Transcript Highlights:

• We are vastly—we're way too competitive there. We're too cheap.
• We're still a country mile away from being non-competitive.
• We're still a country mile away from being non-competitive.
• So that we're not competitive. Oh, so you're not? Right.
• So we're seeing good energy development.

Summary: The Insurance and Banking Subcommittee received a lengthy presentation from Citizens Property Insurance Corporation CEO Tim Serio, with Insurance Commissioner Michael Yaworski also answering questions. Serio reviewed Citizens’ role as Florida’s insurer of last resort, its statutory funding structure, eligibility rules, depopulation program, reinsurance obligations, and the surcharge/emergency assessment mechanisms that can be used if Citizens runs a deficit. He emphasized that recent legislative reforms, combined with lower litigation and improved market conditions, have helped the private market recover and reduced Citizens’ policy count from a peak of about 1.41 million in 2023 to 936,182 at the end of 2024, with a projected drop to about 771,000 by the end of 2025. He also said the reforms reduced Citizens’ rate need and helped avoid an emergency assessment after the 2024 storms. Members asked about Citizens’ rate increases, why Citizens still seeks higher rates despite lower litigation, how the 20% eligibility threshold works, whether Citizens should be wind-only, and whether the state or federal government could help with deficits. Serio explained that Citizens is still charging below actuarially sound rates in most areas, that rate filings reflect reduced litigation and lower reinsurance exposure, and that assessments on all Florida property policyholders are the reason Citizens tries to build surplus and depopulate. He said the depopulation program is working better than in the past, with less than 2% of takeout policies returning to Citizens, and that the Office of Insurance Regulation has been vetting takeout companies more carefully. A substantial portion of the discussion focused on claims handling after Debby, Helene, and Milton, including flood-versus-wind disputes and Citizens’ use of the Division of Administrative Hearings for some claim disputes. Serio said Citizens had received 76,625 claims from the three storms and had paid nearly $823 million in indemnity and expenses as of January 7, 2025. He said many closed-without-payment claims were either below deductible, withdrawn, duplicate, or flood-only, and that Citizens had asked its internal audit function to independently review the claims data and denials. He also described Citizens’ storm outreach, catastrophe response centers, managed-repair program, and claim review process, and said the corporation remains focused on paying valid claims while minimizing the risk of assessments on the broader Florida market.

Transcript Highlights:

• These teams were developed to have a high mental health crisis response instead of calling police or
• These teams were developed to have a high mental health crisis response instead of calling police or
• Transport Services which was developed Transport Services which was developed several<00:19:36.440
• <00:57:28.920> wages that cover the cost of competitive wages that cover the cost of competitive
• service providers to pay competitive service providers to pay competitive wages<01:03:48.599>

Keywords: 1183, house

Transcript Highlights:

• It was an incredibly difficult, very, very competitive competition.
• competition very very very competitive competition very very very competitive um<00:40:10.160>
• They used to have to apply through a competitive grant through that competition, and that's how they
• money through one of our competitive money through one of our competitive grants<01:12:00.639>
• to have to apply through a competitive to have to apply through a competitive Grant<01:12:06.120

Keywords: 1183, house

Transcript Highlights:

• There are additional troubling PRC developments in the South Com region.
• Most focus to the East and West when they think of great power competition.
• And Canada has developed a plan to... to address their commitments to NORTHCOM.
• Did we participate in the development of that plan?
• We're talking about competition with China and the pacing threat.

Keywords: national security, China, Russia, cybersecurity, border security, military deployment, transnational crime, defense modernization, military strategy

Summary: In this meeting, key topics included national security concerns with an emphasis on threats from China, Russia, and transnational criminal organizations. Senior military officials provided testimony on the evolving risks posed by these adversaries, particularly focusing on cybersecurity and advancements in weaponry. The discussion highlighted the importance of a cohesive strategy among government departments to effectively respond to the challenges presented by these threats, emphasizing the need for modernization in defense capabilities. Committee members grilled the witnesses on border security and the implications of deploying military resources in domestic operations.

Transcript Highlights:

• The base budget serves as the starting point for the budget development process.
• teams develop the care plan to develop community-based alternatives whenever possible, and it also needs
• Also, I want to touch on the process for developing the PACE rates.
• I could follow up to see... ...that kind of are used in the rate development process.
• APD released our new updated competitive solicitation. It's for up to $11.5 million.

Summary: The Appropriations Committee on Health and Human Services heard a base budget overview for the 2025-26 fiscal year, which was presented as a $46.8 billion starting point for the silo. Staff explained that HHS accounts for about half of the state base budget and roughly 36% of general revenue, with AHCA and Medicaid making up the largest share. The committee then reviewed the PACE program for the elderly, including its eligibility, service model, growth in applications, slot funding and reversions, and the agency’s plan to move from the federal three-way agreement to a more detailed two-party contract to improve accountability, transparency, and reporting. Members raised concerns about unfilled slots, reversions, rural access, and the need for clearer return-on-investment data; the agency said it would follow up on some of those questions. The committee also heard from the Agency for Persons with Disabilities on its statewide dental program. APD described its history of appropriations, the failed January 2024 solicitation, and a new up-to-$11.5 million solicitation focused on preventive care, community partnerships, teledentistry, and coordination with other services. Members questioned overlap with Medicaid dental coverage, the effect of Medicaid unwinding on APD clients, and whether state dollars were duplicating federally supported services; APD said it tries to act as payer of last resort and that services would continue during procurement. Public testimony from an APD stakeholder and the Florida Dental Association emphasized Medicaid eligibility problems for waiver recipients, low reimbursement rates, limited access to anesthesia and hospital-based dental care, and concerns that proposed Medicaid changes could reduce access for special-needs patients. The Department of Veterans’ Affairs then presented on state veterans service officers and benefits assistance. FDVA highlighted its role in helping veterans access federal benefits, reporting about $27.9 billion in federal dollars flowing into Florida and a high return on state investment. The department said it has increased outreach, claims processing, and services, and has trained staff to identify mental health concerns through its Overwatch program. In response to questions, FDVA discussed plans to expand adult day health care at a new veterans nursing home and possibly at existing locations with additional state funding. At the end of the meeting, the committee completed its presentations and adjourned without objection.

Transcript Highlights:

• Yeah, I'm the Director of the Department of Housing and Community Development.
• So the housing and community development is a department within the agency.
• At the Department of Housing and Community Development.
• And as a competitive program for $6 million for multi-family.
• We are welcoming the Governor's Office of Business and Economic Development.

Keywords: 988, house, all

Transcript Highlights:

• I'm fortunate enough to be making a competitive wage in my industry.
• Well, that will be a competitive disadvantage.
• There's not a single affiliate in organized labor that does not have career development and workplace
• The marketplace, the job market, is very competitive. I don't see how this helps the job market.
• We always talk about free market and competition.

Transcript Highlights:

• It has the power to shape a developing brain.
• Experiences during development create superhighways in our brains.
• and networks they need to be competitive and successful.
• It's anti-competitive, anti-small business, and anti-consumer.
• They need to be competitive and successful.

Summary: The committee first heard AB 56, which would require social media platforms to display a warning label about potential mental health harms from prolonged use, with amendments shortening the initial warning and allowing immediate access to the platform. The author and supporters, including a parent who lost a daughter to suicide and a therapist, argued that social media contributes to teen anxiety, self-harm, and other harms and that families need clearer public health information. Opponents from tech and civil liberties groups argued the bill would be ineffective, burdensome, and likely unconstitutional, saying it would create warning fatigue and should be replaced by more targeted tools and digital literacy measures. Several members discussed emergency access concerns, language access, and whether the warning should be more actionable; the bill was moved on a 9-0 vote to the Judiciary Committee. The committee then took up AB 358, which would amend CalECPA to allow law enforcement, with the victim’s consent, to inspect certain abandoned tracking or surveillance devices found in a victim’s home, vehicle, or personal property without first obtaining a warrant. The author and a San Diego prosecutor said the bill is narrowly tailored to devices used solely for spying and is intended to help stalking and domestic violence survivors act quickly before evidence is lost. Opponents from EFF and the ACLU warned the bill would weaken warrant protections, create a loophole around CalECPA, and reduce transparency and accountability. Members debated Fourth Amendment issues, abandonment, and the practical need for rapid access; the bill passed the committee on a 9-0 vote to Appropriations. The committee also heard AB 1137, which builds on last year’s CSAM reporting law by allowing any user to report child sexual abuse material, requiring clearer reporting mechanisms, adding human review in some cases, and mandating third-party audits and public reporting. Supporters, including survivor advocates and a parent of a child victim, said the bill would reduce the burden on survivors and improve removal of abusive content. Tech industry opponents said they support the goal but objected to the human-review mandate, public audit disclosures, and enforcement provisions, arguing they could create security risks and compliance burdens. Members generally supported the bill’s intent but raised questions about audit frequency and human review; the bill was moved on call with seven votes at the time of the transcript.

Transcript Highlights:

• And we also noted that they did not always employ individuals via a competitive recruitment process.
• As far as the third item, they didn't always competitively recruit employees, so they didn't advertise
• Part of the contract was indicating that the rate should be of a competitive nature; we need to tell
• you their charge for catering, it should be competitive.
• or not competitive in nature?

Summary: The Higher Education Budget Subcommittee met to hear a presentation from the Florida Auditor General’s office on recent operational audits of four universities and to discuss how audit findings are handled. The Auditor General explained that financial audits occur annually and operational audits at least every three years, with universities required to respond in writing to findings; the office generally follows up in the next audit cycle, though it can audit sooner if needed. Members asked about accountability, whether findings are referred to other bodies, and how internal university audit functions interact with the state audit process. The chair emphasized the committee’s oversight role in ensuring public funds are used appropriately. The audit findings highlighted issues at New College of Florida, Florida A&M University, the University of Florida, and Florida Atlantic University. At New College, auditors cited invoice/payment errors, delinquent student account collection delays, prohibited extra compensation, exceeding state remuneration limits for certain employees, weak purchasing card controls, construction management cost documentation issues, and subcontractor licensing documentation gaps. At FAMU, auditors found investment accounting classification issues, delayed bank reconciliations, late vendor payments, and incomplete annual employee evaluations. At UF, auditors reported concerns over a $6.4 million consulting contract, event and catering spending, president’s office hiring and salary practices, bonus and relocation payments, continued high compensation after the president transitioned to another role, travel expenses including charter flights, and remote work agreements. At FAU, auditors found distance learning fee revenue exceeded allowable costs by about $2.8 million, carry forward funds were underreported by about $77 million, and credit card controls needed improvement. Members pressed the Auditor General on whether overpayments were refunded, whether any findings involved statutory violations, and what enforcement exists beyond the audit report. The auditor said some issues were corrected by the universities, such as New College recovering excess compensation from foundation funds, but others would be revisited in future audits; if potential fraud were identified, it would be referred to the state attorney’s office. The chair closed by noting that accountability for public spending rests with the Legislature and the committee, and the meeting adjourned without any vote or formal action beyond receiving the presentation.

Transcript Highlights:

• The Destination Development Grant was funded $15 million during the 25 session.
• The development and tourism sectors from across the state.
• Chair, Representative Martinson, I would say that the folks that applied was competitive.
• Dakota Development Fund's Child Care Loan Program.
• Second is developing a future-ready workforce development system that anticipates emerging and evolving

Keywords: 908, all

Summary: The Budget Section’s Commerce and Legal Services Division met to review the Department of Commerce base budget for the 2027-29 biennium and to receive an update on Commerce programs. Legislative Council staff first walked the committee through the “blue sheet” base budget summary, explaining the major line items, the large share of federal grant authority in Commerce’s budget, and the continuing appropriations that support several Commerce funds. Members asked how grant funding is coordinated across agencies, and staff said collaboration varies by program but is strong in areas like UAS and LIHEAP. Commerce Commissioner Chris Schilken then presented on current activities, focusing heavily on grant administration, transparency, and economic development programs. Members questioned how grant applicants are selected, whether Commerce tracks applications and return on investment, and how long grant awards take to reach recipients. The commissioner said Commerce uses scoring criteria, outside reviewers, a minimum 30-day application window, and typically completes awards within two to three months. A lengthy exchange followed over whether Commerce should open some grants only to intended recipients versus running competitive application processes; Commerce said it follows best-practice grantmaking and that its attorney in the Attorney General’s office approved that approach. Commerce also highlighted the North Dakota Development Fund, citing long-term investment and job creation results, examples such as Red Trail Energy, Packet Digital, Valiance, Corvent Medical, child care loans, and the Automate ND program. Members asked about acceptable failures, lessons learned, regional economic development coordination, and the expansion of the fund into non-primary sectors. Workforce Director Katie Ralston Howell then outlined a statewide workforce ecosystem review, a new governor’s workforce sub-cabinet, and three task forces focused on simplifying entry, warm handoffs, and data integration. She discussed the in-demand occupations list, Workforce Pell, apprenticeships, and efforts to better connect students with employers and higher education. Commerce also briefly reviewed housing programs and a new housing sub-cabinet. No votes were taken; the committee simply received testimony, asked questions, and adjourned after setting up the next meeting to hear the Attorney General budget in June.

Transcript Highlights:

• opportunities through technology, research, and development; develop and disseminate relevant best practices
• But you develop your kids, and that's where your time should be.
• But it's like we get this kid as an eighth grader or freshman, we develop them...
• So we went through different formulas, just trying to have a competitive balance.
• We've lost competitive balance. I've shared with you all the data.

Keywords: 994, senate, all

Transcript Highlights:

• A competitive manufacturing base is essential to ensuring reasonable cost, adequate production capacity
• He asked where the bottlenecks are in terms of competition, noting that one of the speakers had said
• He asked where the bottlenecks are in terms of competition, noting that one of the speakers had said
• Consolidation that has reduced competition and allowed manufacturers to outsized market power.
• Monopolistic behavior, anti-competitive behavior, etc.

Keywords: 988, house, all

Transcript Highlights:

• for, and that's to create a competitive for, and that's to create a competitive position<00:36:52.560
• It's going to lower competition.
• <01:02:22.880> In competition out of the state. In competition out of the state.
• 01:02:30.240> employers, competition, raises cost for employers, competition, raises cost for
• > Competition disciplines prices mandates Competition disciplines prices mandates do<01:02:35.599>

Bills: SB170, SB177, SB207, SB208, SB215, HB27, SB219, SB247, SB232, SB81

Keywords: 923, senate, all

Transcript Highlights:

• We continue to try to grow and develop the content there.
• <01:04:26.720> centers<01:04:27.680> um development centers um development centers um along
• <01:09:32.400> bidding awarded through a competitive bidding awarded through a competitive
• :36.880> processes<01:09:37.600> as future competitive bidding processes as future competitive
• <01:09:48.159> bidding not aware of any competitive bidding not aware of any competitive bidding

Keywords: 958, all

Summary: The subcommittee heard presentations from the Legal Aid Network of Kentucky, including Legal Aid of the Bluegrass, Kentucky Legal Aid, AppalRed Legal Aid, and the Legal Aid Society in Louisville. The presenters explained that the four nonprofit programs provide civil legal services in all 120 counties, focusing on low-income clients and matters such as domestic violence, family law, housing, expungement, public benefits, and veterans’ issues. They emphasized that they do not handle criminal defense cases and described statewide efforts such as the kyjustice.org website and Project Renew, which helps people in recovery with legal issues that affect stability, employment, housing, and family reunification. Each organization highlighted regional service challenges and examples of casework. Legal Aid of the Bluegrass described its 33-county service area, its mobile “justice bus,” and expungement work for people in recovery. Kentucky Legal Aid focused on disaster response after the December 2021 tornadoes, including insurance disputes and contractor fraud, and said it has continued to handle repeated FEMA-declared disasters. AppalRed described serving 37 rural counties with limited attorneys, the shortage of lawyers in “rural legal deserts,” and its disaster-response work after flooding and tornadoes, including FEMA appeals clinics and volunteer attorney support. The Legal Aid Society described its Louisville-area veteran services, including Social Security and VA disability cases, veterans treatment court referrals, and homeless outreach. Committee members praised the organizations’ work and noted the importance of their services. In response to questions about funding, the presenters said their support comes from a mix of Legal Services Corporation funds, state appropriations, federal grants such as VOCA, VAWA, and HUD, United Way, and foundation funding. They stressed that many grants are restricted, while state funding is more flexible and useful for emergencies and day-to-day operations. The presenters said current funding does not fully meet demand and requested an increase in the General Assembly’s appropriation from $500,000 per year to $1 million per year, or $2 million over the biennium.

Transcript Highlights:

• by world trade competition. by world trade competition.
• . development. development.
• And I think we have got to develop new markets and develop ways to be more cost-effective.
• economic development in the state. economic development in the state.
• resource development.

Keywords: Appropriations - Room 216, 20 January, 2026; 2:30 PM, 925, all

Summary: Mississippi State University officials testified in support of the university’s separately funded agricultural, forestry, and veterinary units, emphasizing their economic impact, research output, and need for continued state support. Keith Cobalt, vice president for the Division of Agriculture, Forestry and Veterinary Medicine, said the division generates a $1.7 billion impact on Mississippi, but warned that state and local funding has not kept pace with federal dollars or inflation. He argued that global competition, especially from China and Brazil, is hurting row crop and forestry producers, and highlighted a Vision 2030 study finding about $10 billion in agricultural and forestry value leaves the state through value-added processing. He also raised concerns about rural depopulation and proposed rural innovation hubs to help retain population and jobs. Nick Frank, dean of the College of Veterinary Medicine, said state appropriations make up about 25% of the college’s operating budget and are needed to support salaries, staffing, and service capacity. He described the college’s education, diagnostic, and clinical missions, including disease surveillance and responses to threats such as avian influenza, screwworm, and equine herpes virus. Frank said the college is expanding facilities with $18 million in 2024 state funding for a new farm animal hospital and cattle handling facility, but still needs additional support for equine and small animal renovations. He also requested support for rural veterinary scholarships and said inflation and salary competition from other schools and private practice are making retention difficult. In response to committee questions, Frank said the college enrolls about 118 to 119 students per class, with roughly 54 to 55 in-state students and tuition of about $29,900 for in-state and $53,000 for out-of-state students. He clarified that the “vet assistants” program is a four-year bachelor’s degree in veterinary medical technology, not a certificate. He also explained that staffing growth has largely been in the hospitals to address clinical shortages and improve care. Dr. Westberger, dean of the College of Forest Resources and director of the Forest and Wildlife Research Center, said Mississippi’s forests support a $19 billion economic impact, 84,000 jobs, and a $4.5 billion payroll, while also providing environmental benefits. He said the college and research center are nationally recognized, including an NSF ranking placing Mississippi State 10th in natural resource conservation research expenditures for a small university. Westberger highlighted research on forest management, pest detection, mass timber, wildlife disease surveillance, and value-added bioproducts, including efforts to attract mills and manufacturing. He said Mississippi has added 10 mills or mill expansions in five years with more than $1.5 billion in investment and over 1,000 high-paying jobs, and noted the college is planning a new mass-timber annex to address capacity and showcase the material. No votes or formal committee actions were taken in the portion provided.

Transcript Highlights:

• If two businesses conspired to undercut competition, thank you.
• If two businesses conspired to undercut competition, that’s illegal.
• There's been some very ruthless anti-competitive conduct.
• I support responsible economic development and encourage I support responsible economic development,
• Sacred sites are still being desecrated, developed, or made inaccessible.

Keywords: 988, house, all

Summary: The Assembly convened, first dealing with quorum and routine procedural matters before moving through a series of third-reading bills, many focused on immigration enforcement, worker protections, child care, and school or voting-site safety. Early measures included AB 2393, AB 1994, AB 1929, AB 1633, AB 1650, AB 1655, AB 1851, AB 1896, and AB 2230, with authors and supporters arguing these bills would provide accountability, protect immigrant communities, preserve access to benefits and services, and limit intimidation by immigration enforcement. Opponents repeatedly argued the bills were anti-law-enforcement, unconstitutional, or based on exaggerated or nonexistent threats. Several bills passed by recorded vote, including AB 2393 (41-15), AB 1994 (58-0), AB 1929 (41-17), AB 1650 (44-19), AB 1655 (50-14), AB 1851 (56-0), AB 1896 (41-19), and AB 2230 (42-15). AB 1633, a 54-vote bill imposing a tax on for-profit detention facilities, was debated at length but the roll was not completed in the excerpt and the item was moved on from temporarily. After a caucus break, the House returned and took up additional bills. AB 2379 would require child care providers to be informed of constitutional protections and receive multilingual training regarding immigration enforcement; it passed 59-10 on both the urgency and the measure. AB 2460 would direct the education department to update referral protocols so schools can better respond to students affected by immigration enforcement trauma and family deportation; it passed 52-8. AB 2495 would expand prohibitions on unfair immigration-related practices by employers, making immigration-related threats unlawful in workplace disputes; it passed 50-15. Throughout the day, debate was highly partisan and often heated, with repeated exchanges over whether the bills addressed real harms or were political messaging, but the Assembly ultimately advanced the measures that came to a vote.

Transcript Highlights:

• <00:10:04.800> Edge and farmers will have a Competitive Edge and farmers will have a Competitive
• Most of our members are focused on developing community-scale projects, but they also develop utility-scale
• <00:53:53.000> life one will not finish the development life one will not finish the development
• Chair Swedzinski asked for final comments. which the um development Community can which the um development
• continue to have um private development continue to have um private development in<01:39:36.719>

Bills: HF2103, HF2793

Keywords: energy, renewable energy, ammonia, hydrogen, certificate tracking, funding, environment, community solar, energy policy, sustainability, solar garden program, regulation sunset, 1183, house

Transcript Highlights:

• is increasingly competitive with 39 other states actively engaged in business.
• strengthens Hawaii's competitive strengthens Hawaii's competitive position<00:20:14.520> in
• So perhaps we would develop, you know, we could develop internally sort of guidelines and rules that
• didn't um so perhaps we would develop didn't um so perhaps we would develop you<00:31:38.960>
• > internally you know we could develop internally you know we could develop internally sort<00

Keywords: 912, senate, all

Summary: The committee heard several insurance and condominium-related bills. SB 1137 would require insurers to notify policyholders of approved rate changes within 30 days and at least 30 days before the effective date. The Insurance Division supported the bill, while testimony focused on condominium master policies and whether the notice period would be enough for associations to respond to rate increases. The division said the bill would mainly affect admitted carriers, not surplus lines insurers that write many condominium master policies, and warned against limiting the nonadmitted market. SB 293, requiring sellers to disclose when USPS cannot deliver mail or packages to a residential property, was also heard with HAAI Realtors commenting. SB 752 would extend notice periods for cancellation or nonrenewal of property-casualty policies; the Attorney General’s Office raised concerns about contractual impairment and retroactive application. The committee also heard SB 575, which would allow authorized insurers to offer building and hurricane damage coverage for condominium buildings at a lower rate than prior surplus lines coverage. The Insurance Division stood on written testimony, and a condominium owner urged amendments to require a membership vote before such coverage changes, citing concerns about condominium self-governance. SP 1046 would require managing agents to notify unit owners and the Real Estate Commission when a condominium association fails budget and reserve reporting requirements. The Real Estate Commission said the bill was administratively workable as drafted but noted ambiguity over who counts as the “managing agent”; several testifiers opposed the measure, arguing it could disrupt the principal-agent relationship and impose legal judgment on nonlawyers, while others supported it. SP 150, dealing with captive insurance companies seeking exemption from examinations, drew the most detailed discussion. The Captive Insurance Council supported the bill as a way to reduce duplicative oversight and improve Hawaii’s competitiveness, while the Insurance Division opposed it as drafted, citing concerns about broad commissioner discretion, possible missed issues between exams, staffing shortages, and the need to preserve oversight. A committee member asked about a possible middle ground, including a shorter exemption period or limiting the bill to self-attestation companies; the division said it would need more information and that annual filings and approval requirements would still provide oversight. The committee also heard SP 212, which would require at least two Real Estate Commission members to be licensed engineers or architects; testimony included support and a concern about conflicts of interest among people who serve in multiple roles in the condominium and real estate sectors. No votes or final actions were taken in the portion provided, and the chair moved from one measure to the next after testimony and questions.

Transcript Highlights:

• The significant developments occurred.
• <00:35:32.800> bid years without a single competitive bid years without a single competitive
• > a<00:35:36.640> radical Competitive bidding is not a radical Competitive bidding is not
• It provides flexibility to competition.
• It has to do with the competition Okay.

Keywords: 1191, senate, all

Transcript Highlights:

• Today our hearing will focus on the Governor's Office of Business and Economic Development. and the Department
• As you all know, GO-Biz serves as the state's leader for job growth and economic development.
• At the same time, we're doing everything we can to help develop the workforce of the future.
• So we have to be competitive, I think.
• We have various clients who have benefited from the state's economic development.

Keywords: 988, house, all