to document preexisting disabilities. Members raised concerns about fairness to pending claimants, evaluator capacity, and the relationship to other SIBTF legislation, while the LAO said the proposal largely aligns with its prior recommendations. DIR also presented a request to eliminate vacant positions under a statewide vacancy sweep, which drew criticism from members who argued the cuts could weaken enforcement and backlog reduction efforts; the committee asked DIR to return with more detail on impacts and on its use of temporary-help authority. The final items addressed a request for additional Cal/OSHA investigative staff and a trailer bill to make permanent the revised Workers’ Compensation Appeals Board petition timeline. DIR said the BOI staffing would help investigate fatalities and serious injuries more quickly, while members emphasized the importance of family contact and timely investigations. For the WCAB item, the chair explained that the 2024 change to Labor Code section 5909, which starts the 60-day decision clock when a case is transmitted rather than when a petition is filed, has reduced pending cases and should be made permanent; the remaining backlog was reported at 460 cases, down from 637 before the change.
FL

Florida 2026 Regular Session

Judiciary Jan 27th, 2026

Judiciary

Transcript Highlights:
  • Gary Gozo, Florida Insurance Council, waving in support. Katie Webb, APCIA, waving in support.
  • Gary Gozo, Florida Insurance Council, waving in support. Katie Webb, APCIA, waiving in support.
  • And Christine Ashburn, the National Association of Mutual Insurance Companies, waiving in support.
  • Indemnification is security against legal liability for one's actions.
  • insurance.
Committee: Senate Judiciary
Keywords: 999, senate, all
Summary: The Judiciary Committee heard and advanced a series of bills on candidate disclosure, litigation financing, professional liability, public meetings, problem-solving courts, probate, wrongful conviction compensation, public records, and housing fraud. Senate Bill 620, by Senator Mayfield, would require candidates for federal, state, county, district, judicial, and school board offices to disclose any citizenship in countries other than the United States; it drew one waived-in opposition from Common Cause and was reported favorably 8-0. Senate Bill 1396, by Vice Chair Burton, would regulate litigation financing, including limits on funders’ recovery, restrictions on funder control, and disclosure of foreign entities involved; it received support from several business and tort-reform groups, opposition from the Florida Justice Association, and was reported favorably 7-2 after questions about the purpose and scope of the disclosures. Senator Martin’s bills also moved forward. SB 192 would remove the $1,500 cap on patient funds chiropractic physicians may hold in trust for prepaid services; it was supported by the Florida Chiropractic Society and reported favorably 7-0. SB 888 would extend to private contracts the current limits on indemnity and insurance requirements for architects, engineers, surveyors, and landscape architects, and it was reported favorably 7-0 after testimony from engineering and design professionals. Senator Bradley’s CS for SB 332, as amended, would create a narrow public meetings/public records exemption for pre-suit Burt Harris litigation strategy discussions by local governments; it was adopted and reported favorably 7-0. SB 820 would require quarterly reporting on problem-solving courts, including participant counts, offenses, completion, failure, and recidivism data, and it was reported favorably 10-0. SB 1500 would update uncontested probate procedures, raise certain small-estate thresholds, clarify safe-deposit-box authority, and strengthen enforcement provisions; it was reported favorably 10-0. The committee also advanced several other measures. CS for SB 694, by Senator Bracey Davis, would compensate the descendants of the Groveland Four; it was amended to divide any appropriation equally among the four family branches, received extensive emotional testimony in support, and was reported favorably 10-0. SB 144 would create a public records exemption for personal information of Judicial Qualifications Commission employees and their families due to harassment concerns, and it was reported favorably 9-1. CS for SB 1224, as amended, would make fraudulent entry into a rental dwelling a third-degree felony when done through false statements, counterfeit documents, or impersonation; it was supported by Florida Realtors and the Florida Apartment Association and reported favorably 10-0. SB 1000 would set a floor and ceiling for interest rates on law firm trust accounts tied to the Wall Street Journal prime rate, and it was reported favorably 10-0 after stakeholder compromise. The committee also took up SB 532 only to temporarily postpone it, and at the end members recorded additional affirmative votes on selected bills before adjournment.
HI
Transcript Highlights:
  • Higher insurance costs and additional liabilities resulting from it will likely drive up fares, making
  • </c> holding tncs to the same liability holding tncs to the same liability standards<01:15:20.800><c>
  • higher Insurance costs and additional<01:15:30.320><c> liabilities</c><01:15:30.880><c> resulting</c
  • Of course, the unintended consequences may result in insufficient insurance coverage and removal of liability
  • Chair, your recommendation is adopted. liability and I am that's chair's liability and I am that's chair's
Keywords: 910, house, all
Summary: The joint hearing covered HB 1484 on transit-oriented development and HB 157 on transportation. For HB 1484, testimony included a request from the Hoi Community Development Authority to be removed from the measure while offering to assist if the transit-oriented development law is implemented, along with testimony in opposition and support from several individuals. The committees later recommended HB 1484 be passed with amendments, including an HD1, a defective date, deletion of a reference to section 225 on page 11, adoption of H-CDA’s proposed amendment, and related committee report changes. The vote was adopted in both committees, with Representatives Cochran and Lee excused and Representative Mora voting with reservations. HB 157 concerned the transfer and acceptance of roads in the Villages of Kapolei. HHFDC supported the bill’s intent and explained that the roads were originally self-permitted, the city had not accepted dedication, and HHFDC has been maintaining and upgrading the roads under an MOA that requires improvements to city standards before transfer. Testimony from the Villages of Kapolei Association and others described ongoing problems with non-emergency police services, illegal parking, abandoned vehicles, and the need for city enforcement on roads that are open to the public. Committee members asked about the current holdup, the possibility of transferring roads in segments, and whether a cash settlement could resolve the issue; HHFDC said it was working in segments and that the city had mentioned a $60 million figure. The committees then recommended HB 157 pass with amendments, noting they were awaiting an Attorney General opinion on authority to compel the transfer and that the matter would continue to the Committee on Water and Land. The Transportation Committee also heard several additional bills. HB 1083, concerning vessels in state commercial harbors, drew support from the Department of Transportation and some industry groups and opposition from charter operators; HB 1159, which would require compliance with harbor master evacuation orders and increase penalties, drew DOT support and opposition from multiple vessel operators, who argued the bill was too broad and should define emergencies more clearly and use tiered penalties. HB 58, limiting civil liability for firefighting at commercial harbors, received DOT and Maritime Group support. HB 1165, on county disposal of ocean-bordering property and state highway acquisition, received DOT support. HB 938, a broad motor vehicle franchise and EV-related bill, drew support from the Hawaii Automobile Dealers Association and the Motor Vehicle Industry Licensing Board, but strong opposition from the Alliance for Automotive Innovation, Tesla, Rivian, Scout Motors, and others; opponents argued it would restrict direct-to-consumer EV sales and innovation, while dealers said the bill was too broad and needed further stakeholder work. No final votes were taken on the Transportation Committee’s remaining measures in the portion provided, and the joint hearing was adjourned after decision-making on HB 1484 and HB 157.
CA

California 2025-2026 Regular Session

Senate Labor, Public Employment and Retirement Committee Apr 22nd, 2026

Labor, Public Employment and Retirement

Transcript Highlights:
  • that liability, and that's why the bill last year was so important.
  • that liability, and that's why the bill last year was so important.
  • As a state employee, I'm a current state employee, and my insurance—we have some of the best insurance—I
  • My insurance, an insurance here with CalPERS, does not offer it, only in the sense that if a person is
  • And no answer, basically the answer was a health insurance plan. No answer.
Keywords: 987, senate, all
CA

California 2025-2026 Regular Session

Assembly Communications and Conveyance Committee Jul 16th, 2025

Communications and Conveyance

Transcript Highlights:
  • The $1 million in liability insurance, $1 million in occupational accident insurance to protect drivers
  • In the bill, partly it is the insurance industry itself.
  • But this bill is focused solely on the insurance piece.
  • pay to insurance for your automobile is for your liability coverage, which it kicks in if you cause
  • And so we're not trying to diminish that insurance, and we're not trying to eliminate any type of insurance
Keywords: 988, house, all
AZ

Arizona 2026 Regular Session

03/24/2026 - House Education

Education

Transcript Highlights:
  • So, my district, we were self-insured and we're now with an insurance company, and so they can still
  • , as well as two insurance companies, and the winning bid was from a regular insurance company.
  • So the school district was fully insured after the winning bid? It was a fully insured plan? Mr.
  • Olson mentioned, a fully insured product where the insurance company gets all the risk.
  • A fully insured product where the insurance company gets all the risk.
Committee: House Education
Keywords: 1182, all
CA

California 2025-2026 Regular Session

Assembly Human Services Committee Jun 30th, 2026

Human Services

Transcript Highlights:
  • The goal is to reduce liability exposure and help make FFAs more insurable and lower the cost of insurance
  • We know the Department of Insurance is actively involved in looking at the liability issues and what's
  • Right now, FFAs are where the pressure is most visible, but the same insurance and liability pressures
  • For that reason, I urge the committee to continue to address the insurance and liability issues that
  • For that reason, I urge the committee to continue to address the insurance and liability issues that
Keywords: 988, house, all
LA

Louisiana 2026 Regular Session

Judiciary B May 5th, 2026

Judiciary B

Transcript Highlights:
  • So they don't want to pay their insurance, or they say they are unable to fund their insurances.
  • So they say they are unable to fund their insurances.
  • The minimum amount of insurance coverage shall be $3 million. Are they insured now?
  • Are they not insured now? The city insures us right now. They cover the policies.
  • , I don't like paying their health insurance.
Committee: Senate Judiciary B
Summary: The committee first approved the April 28 minutes and announced that Senate Bill 499 was voluntarily deferred. It then heard several House bills, beginning with HB 168, a reentry/transitional housing program for female parolees near release; supporters said it would improve public safety and reduce recidivism, and the bill was reported favorably without objection. HB 322, a cleanup bill from the Maggie Grace Act clarifying that victims or families requesting transcripts would not be charged, was also reported favorably without objection. HB 622, which aligns Louisiana criminal history information practices with federal rules, was amended and then reported favorably. HB 821, moving the School for Safe Centers from GOSEP to the Louisiana Commission on Law Enforcement, was reported favorably as well. The committee then took up HB 364, which directs State Police to partner on public awareness efforts about the illegality of discharging firearms, especially around holidays. An amendment removed a proposed printing cost and shifted the bill toward PSAs; the bill was reported favorably with amendments. HB 568, which strengthens enforcement of drug-free school zone laws by creating a clearer offense for openly smoking or vaping illegal drugs in school zones and setting a specific penalty for marijuana, drew extensive debate. Supporters, including the author and governor’s office, said it was needed to protect children and families and to give law enforcement a workable deterrent. Opponents argued it would impose harsh, geography-based penalties, sweep in medical cannabis patients and veterans, and worsen racial and fiscal disparities. After roll-call, the committee reported HB 568 favorably by a 3-2 vote. The committee also approved HB 296, a cleanup bill removing long-defunct programs from statute, without objection. HB 823, creating an Orleans Parish DA pilot diversion program for unhoused people accused of nonviolent offenses, was supported by Covenant House and others as a way to avoid criminalizing homelessness and was reported favorably without objection. Finally, HB 1038, a major bill revising the authority and liability structure of city marshals and local governments, prompted extensive testimony. The bill and amendments would limit some marshal powers in smaller jurisdictions, require local approval for certain staffing/insurance matters, and allow local governments to restore powers by ordinance. Supporters said it would reduce liability, clarify authority, and address problems in some marshal offices; opponents, including multiple marshals and law enforcement supporters, said it would undermine elected marshals, hurt small offices, and was too broad and under-studied. The transcript ends amid that hearing, with no final committee action shown on HB 1038.
HI

Hawaii 2026 Regular Session

LBT-CPN, LBT Public Hearings 03-23-2026

Labor and Technology

Transcript Highlights:
  • ><c> it's</c><00:07:42.400><c> you</c> The unemployment insurance is it's you The unemployment insurance
  • It is a liability, a legal liability that's due. Even the statute says that.
  • /c><00:09:56.160><c> legal</c><00:09:56.600><c> liability</c> It is a liability, a legal liability It
  • is a liability, a legal liability that's<00:09:57.680><c> due.
  • </c> is not a stat- statute of liability is not a stat- statute of liability change.<00:10:07.520><c>
Keywords: 912, senate, all
Summary: The committee first heard House Bill 2455, HD2, relating to employment practices. Testimony was limited, with support from the Hawaii State Commission on the Status of Women and UPW; the committee noted nine support, zero opposition, and zero comments. No vote was taken on this bill during the portion provided. The committee then took up House Bill 2165, HD2, relating to the Hawaii Employment Security Law. DLIR supported the measure but requested an amendment moving language in Section 2 from subsection A to subsection C to preserve the legal structure. Members questioned DLIR about a January 8 U.S. Department of Labor letter and whether the bill would keep Hawaii in conformity with federal unemployment insurance requirements. DLIR said the federal guidance requires the state to remove the carve-out for labor-dispute claimants, though unions with hiring halls and members in good standing could still be exempt from work-search requirements under an authorized list. UNITE HERE Local 5 opposed the bill and said the current law already gives the department discretion to exempt striking workers. The committee recessed the bill before any final action was taken in the portion shown. In the joint hearing with Commerce and Consumer Protection, the committees heard House Bill 1509, HD2, relating to workers’ compensation. DLIR supported the bill, DHER offered comments and requested an amendment, UPW supported it, and one Zoom testifier described personal experience with delayed care and urged faster decisions. After testimony, the committees voted to pass the bill with amendments. The adopted amendments restored the 7-day treatment-plan deadline from 10 days, changed the effective date to January 1, 2077, and struck the proposed $500 fine for employers who fail to respond within 10 days. Back in the Labor and Technology agenda, the committee heard House Bill 1515, HD2, also relating to workers’ compensation, with testimony noting seven in support, one in opposition, and one comment, but no action was taken in the excerpt. The committee also heard House Bill 1514, HD2, relating to workers’ compensation vocational rehabilitation plans. A Zoom testifier opposed the bill, arguing the 120-day timeline was unrealistic for complex cases. DLIR said the bill would give the director discretion to extend the vocational rehabilitation plan timeline beyond 120 days with no cap on extensions, and the committee noted five support, four opposition, and zero comments. Finally, the committee began House Bill 2458, HD3, relating to surveillance pricing. OCP said it stood on written testimony, while supporters argued the bill would prevent corporations from using personal data to set prices, especially for groceries. Retail and grocery interests opposed the measure, saying it was too broad and could restrict loyalty programs, promotions, and discounts; one witness asked that a loyalty-program exemption be restored.
TX
Transcript Highlights:
  • insurance for classroom teachers.
  • I didn't want to— I didn't know on the liability on that section.
  • They get the healthcare insurance improvements, liability insurance improvements, and safety improvements
  • My second concern, and I have had no one talk about this, but it was mentioned about the liability insurance
  • I don't know if it's truly defined in the bill whether the liability insurance is at no cost or if it
Bills: SB26 , SB 26
CA
Transcript Highlights:
  • Well, the obvious question of the day is the liability one.
  • And obviously the liability issue would have to be dealt with.
  • Where there is constraint in the private insurance markets is... ...projects.
  • that they... ...insurance will be available in that market.
  • Let's put an amendment in the bill that they accept liability and that there will be insurance.
Summary: The committee hearing covered a long agenda of energy, utility, and data-center bills, with members hearing extensive testimony on affordability, ratepayer protections, wildfire liability, and grid planning. Several measures were presented by Assembly Member Irwin and others, including AB 2182 on industrial energy efficiency incentives, AB 2396 on allowing community choice aggregators to develop transmission projects, AB 2589 on returning federal tax savings to ratepayers, AB 2508 on shifting public purpose program costs off utility bills, AB 1577 on data center reporting, and AB 2383 on large energy-use facility rate design. The chair noted the hearing began without a quorum and later proceeded once quorum was established for the data-center and AB 2383 votes. AB 2182 and AB 2589 were discussed but not acted on during the portion shown, while AB 2396 drew substantial debate over wildfire liability, financing, and whether CCAs should be allowed to own transmission lines. AB 2508 generated the most divided policy discussion, with supporters arguing that public purpose programs and energy efficiency costs should not be borne by ratepayers and should instead be funded through the Greenhouse Gas Reduction Fund or other public sources. Opponents warned that moving those programs to GGRF would threaten funding stability, undermine cost-effective efficiency programs, and jeopardize important safety-net and wildfire-related spending; wildfire survivor advocates asked for amendments to ensure victims are paid first before any reallocation. Committee members raised concerns about whether GGRF is an appropriate and stable funding source, and several said they could not support the bill as drafted. AB 1577, requiring data centers to report energy, water, and noise information, passed on a 10-1 vote after supporters said the bill would help local and state planners manage rapid load growth, while opponents argued it was burdensome, duplicative, and could expose proprietary or security-sensitive information. AB 2383, which would direct the CPUC to create a new rate structure for large energy-use facilities and require long-term contracts to prevent cost shifts and stranded assets, also drew strong support and opposition. The Little Hoover Commission and NRDC backed the bill as a way to protect ratepayers from data-center-related costs, while CCAs, the Chamber of Commerce, manufacturers, and petroleum interests objected to the bill’s scope and to CPUC oversight, especially as it could affect CCAs and other large users beyond data centers. After discussion about preserving local authority and avoiding stranded costs, the committee approved AB 2383 on a 13-0 vote and left the roll open for absent members. The hearing then moved to AB 1774, a wildfire accountability bill by Assembly Member Berman, which was introduced with testimony from fire survivors and consumer advocates emphasizing the need to verify that utility wildfire mitigation spending is actually performed before ratepayers are charged.
HI

Hawaii 2026 Regular Session

CPN-LBT, CPN DEFER, CPN DEFER, CPN, CPN-EIG Public Hearings 02-10-2026

Commerce and Consumer Protection

Transcript Highlights:
  • SB 2777 relates to insurance.
  • </c> SP 3000 relating to insurance. SP 3000 relating to insurance.
  • </c> First up, we have the insurance First up, we have the insurance division,<00:15:19.920><c> DCCA,
  • </c> for lack of a better term the insurance for lack of a better term the insurance structure<00:16:
  • </c> your $2 billion liability. your $2 billion liability.
Bills: SB3326 , SB2911
Summary: The committees heard SB 3001 on artificial intelligence in a joint Commerce and Consumer Protection/Labor and Technology hearing. Testimony included support from the Department of Education and Google, comments from the Office of Consumer Protection and the Attorney General’s office, and late opposition from Agentic LLC. The Attorney General raised constitutional and vagueness concerns and suggested clarifying amendments, while Google said the bill’s risk-based approach and proposed amendments could help establish industry-wide safety standards for minors. The committees recessed and then voted to pass SB 3001 with amendments, adopting DCCA/OCP recommendations on data minimization for minors and UDAP clarity, the Attorney General’s proposed clarifications and deletions, and Google’s nonconflicting amendments; the effective date was deferred to July 1, 2050. The vote passed unanimously among members present, with some members excused. The Commerce and Consumer Protection committee then took up several previously heard measures in decision-making. SB 2045 on combat sports passed with amendments reflecting DCCA and boxing commission recommendations, including clarifying the on-site medical professional requirement, reporting duties, promoter payment, removal of the combat sports registry and ambulance requirement, and other technical changes; the effective date was deferred to July 1, 2050. SP 2347 on the residential landlord-tenant code passed with amendments striking landlord requirements so OCP could work on a multilingual tenant-rights notice, and SP 2495 on consumer protection passed with amendments requiring OCP to publish an annual report on potential code violations. SB 2777 on insurance was deferred to February 17, 2026 for further decision-making. At a later CPN decision-making agenda, SB 2471 and SB 2829, both relating to the powers of artificial persons, passed with amendments clarifying the preamble, removing language about foreign artificial persons, and making other consistency and non-substantive changes; both effective dates were moved to January 1, 2027. SP 2033 on renewable energy also passed with amendments clarifying the definition of grid-ready homes, cost-sharing provisions, applicability to interconnecting customers, and safety/certification compliance, with the effective date deferred to July 1, 2050. In each case, the committee voted to adopt the recommendations without objections from members present. The committees also heard SB 3000 on insurance, which would authorize the Attorney General to bring civil actions to recover costs and losses tied to climate-attributable harm and future climate risk, including costs incurred by state insurance-related entities. The Insurance Division and Attorney General’s office offered comments seeking clarification and warning about redundancy, implementation issues, possible representation of private insurers, and concurrent litigation concerns. Supporters, including the Center for Climate Integrity, a resident testifier, Sierra Club, and Green America, argued the bill would help shift insurance costs to fossil fuel companies responsible for climate harms and address rising premiums and nonrenewals in Hawaii. Opponents, including the American Petroleum Institute, argued the bill singled out one industry, raised constitutional concerns, and should be deferred because related climate litigation is already pending. The transcript ends with the committee continuing testimony and discussion on SB 3000 and then moving into SB 3326 on energy, where the consumer advocate and Hawaiian Electric opposed the bill’s proposed separation of generation from transmission and distribution, while the PUC stood on written testimony, Retail Merchants of Hawaii supported it, and Life of the Land raised concerns about assumptions and the need for more substance.
HI
Transcript Highlights:
  • I know that among your... liability for transport because in that liability for transport because in
  • </c> substance abuse to propos liability substance abuse to propos liability protection<00:49:48.319>
  • There's no liability.
  • ><01:41:11.159><c> do</c> addition health insurance companies do addition health insurance companies
  • </c> amend mment on immunity from liability amend mment on immunity from liability for<02:00:55.560><
Committee: House Health
Keywords: 910, house, all
Summary: The Committee on Health heard testimony on several bills. On SB 1441, which would repeal the transfer of the Oahu Regional Health Care System from HHSC to the Department of Health, the Department of Health said it strongly supports the measure and requested clarifying amendments. HHSC/Oahu Region also supported the bill and said it had no objection to the department’s amendments. In response to questions, witnesses said the agencies have been working on an MOU to support transfers of long-term care patients to Leahi, with the current goal being about 10 to 15 patients, but transfers would occur only as space and staffing allow; one patient was reportedly being admitted at the time, and the process was described as slow and case-by-case. The committee then heard SB 1443 on payment rates for state hospital patients and related Department of Health services. The hospital administrator said the bill would allow rates above Medicaid for community or foster-home placements if patients cannot be placed at Leahi or elsewhere, and would set Medicaid-level reimbursement for outside medical services used by state hospital patients. He said at least one provider was interested in offering services at that rate and that the population involved is largely non-ambulatory long-term care patients. Members asked about availability and training, and the witness said special training could be provided. SB 1322, a broad mental health bill, drew mixed testimony. The Department of Law Enforcement supported giving crisis-intervention-trained officers more discretion to transport people to medical care instead of arresting them. The Attorney General supported the bill but recommended revisions to emergency-transport language and restoring liability protections. HHSC and Queens Hospital supported the overall goal but sought amendments to preserve the mental health emergency worker role in decision-making and to avoid negative impacts on emergency departments. The Disability Rights Center and ACLU opposed parts of the bill, arguing that it weakens due process, reduces protections in involuntary treatment and transport, and should retain a three-person treatment panel rather than reduce it to one. A Queens representative said the current program works well and reported that more than 90% of MH1 cases once went to hospitals, but that figure has dropped to about 60-70%, with about 20% now diverted to community settings or the behavioral health crisis center. No votes or final committee actions were taken in the portion provided.
MO

Missouri 2026 Regular Session

Insurance Feb 23rd, 2026 at 01:30 pm

Insurance

Transcript Highlights:
  • The Committee for Insurance will now come to order. Madam Clerk, please call the roll.
  • Hampton Williams with the Missouri Insurance Coalition.
  • Most insurers then were large and established entities.
  • The National Association of Insurance Commissioners, widely regarded as the gold standard for insurance
  • And vehicle theft is a huge driver in auto insurance premiums.
Committee: House Insurance
Keywords: 959, house, all
VA

Virginia 2026 Regular Session

Courts Of Justice Mar 4th, 2026

Courts of Justice

Transcript Highlights:
  • On line 211, the substitute specifies that nursing homes are required to maintain professional liability
  • So currently, our insured individual physicians carry coverage up to the...
  • So currently, our insured individual physicians carry coverage up to the cap of $2.7 million.
  • So currently, our insured individual physicians carry coverage up to the So currently, our insured individual
  • That's what the insurers get to mitigate the risk.
AZ
Transcript Highlights:
  • Madam Chair, Members, House Bill 2308 prohibits a dental insurer or holding company of a dental insurer
  • Delta Dental is a nonprofit dental insurer.
  • Why would a dental insurer...
  • Manufacturers will have to submit their product list to the state, provide liability insurance, and toxicology
  • Second is liability.
Summary: The committee took up House Bill 2308, which would prohibit a dental insurer or its holding company from owning interests in dental practices regulated by the Arizona Board of Dental Examiners. The sponsor and Arizona Dental Association argued the bill is meant to prevent vertical integration and insurer control over provider care, while Delta Dental opposed it, saying the measure would block nonprofit insurers from investing in clinics for indigent care and create divestment burdens. After discussion of possible exemptions and market-share caps, the committee passed HB 2308 on a 7-0 vote. The committee then considered House Bill 4001, as amended, which creates a licensing and enforcement framework for alternative nicotine products beginning in 2028, increases penalties for sales to minors, restricts youth-oriented marketing, and licenses manufacturers and distributors. Supporters, including the sponsor, Border Security Alliance, Arizona Petroleum Marketers Association, and Vapor Technology Association, said the bill would improve supply-chain transparency and help curb illegal products and youth vaping. Opponents, including the American Cancer Society Cancer Action Network, argued it should instead use a full tobacco retail licensing model and that the bill’s enforcement structure lacks sufficient resources. The committee adopted the amendment and passed the bill 6-1. House Bill 2873, as amended, was also approved unanimously. The strike-everything amendment allows a person or organization that filed a city or town referendum petition to withdraw it before ballot qualification, applies the rule retroactively to withdrawals filed on or after January 1, 2026, and bars tallying or canvassing votes for referenda with a withdrawal notice. The sponsor described it as a common-sense governance fix, and the committee gave it a 7-0 do-pass recommendation. The committee next heard House Bill 2408, which revises Arizona Board of Nursing complaint procedures, confidentiality, investigation timelines, expungement authority, and related disciplinary processes. Nursing board officials opposed parts of the bill, warning that changes to nursing education oversight and tighter deadlines could weaken patient safety and increase costs and liability, while the Arizona Nurses Association and several nurses supported the bill as a way to prioritize serious complaints, improve timeliness, and allow expungement in appropriate cases. After adopting the amendment, the committee passed HB 2408 on a 5-2 vote. The committee also passed House Bill 2342, which limits HOA restrictions on backyard shade structures, and House Bill 2323, which extends Arizona’s motor vehicle lemon law protections to lessees, both by unanimous votes. Finally, the committee began hearing House Bill 4010 on creating a Board of Genetic Counselors, with the sponsor and supporters describing it as a licensure and patient-safety measure; the transcript ends during testimony on that bill.
KY

Kentucky 2026 Regular Session

House Standing Committee on Banking and Insurance. (3-11-26)

Banking & Insurance

Transcript Highlights:
  • We clarified that are not insurance.
  • insurance company should not insure a city, a small city, for instance, unless it defunds its police
  • And that's not in the best interest of the insurance company.
  • not insure a city, a small city, for instance, unless it defunds its police.
  • And that's not in the best interest of the insurance company.
CA
Transcript Highlights:
  • County, the issue of liability is a real one. We've been talking a lot about that in L.A. County.
  • County, the issue of liability is a real one. We've been talking a lot about that in L.A. County.
  • And yet, if there's to be liability heading forward, By that first bill, and yet if there's to be liability
  • As a state employee, I'm a current state employee, and my insurance—we have some of the best insurance—I
  • My insurance, an insurance here with CalPERS, does not offer it, only in the sense that if a person is
Summary: The committee heard SB 921, which would create a tax credit to help agricultural employers offset overtime wage costs for farmworkers. Senator Grove and supporters, including farmworkers, the California Farm Bureau, Western Growers, and other agricultural groups, argued that California’s ag overtime law has reduced take-home pay by limiting hours and that the credit would help employers continue offering overtime while putting more money back into workers’ paychecks. Opponents, including the California Federation of Labor Unions and CRLA Foundation, argued the bill would subsidize employers for complying with the law, shift costs to taxpayers, and set a precedent for industry-specific carve-outs. The bill was held in subcommittee and taken up later when more members arrived. The committee then considered SB 1083, a follow-up to last year’s school employee misconduct database law. Senator Perez said the bill would add due process protections for classified school employees by requiring an administrative law judge review before placement in the statewide egregious misconduct database, require notice when an employee leaves during an investigation, and extend vetting to some contractors and non-permanent workers. Supporters, including the California School Employees Association and California Federation of Teachers, said the bill balances student safety with fairness for employees who could be wrongly accused. Opponents, including school business officials, joint powers authorities, administrators, and school employers, warned the bill could delay investigations, create conflicting timelines, and weaken child-safety protections. The committee approved SB 1083 on a 3-0 vote and sent it to Appropriations. SB 1089, authored by Senator Richardson, would require CalPERS health plans to cover GLP-1 medications for chronic weight management and direct CalRx to help make the drugs more affordable. The senator described the bill as a response to personal experience with coverage denials and high out-of-pocket costs, and said broader access could improve health outcomes and reduce long-term costs. The American Diabetes Association and other medical groups supported the measure, citing diabetes prevention and treatment benefits, while a pharmaceutical industry representative said there were still concerns but noted ongoing discussions. The committee passed SB 1089 4-0 to Appropriations. The committee also approved the consent calendar. The committee next heard SB 954, which would revise last year’s CEQA exemption for advanced manufacturing by narrowing the definition and adding environmental, tribal, labor, and community protections, including prevailing wage, skilled-and-trained workforce requirements, and review for projects near disadvantaged communities. Support came from labor unions, environmental groups, and community organizations, which said the bill would restore oversight and prevent harmful projects from bypassing CEQA. Business groups and chambers of commerce opposed, arguing the bill would make the exemption too restrictive, discourage investment, and worsen California’s manufacturing job losses. The bill passed 3-1 to Appropriations. Finally, the committee began hearing SB 1299, which would codify training and certification standards for fire sprinkler fitters after a court decision invalidated prior regulations on procedural grounds; the author and supporters said the bill is needed to protect public safety and ensure qualified installation of fire suppression systems.
MN

Minnesota 2025-2026 Regular Session

Committee on Judiciary and Public Safety - Part 2 - 03/25/26

Judiciary and Public Safety

Transcript Highlights:
  • premium, the ability of uh insurance premium, the ability of insurers<00:36:17.720><c> to</c><00:36:
  • 18.000><c> adequately</c> insurers to adequately insurers to adequately um<00:36:19.720><c> underwrite
  • Willful or wanton liability there.
  • </c> That's the limitation of the liability That's the limitation of the liability as<00:48:05.600><c
  • It creates liability for the owner, not It creates liability for the owner, not the<01:03:15.640><c>
Keywords: 1187, senate, all