Video & Transcript : 'federally insured securities' :

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CA

California 2025-2026 Regular Session

Assembly Banking and Finance Committee Mar 18th, 2025

Banking and Finance

Transcript Highlights:
  • However, post-loss insurance payouts are excluded from this requirement, allowing lenders and banks to
  • Assembly Bill 493 seeks to protect homeowners by eliminating the exemption on post-loss insurance payouts
  • , making sure homeowners receive the interest on their insurance payouts and giving them more money to
  • Robert Harrell, the Executive Director of the Consumer Federation of California. Second.
  • Commissioner at the Department of Insurance.
Keywords: 988, house, all
MN

Minnesota 2025-2026 Regular Session

Motion to bring up HF3405 on House Floor 2/19/26

Minnesota House Floor Meeting

Transcript Highlights:
  • </c> BCA and from the federal government. BCA and from the federal government.
  • </c> state cannot compel the federal state cannot compel the federal government<00:18:00.640><c> to</
  • :39.520><c> enforcement</c> to call federal law enforcement to call federal law enforcement murderers
  • </c> of this statement because of federal of this statement because of federal officials<00:26:54.559
  • We get us cut off of insurance.
Keywords: 1183, house
NH

New Hampshire 2025 Regular Session

Senate Executive Departments and Administration (03/19/2025)

Executive Departments and Administration

Transcript Highlights:
  • law and rags and programs and in federal law and rags and insurance<00:23:11.279><c> um</c><00:23:12.480
  • </c> grants it's a small percent of federal grants it's a small percent of federal money<00:55:21.480
  • </c> the same thing happens at the federal the same thing happens at the federal level<00:56:58.799><
  • :35.239><c> um</c> um when we lose Federal funding so um um when we lose Federal funding so um and<01
  • You know, this is a federal issue.
Keywords: 1191, senate, all
KY

Kentucky 2026 Regular Session

House Legislative Session Day 39 (3-4-26)

Kentucky House Floor Meeting

Transcript Highlights:
  • </c> uh credit personal property insurance. uh credit personal property insurance.
  • </c> extremely long because of federal extremely long because of federal regulations<00:24:29.919><c>
  • The federal can still say no and then they can't practice.
  • To Banking and Insurance: House Bills 736, 740, and 751.
  • House to large group health insurance.
Keywords: 958, all
LA

Louisiana 2026 Regular Session

Finance May 18th, 2026

Finance

Transcript Highlights:
  • to your bill for private insurance companies.
  • I mean, these things are running hand-in-hand, these insurance companies and these health insurance providers
  • Provide red cards to the insurance committee. I don't understand that.
  • One side is saying the insurance companies are saying, we're not doing this today.
  • One of them is the insurance company, and one of them is the health plan, right?
Committee: Senate Finance
Summary: The Senate Finance Committee met on May 18, 2026, with eight members present and began by noting the state’s projected REC budget deficit and the need to consider fiscal impacts carefully. The committee first advanced HB 12, which extends the $250,000 surviving spouse benefit to reserve officers killed in the line of duty. Members noted the bill is prospective and that it draws from the same capped fund as other related bills, but it was reported favorable without opposition. The committee also adopted an amendment and reported HB 874 favorable as amended; the bill allows colleges, technical schools, the Louisiana Bar Association, and additional credentials to be added to LA Wallet, with the amendment changing mandatory language to permissive language. HB 951 was then reported favorable, creating an employer-facing workforce unit within Louisiana Works, to be funded through repurposed state and federal funds and existing staff, with a floor amendment expected to rename the unit. The committee also reported HB 979 favorable with amendments after reducing the proposed increase in survivor benefits because members learned several bills were drawing from the same $5 million fund, and HB 1193 favorable as amended, after striking a section that would have extended IDIQ authority to supply contracts for CPR. The committee then heard HB 909, which would require commercial payers to cover behavioral health crisis services. Representative Spell and LDH officials said the measure is intended to support crisis response centers and steer patients away from emergency rooms when appropriate, and they testified that it should be cost-neutral or absorbed within existing funding. Despite concerns raised by Senator Andrews about premiums, the bill was reported favorable after discussion of its potential savings and a possible pilot in Acadiana. HB 222, requiring Medicaid to cover dental procedures when needed to complete another medically covered procedure, was also reported favorable; LDH said it would absorb the cost within its existing budget and draw down federal matching funds. HB 291, which prevents health plans from penalizing hospitals when an out-of-network physician is involved in an otherwise covered hospital service, generated extensive debate over a disputed fiscal note and the No Surprises Act. OGB officials said any network “leakage” could cost the plan money, while supporters argued the policy is preventative and that the fiscal estimates were speculative. The committee adopted amendment 3941 to exempt OGB from the bill, then reported HB 291 favorable as amended. Later, the committee took up HB 145, which expands the authority of the law enforcement and firefighter survivor benefit board to cover extraordinary medical and dental expenses. Because members learned it also draws from the same fund as HB 12 and HB 979, an amendment reduced the amount from $50,000 to $25,000, and the bill was reported favorable as amended. HB 430, a local bill for Lafayette to continue paying health insurance costs for surviving families of fallen officers until Medicare eligibility, was reported favorable. Finally, HB 821, which establishes the Louisiana Center for Safe Schools within the Louisiana Commission on Law Enforcement Administration and transfers related duties from the Governor’s Office of Homeland Security, was introduced and discussed as a move with a one-time general fund expenditure already included in HB 1. The committee then adjourned.
NM

New Mexico 2025 Regular Session

IC - Revenue Stabilization and Tax Policy Dec 16th, 2025 at 09:08 am

Revenue Stabilization & Tax Policy Committee

Transcript Highlights:
  • To the changes made by the federal Coronavirus Aid Relief and Economic Security Act, in 2021, more COVID
  • The patient pays 20, the insurance pays 80, or whatever their insurance dictates.
  • So to answer that question, the insurance companies dictate the co-pay, deductible, and co-insurance
  • There is this tricky federal law that essentially dictates how states can regulate insurance.
  • We are essentially a self-funded insurance pool, and those we cannot regulate as an insurance company
Keywords: 996, all
CA
Transcript Highlights:
  • Committee, Yvonne Panis with the California Labor Federation in support. Thank you.
  • Social Security is our nation's most important source of retirement income, disability, and life insurance
  • to receive his death benefits and his Social Security.
  • But Social Security is for disabled people of all ages.
  • Good morning, Yvonne Fernandez, California Labor Federation, in support.
Summary: The committee heard several bills focused on public employment, retirement, and recognition of cultural and public service issues. AB 569 would allow local governments and unions to negotiate supplemental pension contributions for certain employees; AB 989 would make California Native American Day an official paid state holiday; AB 268 would recognize Diwali as an official state holiday; AJR 3 would urge protection of Social Security, Medicare, and Medi-Cal from federal cuts; AB 1067 would require misconduct investigations to continue even if an employee retires during the process; AB 1510 made technical and conforming changes to state employee pay and benefits laws and to Santa Clara Valley Transportation Authority labor law; and AB 1233 would create a statewide database of classified school employee employment history and serious misconduct records. The committee also took up AB 1383, which would lower the retirement age for certain first responders and restore some bargaining rights over retirement benefits, drawing extensive testimony for and against. Supporters of the holiday bills emphasized long-overdue recognition of Native American and South Asian communities and the importance of honoring California’s diversity. Supporters of AJR 3 described the reliance of seniors, people with disabilities, and families on federal and state health and retirement programs, warning that cuts would cause serious harm. AB 1067 was presented as a way to prevent employees from retiring to avoid accountability, while AB 1233 was framed as a student-safety measure to help schools identify applicants with prior egregious misconduct. Opposition to AB 1233 focused on due process and the breadth of the misconduct records, and opposition to AB 1383 argued it would reverse PEPRA reforms, raise pension costs, and strain local budgets, while supporters said firefighters and other first responders face unique health and safety risks and deserve earlier retirement. Most bills were reported out of committee on unanimous or near-unanimous votes and placed on hold for add-ons or referral to Appropriations or another committee. AB 912 was taken up on the consent calendar and held; AB 569, AB 989, AB 268, AJR 3, AB 1067, and AB 1510 all advanced with do-pass recommendations and were placed on hold. AB 1233 was moved to the Committee on Education. AB 1383 drew the most extensive debate, with many witnesses in support and opposition, and committee members largely expressing support for first responders while also noting concerns about cost and pension policy.
LA

Louisiana 2026 Regular Session

Judiciary B May 5th, 2026

Judiciary B

Transcript Highlights:
  • So they don't want to pay their insurance, or they say they are unable to fund their insurances.
  • So they say they are unable to fund their insurances.
  • The minimum amount of insurance coverage shall be $3 million. Are they insured now?
  • Are they not insured now? The city insures us right now. They cover the policies.
  • he couldn't even pay that, just for the health insurance.
Committee: Senate Judiciary B
Summary: The committee first approved the April 28 minutes and announced that Senate Bill 499 was voluntarily deferred. It then heard several House bills, beginning with HB 168, a reentry/transitional housing program for female parolees near release; supporters said it would improve public safety and reduce recidivism, and the bill was reported favorably without objection. HB 322, a cleanup bill from the Maggie Grace Act clarifying that victims or families requesting transcripts would not be charged, was also reported favorably without objection. HB 622, which aligns Louisiana criminal history information practices with federal rules, was amended and then reported favorably. HB 821, moving the School for Safe Centers from GOSEP to the Louisiana Commission on Law Enforcement, was reported favorably as well. The committee then took up HB 364, which directs State Police to partner on public awareness efforts about the illegality of discharging firearms, especially around holidays. An amendment removed a proposed printing cost and shifted the bill toward PSAs; the bill was reported favorably with amendments. HB 568, which strengthens enforcement of drug-free school zone laws by creating a clearer offense for openly smoking or vaping illegal drugs in school zones and setting a specific penalty for marijuana, drew extensive debate. Supporters, including the author and governor’s office, said it was needed to protect children and families and to give law enforcement a workable deterrent. Opponents argued it would impose harsh, geography-based penalties, sweep in medical cannabis patients and veterans, and worsen racial and fiscal disparities. After roll-call, the committee reported HB 568 favorably by a 3-2 vote. The committee also approved HB 296, a cleanup bill removing long-defunct programs from statute, without objection. HB 823, creating an Orleans Parish DA pilot diversion program for unhoused people accused of nonviolent offenses, was supported by Covenant House and others as a way to avoid criminalizing homelessness and was reported favorably without objection. Finally, HB 1038, a major bill revising the authority and liability structure of city marshals and local governments, prompted extensive testimony. The bill and amendments would limit some marshal powers in smaller jurisdictions, require local approval for certain staffing/insurance matters, and allow local governments to restore powers by ordinance. Supporters said it would reduce liability, clarify authority, and address problems in some marshal offices; opponents, including multiple marshals and law enforcement supporters, said it would undermine elected marshals, hurt small offices, and was too broad and under-studied. The transcript ends amid that hearing, with no final committee action shown on HB 1038.
KY

Kentucky 2026 Regular Session

Interim Joint Committee on Families and Children (7-20-26)

Families & Children

Transcript Highlights:
  • Again, a federal requirement.
  • Again, a federal requirement.
  • Again, a federal requirement.
  • </c> insurance, and smoking during pregnancy. insurance, and smoking during pregnancy.
  • As Karina federal data source.
Keywords: 958, all
AZ

Arizona 2026 Regular Session

02/11/2026 - House Government #2

Transcript Highlights:
  • Bill 2842 requires an escrow agent to transmit outline information to the Arizona Department of Insurance
  • Federal Trade Commission. It was North Carolina State Board of Dental Examiners v.
  • Federal Trade Commission.
  • He is a big advocate for making sure folks get paid on time and insurance and doing everything.
  • And if they control the paycheck, they control the insurance. They're holding the sick days.
Summary: The House Committee on Government heard and advanced several bills, beginning with HB 2842 on deed fraud prevention. The bill would create an early alert system so escrow agents notify the Arizona Department of Real Estate when a property transaction is opened, allowing property owners to be alerted before a fraudulent sale is completed. Representative Contreras, a victim, and other witnesses described serious deed fraud cases and said the bill would provide proactive protection; the Department of Real Estate commissioner said most tracked fraud cases would have gone through escrow and outlined a simple registration and alert process. The committee adopted a Blackman amendment changing the receiving agency from DIFI to the State Real Estate Department and then passed HB 2842 with a do pass recommendation. The committee also passed HB 2667, which tightens eligibility for state first-time homebuyer and down payment assistance programs by requiring two years of Arizona residency and two years of owner occupancy, and barring out-of-state investors from using the homes as vacation or short-term rentals. The sponsor said the bill was intended to ensure the programs benefit Arizonans who are invested in the state, but committee members and representatives from local housing entities warned it could conflict with federal FHA rules, reduce lender participation, and create unintended consequences for local IDA programs. Despite those concerns, the bill received a do pass recommendation. HB 2020, which reduces certain school disruption offenses involving minors to a class one misdemeanor and narrows the definition of interference with an educational institution, also passed after testimony from a parent describing a student being charged with a felony for a school altercation and a nonprofit witness urging more trauma-informed treatment of children. Other measures advanced included HB 2793, which streamlines annexation procedures for single-owner annexations and modernizes notice requirements, with amendments clarifying treatment of municipally owned adjacent territory and allowing electronic newspaper publication; HB 2327, which allows eligible individuals to request suppression of identifying information held by county recorders, assessors, and treasurers to protect privacy while preserving title plant access; and HB 2858, which gives Arizona bidders a preference in state procurement tie situations, supported by local business groups as a way to keep public money in-state. The committee also passed HB 2660, which sets procedures and due process protections for health profession board licensing actions and adds JLAC to the list of entities receiving investigative reports, with the sponsor and a naturopathic physician arguing that board actions can chill speech and lack adequate oversight. Finally, the committee approved HB 2063 to appropriate $1.5 million for the Independent Correctional Oversight Office, HB 2681 to change civil service appeal deadlines from calendar days to business days, and HB 2812 to raise the sick-leave payout cap for retiring state employees from $30,000 to $57,000; members discussed possible future amendments to let retirees direct those funds into health savings arrangements. Most bills were reported out with do pass recommendations, and the committee adjourned after the final vote.
WA

Washington 2025-2026 Regular Session

House Labor & Workplace Standards Jan 14th, 2026 at 08:00 am

Labor & Workplace Standards

Transcript Highlights:
  • as a consideration, where an employer was offering microchips for the purposes of efficiencies, security
  • For the first layer, the Employment Security Department divides the total premium into two shares: a
  • employment taxes, including Social Security, Medicare, and unemployment taxes.
  • Except under the bill, the benefits would not be subject to federal employment taxes.
  • When a contractor is obligated to the city, the company is working with security.
Bills: HB2144 , HB2190 , HB2191 , HB2303 , HB2345
NH

New Hampshire 2025 Regular Session

House Finance Division I (02/27/2025)

Transcript Highlights:
  • </c> federal dealing with the federal federal dealing with the federal programs<00:09:37.839><c> you<
  • </c> cyber security a lot on cyber security cyber security a lot on cyber security um<00:54:45.520><c
  • Yes, yes. are dictated by federal policy and are dictated by federal policy and federal<01:41:50.040>
  • It's insurance.
  • paying</c> Insurance any insurance you're paying Insurance any insurance you're paying something<02:
Keywords: 928, house, all
Summary: The committee held a work session on the Department of Business and Economic Affairs budget, with testimony from Chase Hegman and Kathy Frederickson. Early discussion focused on staffing and vacancies, including a senior planner position tied to FEMA requirements, a program assistant funded by federal ORID dollars, a program specialist being considered for reclassification, two Housing Champions positions to be funded in the next biennium, and temporary welcome center positions. Members also reviewed the commissioner’s office, indirect cost recoveries tied to federal program administration, and the structure and staffing of rest areas and welcome centers, including the Turnpike-funded locations and seasonal staffing patterns. Members then moved through economic development and federal grant-related accounts. Hegman explained that a large share of the agency’s funding is federal, with some programs requiring state match, including the Apex Accelerator, which supports government contracting assistance for businesses. He described Apex as a small team that helps businesses with DOD and other contracting opportunities through webinars, matchmaking, and one-on-one support. The Office of Workforce Opportunity was described as largely federally funded through Commerce-related workforce programs and subrecipients, with some general fund support for agency-wide needs. The Northern Borders Regional Commission dues and capacity grant were also discussed, with officials explaining the state’s required contribution and the federal funds used to administer the program. A major point of discussion was the proposed reduction to the Small Business Development Center, which officials said provides one-on-one technical assistance to new and small businesses and has a strong return on investment. Members questioned the cut, the federal funding sources, and whether there was a waiting list for services; officials said they would provide more detail on matching requirements and funding. The committee also reviewed travel and tourism accounts, including the joint promotional grant program and tourism advertising funds, both of which are proposed to increase. Officials said the tourism marketing formula is based on a percentage of meals and rooms tax revenue and argued that the spending generates significant visitor spending and tax revenue, citing an outside ROI study and examples of advertising in test markets. No votes were taken during the work session.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Wednesday, July 22, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • </c><02:15:32.719><c> The</c> and our national food security. The and our national food security.
  • is national security.
  • is national security.
  • Number one, election security.
  • Number one, election<02:43:17.600><c> security.</c> election security. election security.
CA

California 2025-2026 Regular Session

Assembly Local Government Committee Jul 1st, 2026

Local Government

Transcript Highlights:
  • It only risks overriding the federal authority that governs how COCs operate.
  • They have to be approved. exempt bonds under federal law. They have to be approved.
  • We are fighting with insurance companies.
  • Metro works closely with cities to secure competitive federal, state, and local funding and build transit
  • Metro works closely with cities to secure competitive federal, state, and local funding and build transit
Keywords: 988, house, all
NH

New Hampshire 2026 Regular Session

House Commerce and Consumer Affairs (04/21/2026)

Commerce and Consumer Affairs

Transcript Highlights:
  • You know, the federal law is federal law. That's their deal.
  • law</c><03:38:21.960><c> is</c><03:38:22.120><c> federal</c> You know, the federal law is federal You
  • State Department of Security. Was it securities?
  • State Department of Security. Was it securities? Was it securities? Yeah. Was it securities? 496.
  • Private insurance, either a variety of primary insurance. Exactly.
Keywords: 1189, house, all
CA

California 2025-2026 Regular Session

Assembly Appropriations Committee May 14th, 2026

Transcript Highlights:
  • AB 2589, Irwin, federal legislation review, do pass out on an A roll call.
  • AB 1800, Krell, optical products insurance, held in committee.
  • AB 1800, Krell, optical products insurance, held in committee.
  • AB 1620, Sanchez, tax deduction insurance premiums, held in committee.
  • AB 1764, Sanchez, social security data, held in committee.
Summary: The Assembly Appropriations Committee held a suspense-file hearing on May 14, 2026, reviewing hundreds of Assembly bills and a few committee bills. The chair opened by explaining the committee’s budget constraints and the factors used in suspense decisions, including fiscal impact, return on investment, effects on constituents, and protection of the state’s social safety net. The agenda was organized alphabetically by author, and the committee noted that results would be posted later that day online. The committee then acted on a very large number of measures, sending many bills to the Assembly floor on do pass or do pass as amended motions, while holding many others in committee. Topics covered a broad range of policy areas, including housing, health care, education, labor, public safety, wildfire mitigation, water, energy, transportation, cannabis, immigration, and state governance. Many bills were amended to narrow scope, make implementation contingent on appropriations or existing resources, remove provisions, or clarify agency responsibilities; several bills were held without further action. Among the notable actions, the committee advanced bills on items such as Medi-Cal services, child care, wildfire-related programs, housing financing, school and college issues, public safety and criminal justice, environmental and energy policy, and various consumer and business regulations. Some measures were sent out on A or B roll calls, with Republicans often not voting on amended bills. The hearing concluded after the committee reported that a large number of bills had been moved to the Assembly floor, either as do pass or do pass with amendments, and the committee adjourned.
AZ

Arizona 2026 Regular Session

03/25/2026 - Senate Regulatory Affairs and Government Efficiency

Regulatory Affairs and Government Efficiency

Transcript Highlights:
  • Madam Chair, Members, House Bill 2308 prohibits a dental insurer or holding company of a dental insurer
  • Delta Dental is a nonprofit dental insurer.
  • Do you work with the federal government in these discussions? Yes.
  • We have expanded our Border Security Alliance to eight states.
  • of liability insurance, and toxicology reports for the products.
WY

Wyoming 2026 Regular Session

Senate Minerals, Business & Economic Development Committee, February 23, 2026

Minerals, Business & Economic Development

Transcript Highlights:
  • Many of the especially the larger companies are somewhat self-insured.
  • Many of the especially the larger companies are somewhat self-insured.
  • Um and so they're somewhat self-insured.
  • </c> on federal lands right now? on federal lands right now?
  • Ber, for a federal unit of, say, 20,000 acres, then...
Bills: SJ0001
AZ

Arizona 2026 Regular Session

03/02/2026 - House Floor Session

Arizona House Floor Meeting

Transcript Highlights:
  • SB 1069 Prohibit away. 1070 public records. 1127 duty report. 1142 federal tax code.
  • SCR 1014, Federalism, Military, Fairs and Elections. Ways and Means.
  • It's not about security or safety. It's about cash and money.
  • Because I feel safe and secure knowing I have leaders backing my every move.
  • Tomorrow, it could be flexible spending accounts, life insurance, who knows?
Keywords: 1182, all
NM

New Mexico 2026 Regular Session

House - Education Feb 2nd, 2026 at 08:32 am

House Education

Transcript Highlights:
  • And there's also disparity amongst the institutions in terms of how they offer various insurance insurances
  • It's not a level playing field in terms of affordability or access to various insurances.
  • through both the Public School Insurance Act as well as through HCA and through private and self-insurance
  • So At that point in this particular case, it wasn't a security guard.
  • Chair, does regular security guards—is that included in that? Or is it just SRO? Mr.
Bills: SB106 , SB171 , SB179