Video & Transcript Research : 'cost efficiency'

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MN

Minnesota 2025-2026 Regular Session

Minnesota Gov. Tim Walz delivers State of the State address 4/28/26

Minnesota House Floor Meeting

Transcript Highlights:
  • At the top of that is the cost of child care.
  • At the top of that is the cost of child care.
  • The cost of everything from groceries to gas to housing is simply too high.
  • <00:15:37.080> of significantly lower the cost of significantly lower the cost of prescription
  • the door and it gets out efficiently. the door and it gets out efficiently.
Keywords: 919, house, all
Summary: This was Governor Tim Walz’s final State of the State address to the Minnesota Legislature. He opened by recognizing legislative leaders, constitutional officers, tribal leaders, the judiciary, and members of his administration, then asked for a moment of silence for the Hortman family and spoke at length about recent tragedies, including the Annunciation Church shooting, political violence, the COVID-19 pandemic, and what he described as the impacts of federal immigration enforcement in Minnesota. He framed the address around resilience, unity, and the state’s response to grief and disruption. Walz reviewed major accomplishments from his time in office, emphasizing investments in education, child care, free school meals, housing, infrastructure, climate initiatives, paid family leave, voting access, and worker protections. He also highlighted tax cuts, rebate checks, Social Security tax relief, medical debt protections, and efforts to lower costs for families. Looking ahead, he proposed expanding the dependent care tax credit, cutting the statewide sales tax for the first time, adding housing and first-time homebuyer support, and providing aid to businesses and households affected by Operation Metro Surge. A major portion of the speech focused on public safety and fraud prevention. Walz said he wanted lawmakers to reestablish the binary trigger ban, pass additional gun violence measures including bans on weapons of war and high-capacity magazines, and strengthen safe storage and insurance requirements for firearms. He also urged passage of his anti-fraud package, which would increase penalties, create a centralized fraud prevention office, and restructure human services administration to improve oversight and program integrity. He closed by urging lawmakers to act on these proposals during his remaining months in office and said the next governor would inherit a fiscally strong state.
NM

New Mexico 2025 Regular Session

IC - Legislative Finance Nov 17th, 2025

Transcript Highlights:
  • . costs.
  • of the overall cost of food.
  • What are those basic costs?
  • Doesn't that present cost savings?
  • Wouldn't we want to see cost savings from that being implemented? Any efficiencies? Mr.
CA

California 2025-2026 Regular Session

Assembly Health Committee Apr 8th, 2025

Transcript Highlights:
  • make sure everyone understands our committee rules to ensure we maintain order and run a fair and efficient
  • It's also cost effective.
  • This bill would teach emergency... ...that is efficient.
  • This is efficient use of... ...first-trimester unwanted pregnancies.
  • and all other sorts of costs.
Summary: The Assembly Health Committee met on April 8 and heard a long series of bills, beginning with AB 54 on medication abortion access. The author and supporters, including the Attorney General’s office and reproductive justice advocates, said the bill would protect California’s medication abortion supply chain and shield providers and manufacturers from civil, criminal, and professional liability. Opponents from the California Family Council argued the bill removes safeguards and increases risks. The bill was moved forward on a committee motion. The committee then heard several reproductive and public health measures, including AB 551 to create a pilot program supporting emergency departments in providing reproductive health services, AB 260 to protect medication abortion access and telehealth, AB 309 to remove sunset dates on laws allowing pharmacy syringe sales and lawful possession of sterile syringes, AB 536 to preserve colorectal cancer screening coverage if federal guidelines are challenged, AB 804 to make housing support services a Medi-Cal benefit, AB 594 to address student health insurance billing and transparency, AB 836 to study and expand the midwifery workforce, AB 1418 to collect data on health coverage for eligible employees, and AB 1500 to maintain and expand the abortion.ca.gov information site. Supporters emphasized access, preventive care, workforce shortages, and public health benefits, while opponents raised concerns about abortion, syringe distribution, and the focus of state resources. Most measures were advanced by committee vote, with roll calls showing broad support and a few no votes from members on some bills. The final bill discussed in the transcript was AB 1037, which would update substance use disorder laws to reflect evidence-based, harm-reduction approaches and remove barriers to treatment. The author and supporters described it as a compassionate response to overdose and treatment access problems, while law enforcement opposition argued it would encourage drug use and endanger communities. The transcript cuts off during testimony on AB 1037, so no final committee action on that bill is shown in the provided text.
ND
Transcript Highlights:
  • It's obviously not efficient.
  • Again, we have a high workload, and we try to be as efficient as we can.
  • The intention, of course, is to recoup much of the cost.
  • So I think we started recouping our costs completely after two-ish years.
  • If they take you off, that's a cost of doing business for them.
Keywords: 908, all
Summary: The committee met to hear the Attorney General’s budget and related agency presentations. Legislative Council first reviewed the compliance with legislative intent report and the base budget worksheet, highlighting current and ongoing appropriations, FTE changes, one-time funding items, continuing appropriations, and major special and federal funds. Members asked about items such as the Missing Indigenous People Grant Fund, the Internet Crimes Investigation Fund, and the Medicaid Fraud Control Unit grant funding, and staff explained the funding sources and status of those programs. Assistant Attorney General Clare Ness then outlined the Attorney General’s office structure, staffing, and budget pressures. She emphasized the office’s broad statutory duties, the value of its legal and investigative work for state and local governments, and concerns about attorney salary competitiveness, the new and vacant FTE pool, and the impact of the 3% operating budget reduction on BCI, IT, and the crime lab. Members also discussed AG opinions, boards and commissions training, and the office’s litigation and settlement recoveries. Ness and committee members raised the possibility of broader attorney salary benchmarking across state government. The crime lab director described severe space and infrastructure constraints, including overcrowding, shared workspaces, glycol leaks, air handling limits, and aging fire and burglar alarm systems. She said the 2024 study projected a much larger facility would be needed and that a new building on the current health department site would best address the lab’s needs. She also reported that backlogs have improved significantly in DNA, drug, fingerprint, and firearms work, though toxicology had a recent delay after an air compressor failure. The Medicaid Fraud Control Unit director described the unit’s fraud, abuse, and neglect work, noted federal-state funding and recent federal scrutiny, and said the unit needs more staff. The gaming division reviewed charitable gaming growth, e-tabs, trust accounts, and compliance issues, while BCI covered its caseload, cybercrime and child sexual abuse material investigations, the missing indigenous person task force, and the use of lottery funds for drug task forces. No formal votes or budget actions were taken during the meeting.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Consumer Protection and Professional Licensure Jun 21st, 2026 at 10:00 am

Joint Committee on Consumer Protection and Professional Licensure

Transcript Highlights:
  • ATB is promoted as a way to reduce costs for students.
  • This legislation does not create new permitting requirements, does not add cost to the Commonwealth,
  • Those costs are in the form of overpayments, that is, paying for time not actually worked.
  • It's a lot of costs that would ultimately need to be baked into the cost of producing cars at a time
  • when the public is concerned about costs generally.
Keywords: 995, all
Summary: The Joint Committee on Consumer Protection and Professional Licensure held a hearing on late-filed bills and home rule petitions, with both in-person and remote testimony. Committee chairs reviewed logistics for public testimony and then heard a series of bill presentations on topics including nitrous oxide sales, liquor license extensions and alcohol license density, cosmetology licensure compacts, electronic textbooks, HVAC supervisor licensing, and automotive warranty reimbursement rates. Several members asked questions about the public health, consumer protection, economic mobility, and regulatory impacts of the proposals. Representative John Barrett testified in support of H. 4907, which would regulate the sale of nitrous oxide, arguing it is a public health measure aimed at reducing recreational misuse by young people while preserving legitimate culinary, medical, dental, and industrial uses. Southbridge officials Peg Dean and David Adams supported a local liquor license extension bill, saying delayed revitalization and staffing disruptions from the pandemic-era “Great Resignation” had slowed development and postponed demand for the licenses. MassPack supported H. 4597 to limit new alcohol retail licenses near existing stores after 2026, citing oversaturation and public health concerns, while the committee also heard testimony on a cosmetology compact bill from industry and state-government representatives who said it would improve workforce mobility, especially for military spouses, though members questioned its fee structure and interaction with existing reciprocity rules. Representative Mindy Domb testified for H. 559, which would create a commission to study electronic textbooks and automatic textbook billing, arguing that digital course materials can limit consumer choice, raise costs, and reduce students’ ability to share or resell materials. Student testimony echoed those concerns. The committee also heard strong support for H. 4719, a bill to create HVAC construction supervisor licensing, from industry witnesses who said it would improve consumer protection, accountability, and clean-energy implementation; and opposition testimony on H. 4019, which would change how auto dealers are reimbursed for warranty work, with dealers supporting a fix to manufacturer reimbursement practices and manufacturers warning the bill would raise costs and allow overpayment. At the end of the hearing, the chairs read the agenda items and the committee adjourned by unanimous voice vote.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Monday, June 8, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • We should be helping working cost.
  • While the true extent of efficient.
  • These cost-cutting ideas dollars.
  • :02.160> efficiency<05:04:02.798> for greater overall efficiency for greater overall efficiency
  • efficiency and reduce compliance costs efficiency and reduce compliance costs for<07:28:38.878><
FL

Florida 2025 Regular Session

February 20, 2025 - 01:00 PM

Transcript Highlights:
  • It appears that we've delved even deeper into what will be more efficient.
  • You know, I see how we are looking at efficiency there, obviously.
  • Do you know what our cost savings will be? Because I'm assuming our electric bills were huge.
  • I'm hopeful that this investment will lower the cost of those utility bills.
  • The purpose and the original reason for the projects is because the equipment was worn out, the cost
Summary: The State Administration Budget Subcommittee met to receive an overview and tour of Capitol complex construction projects funded through the Department of Management Services (DMS). Deputy Secretary Tom Berger gave a historical and project-by-project presentation on the Capitol campus, explaining the evolution of the historic Capitol and the current tower complex, and describing major ongoing work including the Waller Park west entry/ADA and waterproofing project, the east entry security screening area, Cabinet meeting room modernization, historic Capitol re-roofing, the large Capitol HVAC replacement, window replacement, Memorial Park improvements, the Holocaust Memorial, the North Loading Zone, and Knott Plaza upgrades. He noted that the Capitol windows and HVAC work are intended to address aging systems and improve resilience, security, and accessibility, and said the broader Capitol window project will continue over several years. Members asked questions about the African-American memorial, the old bank/archives building with water damage, the roofing material and expected lifespan, the legal definition of the Capitol complex, and the history of early legislative meetings in Pensacola and St. Augustine. Berger said the African-American memorial base is built and the installation should be completed in March or April, while the archives building is owned and managed by the Department of State. He also explained that the roof uses a slate-like material designed for a 50-year life cycle, though major storms could still damage it, and clarified that the Capitol complex can be defined differently in statute versus operationally. Chair Lopez and other members requested follow-up information, including a rendering of the African-American memorial and a table summarizing the Capitol investments and when the facilities were last updated, so members can better explain the spending to constituents. Berger said he would provide the requested information, and the committee then concluded the presentation and proceeded to the tour.
MN

Minnesota 2025 1st Special Session

Committee on Capital Investment - 03/11/25

Capital Investment

Transcript Highlights:
  • permitting for these projects as well as larger and higher quality replacement wetlands, which is more cost-efficient
  • permitting for these projects as well as larger and higher quality replacement wetlands, which is more cost-efficient
  • permitting for these projects as well as larger and higher quality replacement wetlands, which is more cost-efficient
  • The total construction costs program.
  • <00:23:46.559> water efficient water efficient water infrastructure.<00:23:48.320> The<
Keywords: 1187, senate, all
NM

New Mexico 2026 Regular Session

Senate - Education Feb 11th, 2026 at 09:06 am

Senate Education

Transcript Highlights:
  • And so when she talks about the amount of money that it costs and the cost projections per year, that's
  • And obviously, there's a cost associated with that.
  • athletes' nutrition, the cost of staying in the conference, all of these costs are not going to disappear
  • I'm not anticipating the cost, since this is just a study.
  • Then they would take on that cost.
Bills: SB234, SB210, SB243, SB244, SM16, HB8
CA
Transcript Highlights:
  • And we know that there is significant rising health care costs.
  • And we know that there is significant rising health care costs.
  • AI can also reshape where care happens and how much it costs.
  • It costs $100. You can get it delivered same day to your door.
  • The system is that AI can be a cost saver for hospitals.
Summary: The joint informational hearing of the Assembly Health and Privacy Committees focused on generative AI in health care, with opening remarks emphasizing both its potential to improve care and its risks around privacy, bias, liability, workforce impacts, and unequal access. Chair Bauer-Kahan and Chair Bonta framed the discussion around how California can encourage beneficial innovation while protecting patients, especially given the sensitivity of health data and the possibility that AI could worsen existing disparities if not carefully governed. The first panel featured representatives from Cedars-Sinai, Kaiser Permanente, Penguin AI, and Google, who described current uses of AI such as ambient clinical scribes, nursing documentation tools, imaging triage, maternal-fetal risk prediction, and administrative automation. Speakers said these tools can reduce clinician burden, improve patient experience, speed treatment, and in some cases improve outcomes, including a reported mortality benefit from a Kaiser predictive model and faster thrombectomy times at Cedars-Sinai. Members raised concerns about accuracy with accents and multilingual visits, whether predictive tools could reinforce bias or lead to more interventions such as C-sections, and how to ensure a human remains in the loop for important decisions. The second panel, including representatives from the California Health Care Foundation, UC Berkeley, and Stanford, focused on policy and governance challenges. Testimony highlighted examples of AI supporting homelessness outreach and community health work, but also warned that biased algorithms can encode inequities, especially when trained on data that reflect under-treatment of Black, rural, or low-income patients. Witnesses urged clearer standards for trustworthy AI, stronger monitoring and governance structures, better data access for accountability, and attention to the safety net’s limited resources. Several speakers argued that states should require health systems to have AI governance processes, clarify liability between developers and deployers, and regulate downstream uses of AI while preserving access to data for lifesaving research and oversight.
TX

Texas 89th 2nd C.S.

Licensing & Administrative Procedures Apr 15th, 2025

Licensing & Administrative Procedures

Transcript Highlights:
  • an occupational permit, requires standardized background checks, and authorizes a fee to cover the cost
  • the capital reserve amount a charity can retain in its Bingo account to help pay for the increased cost
  • It's a commonsense fix and it would eliminate unnecessary costs, unlock capital and reinvest and help
  • So some of that may just involve increased costs. So each location requires their own license.
  • , efficient for the agency applicants and license holders.
NY

New York 2025-2026 Regular Session

Senate Standing Committee on Banks - 01/28/2026

Banks

Transcript Highlights:
  • So this is our opportunity to bring low-cost services to New Yorkers through the establishment of these
  • When I visited your district, we discussed how we can continue to make that program more efficient, make
  • obviously, DFS's responsibility to make sure in rate settings we keep those premiums low and those cost
  • So I think, you know, I hear you in terms of needing more efficiencies.
  • I've told them I'm committed to reducing process and finding efficiencies.
Keywords: 993, senate, all
Summary: The Senate Banking Committee met for its first meeting of the session, with Chair James Sanders Jr. and Ranking Member George Borrello opening the hearing and noting a collaborative approach to committee work. The committee first considered and advanced several bills: S.114, which would prohibit state-chartered banks from investing in or financing private prisons; S.2040, which would require money transmitters to provide a consumer warning; S.5473, which would require disclosures in advertisements involving virtual tokens; and S.8406, Sanders’ bill to amend the community bank deposit program. Each bill was moved and approved by committee, with S.8406 passing unanimously. The committee then heard from Caitlin Azar, Acting Superintendent of the Department of Financial Services (DFS), who outlined her background and DFS priorities. She emphasized affordability, consumer protection, stability, and innovation, and discussed DFS-led initiatives in the governor’s budget, including Banking Development Districts, non-bank mortgage CRA regulations, CDFI investment guidance, and consumer restitution. She also said DFS plans to issue buy-now-pay-later regulations in February, expand student lending protections and borrower education, and continue work on insurance affordability, including auto and homeowners insurance reforms, anti-fraud efforts, and discounts tied to telematics, dash cameras, and safe-driving courses. Members questioned Azar about the balance between regulation and access, especially in crypto, buy-now-pay-later, and insurance markets. She said DFS aims to preserve competition while preventing discriminatory or excessive practices, and described existing oversight of virtual currency, including coordination with federal regulators. Another member asked about AI in auto insurance underwriting and pricing; Azar said DFS requires transparency, bias review, governance controls, and consumer recourse, and that credit scores cannot be used to deny or increase rates. The chair also raised concerns about foreclosure in Southeast Queens, improving BDD paperwork and data collection, and increasing the number of state-chartered credit unions. Azar said DFS is working on process improvements, community input, and maintaining open communication with the committee, but no additional votes or formal actions were taken during the DFS hearing.
US
Transcript Highlights:
  • We stand by federal efforts to create a more efficient, cost-effective VA.
  • There's efficiencies to be made, and we have supported the Accountability Act in the past.
  • and let's not pretend this is about efficiency, this is about erasure.
  • What cost can we assign to my father's inability to teach his daughter how to swim? ride a bike?
  • . in the face of chronic shortages of health care professionals, rising costs of medications, and the
Summary: This meeting focused on veteran services, emphasizing the urgent need to address the alarming rate of unemployment and homelessness among veterans. Numerous testimonies were presented detailing the impact of mass furloughs and cutbacks at the VA on personnel, notably veterans who were serving as employees. Various representatives expressed deep concern over how these firings could drastically affect the quality of care available to those who have served the nation. There was a strong call for Congress to bolster funding for existing programs aimed at alleviating veteran homelessness and improving overall care quality, especially in mental health services.
FL

Florida 2026 5th Special Session

Senate in Session Apr 3rd, 2025

Florida Senate Floor Meeting

Transcript Highlights:
  • the current estimates and automated cost of the cost per student station.
  • And automated cost of the cost per student station.
  • What we wanted to make sure is that we get an actual cost before we open up the cost per student station
  • the cost per student station. ...much more right now than the cost per student station.
  • when the suspension of the cost per student station will end.
Summary: The Senate convened with an opening prayer, pledge, and several recognitions, including visiting student groups, chambers of commerce, and apprenticeship participants. Senators also observed a moment of silence for a fallen Walton County deputy and later for the late John Pasadoma. The chamber then moved through a long third-reading calendar and special order calendar, with most bills passing overwhelmingly and several amendments adopted along the way. Among the major measures, SB 234 on criminal offenses against law enforcement officers passed 37-0 after debate and an amendment clarifying “good faith” in an officer’s duties; SB 7020 on open government and cybersecurity information passed 37-0; SM 1488 urging Congress to create a U.S. sovereign wealth fund was adopted by voice vote; SB 944 reducing insurance overpayment claim deadlines for psychologists passed 37-0; SB 878 expanding misdemeanor probation treatment provisions to controlled substances passed 36-1; SB 538, the state court system package, passed 37-0; SB 480 on nonprofit agricultural organization medical benefit plans passed 32-4; SB 472 on correctional-facility education credit for licensure passed 37-0; and SB 56 on geoengineering and weather modification passed 28-9 after extensive debate about enforcement, federal preemption, and the bill’s purpose. Later, the Senate passed CS/HB 421 on peer support for first responders 37-0 after substituting the House companion, and SB 164 on vessel accountability advanced with a technical amendment. SB 166 on administrative efficiency in public schools drew the most extended debate and multiple amendments; it changes testing, promotion, teacher evaluation, certification, and facilities rules, and passed 37-0. The chamber also passed SB 282 on warranty association financial requirements 36-0, SB 316 creating series LLCs 35-1, and SB 384 on annexing state-owned lands 36-0. At the end of the day, the Senate waived rules to immediately certify all passed bills to the House, received budget schedule guidance from Appropriations Chair Hooper for SB 2500 and SB 2502, and adjourned until April 9.
MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 03/26/26

Commerce and Consumer Protection

Transcript Highlights:
  • and economies of scale for costs to lower the cost.
  • of definite cost.
  • of definite cost.
  • high cost claims. high cost claims.
  • > that<01:17:27.200> are cost medical claims, costs that are cost medical claims, costs that
Keywords: 1187, senate, all
ND
Transcript Highlights:
  • Housing cost burden means that you're paying more than 30% of your income toward your housing costs.
  • , you know, the state costs go up proportionately. ...put them in an institution, and then our costs,
  • That's really what is driving the efficiencies, and with those efficiencies, operators can reduce some
  • And it's way more cost efficient.
  • So when oil was at $16... ...another vertical section, and it's way more cost efficient.
Keywords: 908, all
Summary: The committee met as the Regulatory Division of the budget section and received updates on several Industrial Commission-related agencies and programs. Legislative Council first reviewed base budget materials, then the North Dakota Housing Finance Agency reported on its current appropriation and staffing, noting that its new FTEs were being filled gradually and that it remained largely funded through special and federal funds. Agency leaders described homeownership lending, loan servicing, and housing incentive fund activity, including below-market mortgage rates, down payment assistance, and a growing servicing portfolio that has increased workload but not yet required additional FTEs. Housing Finance also detailed use of the Housing Incentive Fund and homeless grant dollars. Officials said the multifamily HIF round drew more than $73 million in requests and awarded $25 million, while the single-family program supported rural development and community land trusts. Homeless grant funding was split between emergency shelter, prevention, and rapid rehousing, with performance-based scoring used to renew or reallocate awards. Members discussed housing affordability, aging households, rental assistance, and the need to coordinate housing and site-preparation messaging with Commerce. The agency asked that HIF, single-family, and homeless funding be maintained or increased in the next session. The Department of Mineral Resources then presented its budget and operations update. Staff said the agency was on track financially, had filled most of its new reclamation FTEs, and was not expecting major litigation costs beyond normal late-biennium invoices. The director reviewed agency initiatives including Project North Star IT modernization, organizational restructuring, succession planning, rulemaking, and implementation of the development incentive well tax program and critical minerals rules. He also discussed oil and gas activity, explaining that longer laterals, especially three- and four-mile wells and the first five-mile spacing case, are helping keep production relatively flat even as rig counts ease. Members asked about gas capture, hedging, break-even prices, and the effects of Iran and Venezuela on oil markets. The committee also heard about enhanced oil recovery grants and the Pipeline Authority. The EOR program’s $25 million appropriation was fully allocated to six projects, with total awards reaching about $45.1 million when other fund balances were included, subject to a possible 5% reduction if federal DOE money does not materialize. Officials said the projects are public, reimbursement-based, and will produce results over the next several years. Finally, the Pipeline Authority outlined natural gas transmission projects, including the imminent Bakken Express line and the proposed Bakken East project, which WBI was selected to advance after an Industrial Commission RFI process. The project is moving through open season, survey permission, and regulatory work, with in-service dates projected for 2029 and 2030.
TX
Transcript Highlights:
  • We recognize that we need to reassess cost allocation.
  • So, you know, the point of the system, the cost allocation is to let cost responsibility follow cost
  • Allocate costs based on that.
  • CEO's very large salaries, if we want to talk about costs.
  • Are we being more efficient? Things I think, Mr.
Bills: SB 6, SB6, SB504, SB765, SB815, SB929
NH

New Hampshire 2026 Regular Session

Senate Health and Human Services (02/18/2026)

Health and Human Services

Transcript Highlights:
  • > 36%<00:59:14.319> since Labor costs have increased 36% since Labor costs have increased
  • This bill innovative, and efficient.
  • When information is withheld about lower-cost options, unnecessary costs are shifted to customers.
  • 27.200> to unnecessary costs are shifted to unnecessary costs are shifted to customers.<02:46:
  • The costs are not because the medication<02:46:30.880> costs<02:46:31.279> more,<02:46:
Keywords: 1191, senate, all
MN

Minnesota 2025-2026 Regular Session

Committee on Capital Investment - 03/10/26

Capital Investment

Transcript Highlights:
  • <00:43:24.960> $3.5 design of this project will cost $3.5 design of this project will cost
  • So just give you a development costs.
  • <01:06:32.160> and do to improve energy efficiency and do to improve energy efficiency and
  • close than they thought they would cost close than they thought they would cost when<01:10:47.040
  • the importance of having safe, efficient the importance of having safe, efficient transportation
Keywords: 1187, senate, all
MN

Minnesota 2025 1st Special Session

House State Government Finance and Policy Committee 3/27/25

State Government Finance and Policy

Transcript Highlights:
  • The last sentence in that third costs.
  • So this comes as a cost relative to the overall budget. But the estimated cost is $15 million.
  • to the state government there is no cost to the state government budget?
  • efficient. Thank you. efficient. Thank you. Madam<00:43:50.120> Chair.
  • <01:20:03.960> to little more clarity and efficiency to little more clarity and efficiency