Transcript Highlights:

• So, considerably, having been an insurance agent before, if a house was appraised...
• So if there was insurance for whatever malfeasance or whatever, is there even insurance coverage for
• insurance on this.
• may be available from the Pollution Liability Insurance Agency.”
• insurance or providing loans or grants.

Bills: HB2477 , HB2501 , HB2465 , HB2512 , HB2240 , HB2624 , HB2536 , HB2476

Committee: House Consumer Protection & Business

Keywords: real estate, appraisal, consumer protection, business operations, regulatory compliance, HB 2501, real estate disclosure, seller disclosure notice, residential property, home heating oil tank, oil tank insurance, pollution liability insurance agency, PLIA, heating oil contamination, remediation assistance, Washington real estate, property sale, buyer disclosure, seller obligations, oil heat

Transcript Highlights:

• This is not a bill to direct all insurance companies to cover this benefit.
• These costs continue to increase the cost of health insurance.
• But so is this continual increase of health insurance premiums across all of this state.
• So I really... ...health insurance premiums across all of this state.
• So the cost is spread out over all of the members of the insurance. That's what insurance is.

Keywords: 908, all

Summary: The Senate opened with prayer, the Pledge of Allegiance, and a quorum call showing 46 members present. It then took up multiple House messages and amendments, appointing conference committees on several measures, including SB 2007, SCR 4007, SB 2374, SB 233, and House bills 1029, 1218, and 1022. The chamber also considered a series of House bills on the sixth and 14th orders, often adopting committee amendments before final passage or, in some cases, rejecting the bill outright. Among the major policy items, the Senate passed HB 1524 on regional planning council grants, HB 1143 increasing a food bank appropriation to $10 million, HB 1126 modernizing cosmetology licensing and inspections, HB 1542 making student applications for admission exempt records, HB 1613 regulating law enforcement use of robots, HB 1582 directing a study on false reports and accusations, HB 1214 revising school transportation funding, HB 1448 creating a study on advanced technologies, HB 1280 on drainage project voting rules, HB 1499 protecting records related to federal judges, and several Senate bills returned from the House, including SB 2221, SB 2117, SB 2198, SB 2120, and SB 2214. The Senate also adopted amendments to HB 1541 on septic systems before rejecting it on final passage. Several high-profile bills failed after debate. HB 1566, dealing with kratom regulation, saw an amendment to convert it to a study fail on a 21-25 vote, after which the chamber laid the bill over for one legislative day rather than take final action. HB 1283, which would have eliminated cost-sharing for diagnostic and supplemental breast exams in the state employee plan, was defeated 22-24 after extensive debate over cost, precedent, and insurance impacts. HB 1527, requiring Holocaust education in statute, also failed 22-24, with supporters emphasizing the importance of the subject and opponents arguing curriculum belongs in standards rather than statute. The Senate adjourned after announcements, scheduling its next meeting for Monday, April 14, 2025.

Transcript Highlights:

• Thank you. the actual cost of the insurance has the actual cost of the insurance has been<01:13:21.440
• </c> certain information about self-insurers certain information about self-insurers in<01:17:58.280>
• </c><01:37:16.440><c> the</c> of these other types of insurances the of these other types of insurances
• </c><01:43:26.040><c> an</c> at groups like an insurance an at groups like an insurance an affiliation
• > or</c><01:43:27.760><c> a</c> affiliation of insurance carriers or a affiliation of insurance carriers

Committee: House Labor, Industrial and Rehabilitative Services

Keywords: 1189, house, all

Transcript Highlights:

• the Delaware Code relating to certified registered nurse anesthetists, out of Banking, Business, Insurance
• Titles 4 and 16 of the Delaware Code relating to alcohol and marijuana, out of Banking, Business, Insurance
• the Delaware Code relating to certified registered nurse anesthetists, out of Banking, Business, Insurance
• An Act to amend Titles 18, 29, and 31 of the Delaware Code relating to insurance coverage for treatment
• An Act to amend Title 18, Title 29, and Title 31 of the Delaware Code relating to insurance coverage

Summary: The Senate received a large number of House communications and committee reports, including several nominations and many bills and resolutions returned from House committees or passed by the House. Committee reports covered a wide range of topics, including education, health, judiciary, finance, housing, transportation, emergency management, and business/technology. The Senate also assigned several measures to committees for further consideration and noted upcoming committee meetings. The chamber confirmed three nominations by roll call: Michael T. Scuse to the Delaware Thoroughbred Racing Commission, J. Eric Firewold to the University of Delaware Board of Trustees, and Joan F. Coker to the University of Delaware Board of Trustees. The Senate also passed Consent Calendar 66, which included Senate Concurrent Resolution 223 on DIA broadcast access for playoff and championship games and House Concurrent Resolution 149 designating June 12, 2026, as Loving Day in Delaware. Members discussed Loving Day and the importance of recognizing interracial marriage rights, with Senator Huxstable, Senator Buckson, and Senator Townsend offering remarks. On the floor, the Senate passed House Bill 141, requiring a firearm responsibilities notice for gun purchasers, after debate over gun safety and industry burden; House Substitute 1 for House Bill 200, as amended, expanding insurance coverage for HIV prevention medications PrEP and PEP; House Bill 426, modernizing municipal street-aid reporting; and Senate Resolution 21, directing a study of portable solar generation devices and related safety and utility issues. The Senate also passed Consent Agenda O, a large package of bills covering topics such as money transmission and stablecoins, nursing advancement, pilot licenses, commerce and trade, subaqueous lands, driver’s license loss due to medical issues, residential speed limits, electronic bidding, family court jurisdiction, agency regulations, technical corrections to multiple local charters, and other measures. The Senate then recessed until June 25, 2026.

Transcript Highlights:

• The Office of the Insurance Commission related to the insurance mandate states there's no fiscal impact
• to the office of the insurance commission, and PEIA indicated no fiscal impact related to the insurance
• The Office of the Insurance Commission related to the insurance mandate states there's no fiscal impact
• to the office of the insurance commission, and PEIA indicated no fiscal impact related to the insurance
• agency for treatment of a medical condition to receive an alternative employee's insurance agency for

Keywords: 994, senate, all

Summary: The committee met, approved the March 5, 2026 minutes, and then took up several health- and human-services-related bills. House Bill 5086, concerning peer support programs for covered caregivers, was explained as creating training and testimonial privilege protections; the committee adopted an amendment clarifying that boards may still require participation in a board-designated professional health program, and then reported the bill to the full Senate with the recommendation that it do pass. House Bill 5004, an educational bill on PANS and PANDAS, was supported by the sponsor, who described his family’s experience and the importance of earlier diagnosis; it was reported to the Senate without amendment. House Bill 5327, which would require the Department of Human Services to create an ALS services program, also received supportive testimony from the sponsor and members, but the transcript reflects the bill being reported as House Bill 537; it was moved forward without amendment. The committee then considered House Bill 5096, which would remove personal care and intellectual/developmental disability waiver services from certificate-of-need review. The sponsor argued the change would reduce regulatory burden and expand access, while a county aging-program director testified that certificate-of-need revenues help fund senior meals and services and that eliminating the requirement would reduce important support for aging providers. After a division vote, the motion to report the bill failed 3-9. House Bill 4695, allowing PEIA patients to switch to an alternative medically appropriate covered treatment without new prior authorization if it costs no more than the original treatment, was explained as carrying an estimated $13 million annual cost to PEIA and was reported to the Senate. The committee also advanced House Bill 5582, enacting the Respiratory Care Interstate Compact, after discussion of a committee amendment removing a new-background-check-at-initial-licensure provision; the amendment was adopted and the bill was reported. Another House Bill 5582, concerning the TANF drug screening program, was described as removing the sunset date and allowing oral fluid testing in addition to urine samples; it too was reported. Finally, House Bill 5466 renamed the batterer intervention program as an abuse intervention program and allowed live synchronous virtual delivery with an in-person option; the sponsor said the change would expand access statewide, and the bill was reported to the Senate. The committee then adjourned.

Transcript Highlights:

• </c> It is an insurance enrichment scheme. It is an insurance enrichment scheme.
• </c> the treasury and giving it to insurance the treasury and giving it to insurance companies.<03:14
• Insurance premiums have as a mean.
• you</c><03:25:04.319><c> can</c> insurance, real insurance that you can insurance, real insurance that
• Which is stop subsidizing insurance companies, stop enriching insurance companies, stop enriching insurance

Keywords: U.S. House of Representatives Floor Proceedings on Friday, December 12, 2025, 1012, house, all

Transcript Highlights:

• So, um, this is an unemployment insurance bill. It's about the SCUF fund.
• It will also, if the regular unemployment insurance fund is not up to where it should be according to
• It's about the scuff insurance bill.
• insurance and we didn't<00:01:48.000><c> have</c><00:01:48.079><c> the</c><00:01:48.240><c> money</c
• ><c> fund</c><00:02:43.440><c> is</c> regular unemployment insurance fund is regular unemployment insurance

Committee: Senate Economic Development, Tourism, & Labor

Keywords: Meeting Start: 00:00 Roll Call: 00:25 SB 129 Discussion: 01:14 SB 129 Voting: 03:35, 958, all

Transcript Highlights:

• To start understanding better the impact that the cost of health insurance has on our provider members
• So the survey covered... ...the cost of health insurance.
• And then, as Stephanie mentioned, we added in a health insurance question this year.
• That was our fifth finding: rising health insurance costs are a major financial burden.
• Also, given the health insurance premium increases... ...hundred people waiting.

Keywords: 1212, all

Summary: The Workforce Support Subcommittee of the Status of Persons with Disabilities met, approved prior minutes, and heard a presentation from the Association of Developmental Disabilities Providers (ADDP) on its 2025 workforce metrics survey. ADDP described its membership and the survey’s scope, which covers community-based services for people with intellectual and developmental disabilities, autism, and brain injuries. The survey had strong participation, with 102 of 132 members responding, and this year included new questions on rising health insurance costs. ADDP reported that workforce conditions have improved for a third consecutive year, with the overall vacancy rate falling from 19% in 2024 to 15% in 2025, and vacancy declines across several program areas. However, vacancies remain high in key roles such as licensed practical nurses and clinicians, nearly 4,000 positions remain unfilled, and about 1,800 people are still waiting for day services. Providers also reported major health insurance premium increases, which they said make it harder to offer competitive wages and benefits and affect recruitment and retention. Committee members discussed the impact of federal immigration policy, workforce shortages, and the need to maintain recent gains in staffing. The subcommittee then elected Rachel Caprillion and Leo Sarkisian as co-chairs by vote. Members discussed possible topics and guests for the next meeting, including training, turnover, waiting lists, direct support professional pipelines, apprenticeships, and possible speakers from state agencies, advocacy organizations, other states, and workforce programs such as JVS. The meeting ended with a motion to adjourn.

Transcript Highlights:

• Um, for DLI, the bill requires an update to their workers' compensation insurance verification website
• verification website, um, and insurance verification website, um, and may<00:02:35.840><c> also</c><
• Um, but the compensation insurance.
• </c><00:02:57.519><c> Um</c><00:02:57.920><c> the</c> controlled insurance programs.
• Um the controlled insurance programs.

Bills: SF1832

Committee: Senate Finance

Keywords: economic development, small business, workforce training, grants, entrepreneurship, equity, community support, 1187, senate, all

Transcript Highlights:

• Our rules related to smoking cessation tell us that we have to have insurance, how much insurance we
• Sometimes the insurance doesn't cover it. Sometimes they don't have insurance.
• The insurer is not billed.
• </c> environment for health insurance. environment for health insurance.
• </c> Department of Insurance wasn't sure? Department of Insurance wasn't sure?

Committee: Senate Health and Human Services

Keywords: 1191, senate, all

Transcript Highlights:

• worked on with the insurers on it worked on with the insurers on it because<00:28:39.760><c> they've<
• And this is something with the insurers.
• Um and insurance for their children.
• </c><00:54:08.480><c> Does</c><00:54:08.800><c> does</c> health insurance?
• </c> child the health insurance? child the health insurance? &gt;&gt; I'm<00:55:09.599><c> sorry.

Committee: Joint Judiciary, Division A

Keywords: Judiciary, Division A - Room 409, 3 February, 2026; 2:00 P.M., 925, all

Transcript Highlights:

• In turn, it drives up the cost of flood and fire insurance.
• In Florida, most national insurers are pulling out.
• Many Floridians can't get or can't afford homeowners insurance. and many more have rickety insurance
• I commend the report on when insurers exit, climate losses, fragile insurers, and mortgage markets.
• This is causing homeowners insurance rates to go up, and homeowners insurance non-renewals to go up.

Committee: Senate Senate Budget

Transcript Highlights:

• I mean, insurance companies typically are writing checks to people.
• Does the insurance company?
• Generally, the purpose of insurance is to have coverage, legal.
• Those are the reasons why you pay insurance premium. Yeah. Okay. Good point.
• Or that happens to insurance agents all the time. So is it similar for attorneys?

Committee: House Commerce

Keywords: 959, house, all

Transcript Highlights:

• Referred to Insurance.
• House Bill 1162 by Representative Glorioso, payment adjustment of insurance claims to require insurers
• House Bill 1162 by Representative Glorioso, payment adjustment of insurance claims to require insurers
• We're trying to assist homeowners with flood insurance and homeowners insurance subsidy, all locally
• We're trying to assist homeowners with flood insurance and homeowners insurance subsidy, all locally

Bills: HR153 , HR154 , HR155 , HR156 , HR157 , HR158 , HCR57 , HCR58 , HCR59 , HR133 , HR134 , HR135 , HR136 , HR137 , HR138 , HR139 , HR140 , HR141 , HR142 , HR144 , HR145 , HR146 , HR147 , HR148 , HR149 , HR150 , HR151 , HR152 , SCR28 , SB141 , SB169 , SB206 , SB233 , SB417 , SB421 , SB429 , SB437 , SB477 , SB510 , SB521 , HR1 , HR17 , HCR5 , HB55 , HB385 , HB394 , HB396 , HB406 , HB608 , HB622 , HB676 , HB772 , HB897 , HB902 , HB943 , HB1030 , HB1035 , HB1038 , HB1045 , HB1049 , HB1056 , HB1058 , HB1059 , HB1092 , HB1100 , HB1117 , HB1160 , HB1161 , HB1162 , HB1177 , HB1180 , HB1189 , HB1216 , HB1239 , HB1240 , SB127 , HB284 , HB1 , HB2 , HB3 , HB312 , HB313 , HB383 , HB314 , HCR3 , HB983 , HB1126 , HB21 , HB24 , HB29 , HB31 , HB39 , HB45 , HB77 , HB136 , HB150 , HB263 , HB273 , HB299 , HB315 , HB376 , HB377 , HB431 , HB444 , HB450 , HB519 , HB533 , HB538 , HB559 , HB562 , HB663 , HB664 , HB715 , HB717 , HB805 , HB822 , HB823 , HB834 , HB864 , HB867 , HB1017 , HB1018 , HB1068 , HB1134 , HB1137 , HB1234 , HB1235 , HB1236 , HB211 , HB27 , HB71 , HB214 , HB225 , HB241 , HB244 , HB306 , HB345 , HB366 , HB446 , HB511 , HB514 , HB655 , HB730 , HB743 , HB1027 , HB1037 , HB1043 , HB1082 , HB1091 , HB1096 , HB1103 , HB1167 , HB1174 , HB1175 , HB1230 , HB1237 , HB1238 , SB162 , SB349 , SB350 , SB382 , SB383 , HB401 , HB51 , HB58 , HB140 , HB982 , HB1010 , HB132 , HB193 , HB635 , HB690 , HB1003 , HB750 , HB911 , HB151 , HB180 , HB192 , HB310 , HB961 , HB1146 , HB977 , HB181 , HB901 , HR20 , HR74 , HB9 , HB393 , HB459 , HB577 , HB582 , HB605 , HB614 , HB615 , HB682 , HB733 , HB773 , HB996 , HB1113

Keywords: commendation, robotics, high school, competition, education, Tomato Festival, community celebration, Our Lady of Prompt Succor, fundraising, local heritage, Holocaust, remembrance, Yom HaShoah, Jewish history, condolences, community service, law enforcement, legacy, Shreveport, D.A.R.E. Program

Transcript Highlights:

• Senate File 2457 is an insurance provision supported by the insurance industry, and I can turn it over
• > by</c><00:39:42.880><c> the</c> insurance provision supported by the insurance provision supported
• The data insurance holding company.
• </c> as those who defraud a private insurer. as those who defraud a private insurer.
• </c> insurance program. Thank you. insurance program. Thank you. Thank<02:15:18.960><c> you.

Committee: Senate Judiciary and Public Safety

Keywords: 1187, senate, all

Transcript Highlights:

• Would an insurer be able to look at that? Would insurers also have access to that data as well?
• It's not the hospitals or the insurers.
• It's not the hospitals or the insurers.
• Landry mentioned, you know, we need to look at insurers.
• And finally, I would love to add insurance companies.

Bills: HB946 , HB1093 , SB26 , SB29 , SB30 , SB195 , SB219 , SB222 , SB255 , SB314 , SCR2 , SCR22

Committee: House Health and Welfare

Keywords: healthcare transparency, hospital pricing, consumer protection, collection actions, fines, naturopathic medicine, Louisiana Board of Naturopathic Medicine, licensing, healthcare, prescriptive authority, natural therapies, opioid treatment, regulation, addiction recovery, state law, SB 29, Act 732, coroner, autopsy, child death

Transcript Highlights:

• For plaintiffs without insurance or who have insurance through Medicare and Medicaid, the law provides
• what their insurers would have paid.
• what their insurers would have paid.
• We can see that: lower insurance rates.
• in even securing insurance at all.

Summary: The subcommittee took up a long agenda of civil justice measures and claims bills. HB 1407, on commencement of civil actions under the Florida Civil Rights Act, was presented as a fix to conflicting appellate decisions about whether an EEOC no-probable-cause notice can start the clock for filing suit; the bill would allow an EEOC determination to suffice and permit filing within 18 months of the complaint. It passed 16-0. HB 1337, an estates bill reducing court involvement in decedent asset distribution by expanding personal representative authority over safe deposit boxes and increasing small-estate thresholds, also passed unanimously, 17-0. The committee then considered PCS for HB 1553, which would change what medical expense evidence juries may see in personal injury and wrongful death cases, with supporters saying it would clarify the law and let both sides present evidence, and opponents arguing it would roll back 2023 tort reforms and reintroduce inflated medical bills. After extensive testimony from business, insurance, trucking, and plaintiff-side interests, the PCS passed 13-4. HB 1423, dealing with negligent security in multifamily residential properties, would remove a presumption against liability when two or more specified crimes were reported in the prior 24 months; an amendment clarified that the crimes must have been reported to the owner or principal operator. Supporters said it would help crime victims and restore balance, while opponents warned it would undermine incentives for property owners to maintain security. The amended bill passed 14-4. Several claims bills also advanced unanimously: HB 6527 for Patricia Armini and the Lee County Sheriff’s Office, HB 6531 for the estate of McKenzie Navarra and the Broward County Sheriff’s Office, HB 6507 for L.E. and the Department of Children and Families, and HB 6521 for Jose Carrera and Miami-Dade County. Each was described as providing compensation for serious injuries or death after prior government negligence, and each was reported favorably without opposition votes. Finally, the committee heard HB 1471, a controversial bill on systems of law and terrorist organizations. The sponsor said it would bar enforcement of foreign or religious law over the U.S. and Florida Constitutions, create a state process for designating domestic terrorist organizations, and prevent state funds from supporting terrorism. Members raised extensive concerns about vague definitions, First Amendment and due process issues, and the lack of a predesignation hearing; public testimony was overwhelmingly opposed, with supporters arguing the bill was needed for public safety. The transcript ends during public testimony on HB 1471, before any vote on that bill.

Transcript Highlights:

• </c><00:15:10.800><c> uh</c> homeowners insurance on line 89. uh homeowners insurance on line 89. uh
• This is from insurance affordability.
• And finally, establishing a task force to study insurance impacts in Minnesota.
• And finally, establishing a task force to study insurance impacts in Minnesota.
• And finally, establishing a task force to study insurance impacts in Minnesota.

Committee: Senate Housing and Homelessness Prevention

Keywords: 1187, senate, all

Transcript Highlights:

• It also provides health, dental, vision, and life insurance benefits for state employees and provides
• property and casualty insurance for state entities.
• Insurance Management houses the offices of risk management and group insurance.
• Insurance Management houses the offices of risk management and group insurance and administers the Second
• Faith Nolten was the administrator of the Division of Insurance and Internal Support.

Summary: The Senate Finance and House Appropriations Committee heard budget presentations for the Department of Administration and the Permanent Building Fund. For the Department of Administration, analysts reviewed the agency’s dedicated-fund-heavy budget, recent staffing and utility adjustments, and FY 2027 requests including three new Medicaid procurement positions, a utilities shift from general fund to dedicated funds, and IT replacement items. Members questioned rising utility costs, office-space utilization, vacant buildings at the Chinden campus and 954 Jefferson, and whether the department was holding vacancies or reducing services. Director Steve Bailey said the department is trying to reduce general fund reliance, consolidate space, repurpose positions, and improve efficiency through digital tools; he also said the department is not intentionally holding vacancies and is actively filling needed positions. A major discussion focused on Medicaid procurement and the transition to managed care. Bailey said the requested procurement staff are needed to handle a large, complex solicitation and ongoing contract management, with legal and federal requirements and an Attorney General attorney assigned to assist. Senators asked about Deloitte’s role, other states’ procurement practices, and why the Department of Administration rather than Medicaid would run the process. Bailey explained that Medicaid provides program expertise while Purchasing runs the procurement. The committee also discussed the MMIS procurement, where Bailey said a court stay is delaying implementation after a second-place vendor challenged the process; he said that delay will also push back the broader MCO rollout. Another topic was the Office of Group Insurance’s decision to drop GLP-1 coverage for weight loss, which Bailey said was driven by rapid cost growth from an initial estimate of about $10,000 annually to roughly $15 million in 2025 and more than $30 million over three years. The committee then heard the Permanent Building Fund budget. Analysts explained the fund’s revenue sources, the multi-year nature of capital projects, and the large deferred maintenance program funded in prior years. They noted a proposed FY 2027 transfer of $33.7 million in canceled project balances to the general fund and a possible one-time redirection of interest earnings to the general fund. The Division of Public Works reported 595 active projects, with most FY 2025 projects under construction, in design, or complete, and said 91% of the $544 million deferred maintenance program is active. Members asked about specific canceled projects, including the North Idaho reentry center, the Carnegie Library purchase, the ISU/INL pedestrian crossing, and the Idaho State Police facility in Lewiston; staff said some are unlikely to return soon, while others may come back once land or a site is secured. The committee also discussed inspection practices, with Public Works saying field representatives and third-party testing serve different oversight functions. No votes were taken during the hearing, and the committee adjourned after announcing the next day’s agenda.

Transcript Highlights:

• the insurance department can provide that would help our health plan here.
• catastrophe insurance protection.
• But that's, you go to a self-insured plan with high catastrophe insurance protection.
• That's the amount that's being paid in a biennium towards the insurance.
• You tell me one employer in the state of North Dakota that pays 100% of the health insurance...

Bills: SB2160

Committee: House Industry, Business and Labor

Keywords: health insurance, public employees, uniform group insurance, retirement, state employees, 908, all

Summary: The committee resumed work on Senate Bill 2160, which would move the Public Employees Retirement System health plan from grandfathered to non-grandfathered status under the Affordable Care Act. PERS officials Rebecca Frickie and Derek Holbein explained that the bill would allow more flexibility in plan design, including higher deductibles, co-pays, and out-of-pocket maximums, while also adding enhanced preventive benefits. They clarified that ACA “essential health benefits” apply to individual and small-group markets, not to PERS as a large employer, and that the bill’s projected cost increases were based on actuarial estimates and prior bid scenarios from Sanford and Blue Cross Blue Shield. Members debated whether the bill would actually save money or simply shift costs to employees. Supporters argued that non-grandfathered status would create more levers to manage medical inflation and could produce net premium savings through plan redesign, citing prior bid comparisons showing potential reductions of 1% to 8% depending on the option. Opponents, including Representative Schauer and North Dakota United president Nick Archelette, questioned how the state would pay for the estimated $25 million to $30 million in added benefits and warned that employees could face higher out-of-pocket costs amid already strained household budgets. Frickie said the legislature would control funding decisions and that current law requiring the state to pay full family premiums could be changed only by statute. The committee also discussed reserve funding, with members noting that a $4.3 million reserve draw in the bill was intended to cover the final months of the biennium and could be modified. After testimony and discussion, Vice Chair Johnson moved a do-pass recommendation and referral to Appropriations. The motion passed 10-3-1, with Representatives Ostlie, Schatz, and Schauer voting no. Representative Gump agreed to carry the bill.