Transcript Highlights:

• The speaker and I did, and they are being charged for 4.55%.
• Large businesses and their supply chains need to go green in order to bring social and environmental
• And I appreciate Representative Don's visiting on this bill and some of the other states that this bill
• and becoming a homeowner.
• Please step up to the mic and And so everybody following can hear your name and your position.

Bills: HB3041, HB4428, HB4429, HB1064, HB3265, HB3721, HB3028, HB3313, HB3588, HB3020

Keywords: credit card transactions, payment methods, service charge, consumer rights, financial regulation, public finance, pension, pension fund, retirement system, board of trustees, proxy voting, proxy proposal, shareholder vote, shareholder activism, fiduciary duty, pecuniary factors, nonpecuniary factors, ESG, environmental social governance, social goals

Transcript Highlights:

• So I went and spoke this summer at the Marine Association, the Speaker and I did, and some of them are
• And, Mr.
• Yield to passage and open to questions. Other questions? bill and shore up that definition.
• they could be using psychologists, and they don't, and they won't contract with them.
• program?

Bills: HB3041, HB4428, HB4429, HB1064, HB3265, HB3721, HB3028, HB3313, HB3588, HB3020

Keywords: credit card transactions, payment methods, service charge, consumer rights, financial regulation, public finance, pension, pension fund, retirement system, board of trustees, proxy voting, proxy proposal, shareholder vote, shareholder activism, fiduciary duty, pecuniary factors, nonpecuniary factors, ESG, environmental social governance, social goals

Summary: The Banking, Financial Services and Pensions Committee met and announced that several bills would be laid over, including HB 4225 and HB 4263, while also noting that actuarial follow-up reports on prior referrals were still being revised. The committee then worked through a long agenda, with members frequently noting schedule conflicts and the chair alternating between bills and committee business. The meeting adjourned after the agenda was completed, with the chair saying the committee would return the following week with a longer agenda, likely including additional pension bills. Several bills related to payment processing and pension governance were heard and passed. HB 3041 would allow merchants to pass along credit card surcharges up to the amount charged by the card company, with the author noting some businesses face fees of 4% to 5%; it passed 9-0. HB 4428 and HB 4429, both dealing with shareholder proxy advisors for pension funds, passed 8-1 and 9-0 respectively; supporters said the bills would require fiduciary standards and transparency, while the speaker referenced opposition from GreenAmerica.org as evidence of the bill’s value. HB 3028, which lets technology center districts and public schools pass on credit card service fees, also passed 7-0. The committee also advanced several pension-related measures. HB 3265, requested by the Police Pension Board, defines who qualifies as a mental health specialist for disability evaluations; testimony explained the change would let the board use psychologists because psychiatrists are harder to contract with, and the bill passed 7-0. HB 3721 would adjust the DROP benefit for public safety officers so surviving spouses can claim it if the officer dies before electing the option; the author said it has no actuarial cost, and it passed 7-0. HB 3313, a defined contribution retirement bill, would raise contribution levels, eliminate vesting delays, and add retirement planning and lifetime income options; members questioned whether it would affect retention or other retirement plans, and it passed 8-0. Other bills addressed creditors, housing, and financial exploitation. HB 3588, a Uniform Law Commission request bill on assignment for the benefit of creditors, was described as codifying existing case law and passed 8-0. HB 1064, which would restrict large institutional investors from buying single-family homes in Oklahoma, was amended in concept during discussion to narrow the hedge fund definition and remove a resale requirement; supporters framed it as protecting homeownership, while opponents raised concerns about restricting sales and the evidence for housing impacts, and it passed 5-2. Finally, HB 3020, the Protections for Financial Exploitation of Protected Adults Act, would let financial institutions place temporary holds and act in good faith when they suspect fraud against vulnerable adults; members asked about training and safeguards, and it passed 9-0.

Transcript Highlights:

• and early pregnancy loss.
• I am the prevention and treatment manager at the Northwest High Intensity Drug Trafficking Area Program
• The federal program was a broad program that was set forth, and so while there are The federal program
• It's a bait-and-switch program.
• And what happens when this program is eroded and drugs are excluded and contract pharmacies are excluded

Bills: SB5904, SB5915, SB6025, SB5933, SB5990, SB5981

Keywords: nursing titles, licensure, healthcare professionals, patient safety, professional standards, SB 5915, health technology assessment, HTA, clinical committee, medical technology review, coverage determination, state-purchased health care, Washington health care, RCW, evidence-based medicine, cost-effectiveness, safety and efficacy, Medicare coverage, national coverage determination, clinical guidelines

Transcript Highlights:

• And we made it just the city enabling, and then we have the Governor's Criminal Justice Grant Program
• And which is a state program.
• answer any questions, but basically the bill strengthens human trafficking prevention and response by
• through this centralized DPS unit to help prevent and prosecute these crimes and hopefully dismantle
• programs around the world and right here in Texas.

Bills: HB 33, HB 45, HB 48, HB 1261, HB 1465, HB 1778, HB 2596, HB 5238, SB 2969

Keywords: HB 48, oilfield theft, organized theft, petroleum products, oil and gas equipment, DPS, Department of Public Safety, Texas, Railroad Commission, criminal justice, energy resources, theft prevention, organized crime, border region, El Paso, law enforcement task force, asset recovery, pipeline theft, drilling equipment, equipment theft

Transcript Highlights:

• </c> which is meant to not only define and which is meant to not only define and and and and you<00:08
• Requires operators of those kiosks to use blockchain analytics and tracing software to prevent fraud.
• </c> banking and finance and judiciary. banking and finance and judiciary.
• ><c> preventing</c> Then you're just preventing preventing Then you're just preventing preventing them
• And even just earlier, talking about the climate lawsuit, which the DOG I think sued us to try to prevent

Bills: SB1166, SB888, SB2387, SB2471

Keywords: insurance, climate change, responsible parties, damages, Hawaii Property Insurance Association, Hurricane Relief Fund, civil action, climate disasters, extreme weather, SB888, Hawaii, consumer protection, smart home security, smart household security device, home security camera, video doorbell, Ring, Nest, connected devices, internet of things

Summary: The committee heard SB 1166 SD2, a bill on insurance and climate-related damages that would authorize the Hawaii Property Insurance Association and, in amended versions discussed during testimony, other public and private entities to pursue civil actions to recover losses tied to climate disasters and extreme weather. DCCA’s Insurance Division and the Department of the Attorney General raised legal concerns, saying the bill’s scope may not fit the insurance code section being amended, that it could create subject-matter and title issues, and that some subrogation language may be duplicative of existing rate-filing practice. Lawyers for Justice opposed the measure, arguing it conflicts with existing subrogation law and recent Hawaii Supreme Court rulings that treat the judicial lien process as the exclusive remedy. The American Petroleum Institute also opposed, warning the bill would add liability and litigation risk for companies operating under existing permits and could undermine energy reliability and investment. Supporters said the bill would help shift climate-related insurance costs away from residents and onto fossil fuel companies and other responsible parties. Testimony in support came from the Polluters Pay Hawaii Coalition, Center for Climate Integrity, Hawaii Island Council, Our Hawaii, Sierra Club of Hawaii, and others, who described recent flooding, storm damage, rising premiums, non-renewals, and underinsurance as evidence of a worsening climate-driven insurance crisis. Several supporters urged amendments to give the Attorney General explicit authority to recover insurance-related losses for the Hurricane Relief Fund, HPIA, and private insurers, and to ensure recovered amounts benefit policyholders. Committee members questioned whether HPIA is a private entity, whether the Attorney General could represent it, whether the bill could create double recovery or affect pending climate litigation, and whether insurers would have standing or damages if they are only paying contractual claims. The committee then took up SB 888 SD2, a consumer protection bill that would restrict smart household security device operators from sharing user data with law enforcement without consent or a judicial order, and would bar conditioning device use on such consent. The Office of Consumer Protection testified in support and said an Illinois law could serve as a useful template for exceptions to the warrant requirement. An individual supporter said the measure would protect immigrant communities, judges, and others from surveillance and misuse of private data. No vote was taken during the portion of the meeting provided, and the chair noted additional written testimony submitted in support of SB 1166.

Transcript Highlights:

• The re-employment program was funded by employers paying taxes on wages of employees and history with
• And then now we have no forecast and analysis is indeterminate because we can use a search data program
• And then 2020 hit and the pandemic. Florida. And then 2020 hit and the pandemic.
• And so...
• , prevention, care, education, and outreach.

Bills: S0124, S0216, S0382, S0488, S0490, S0524, S0584, S0656, S0816, S0892, S1156

Keywords: Florida Virtual School, FLVS, virtual school, online education, distance learning, K-12 education, public school choice, charter-like franchise, student enrollment priorities, home education, homeschool, military families, active duty military, rural schools, inner-city schools, accelerated graduation, education technology, supplemental funding, direct-support organization, foundation

Summary: The Committee on Fiscal Policy met and first postponed SB 524 and SB 1156. It then heard and favorably reported several bills, including SB 488 and SB 490 by Sen. Massullo, which update Department of Highway Safety and Motor Vehicles procedures, raise the crash-reporting threshold, expand email use, and create a related public-records exemption. The committee also favorably reported SB 892 by Sen. Martin on enhanced sentencing for repeat offenders, SB 124 by Sen. Rodriguez updating Florida Virtual School statutes, and SB 584 by Sen. Yarbrough strengthening oversight of commercial driving schools and tax collector authority. SB 656 by Sen. Bradley, codifying the Internet Crimes Against Children Task Force and related grant program, and SB 816 by Sen. Bradley, formally establishing the University of Florida Diabetes Institute, also passed unanimously or near-unanimously. The most extensive debate centered on SB 216 by Sen. McLean, which would tighten unemployment assistance eligibility by adding job-search requirements, more frequent verification, and fraud-reporting measures. Supporters argued the bill would reduce fraud and improve program integrity, while opponents from labor groups and several senators warned it would burden claimants, especially rural residents, seniors, and workers facing layoffs, and could sharply reduce access to benefits. Despite those objections, the committee reported the bill favorably on a divided vote. The committee also considered CS/SB 382 by Sen. Truenow on electric bicycles, requiring riders to yield to pedestrians, sound an audible signal before passing, and limit speed near pedestrians, while creating a task force to study broader regulation of e-bikes and related devices. A mother whose son was killed on an electric scooter urged the committee to restore scooters to the bill, and several members expressed support for further work on that issue. The committee reported the bill favorably. At the end of the meeting, members recorded additional affirmative votes on selected tabs, and the committee adjourned.

Transcript Highlights:

• SB 6079, creating a wildfire mitigation grant program, was by request by the OIC and was heard in this
• It creates a grant program for wildfire mitigation efforts for insurable dwellings and prohibits property
• It adds requirements or criteria for the OIC in designating grant program pilot projects and requires
• It ends the authority to use funds in the OIC's regulatory and fraud accounts to fund the grant program
• And it changes the title of the bill from creating a wildfire mitigation grant program to reducing non-renewal

Bills: SB6248, SB5976, SB6079, SB6250, SB6257, SB6289, SB6230, SB6312, SB6149, SGA9060, SGA9169, SGA9265, SGA9266

Keywords: travel insurance, travel protection plan, travel assistance services, cancellation fee waiver, travel retailer, travel administrator, limited lines producer, insurance producer license, blanket travel insurance, trip cancellation, trip interruption, travel medical coverage, emergency evacuation, repatriation, inland marine, premium tax, consumer protection, unfair trade practice, insurance commissioner, Washington RCW

Transcript Highlights:

• The last three and a half years, this formula has prevented or recovered almost $300 million.
• They provide... industry trends, training, other critical information to help prevent and respond to.
• Despite advances in technology, fraud prevention and detection remains a challenge.
• Through this partnership, we together seek to identify and prevent this criminal activity.
• Both our customers and our employees has been an important tool to combat check fraud. and prevent check

Bills: SB1281, SB1300, SB1379, SB1451, SB1497, SB1498, SB1499

Keywords: mail theft, postal theft, package theft, identity theft, negotiable instrument, check theft, mail receptacle key, mailbox lock, postal key, delivery service, courier, USPS, United States Postal Service, fraud, property crime, elderly victims, disabled victims, identity information, rebuttable presumption, felony enhancement

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Transcript Highlights:

• privilege of being prosperous and having security and peace.
• Speaker, the Senate has passed Senate Bills 29, 38, and 49 and Senate Concurrent Resolution 9 and respectfully
• , and 49 and Senate Senate Bills 29, 38, and 49 and Senate Concurrent<00:06:54.319><c> Resolution</c>
• </c><00:08:12.080><c> And</c> reading and writing in schools. And reading and writing in schools.
• </c><00:34:12.560><c> And</c> reading and writing in schools. And reading and writing in schools.

Keywords: Convene 00:00 Senate Message 06:30 Calendar/2nd Readings 07:18 Report of Committees 08:19 Orders of the Day 09:04 HB 96 09:16 Motions, Petitions, and Communications 15:21 Introduction of New Bills and Resolutions 21:24 Recess for ConC and Rules Meeting 23:35 ConC and Rules Report 31:06 Floor Amendments 32:42 Return to Rules Report 33:28 Adjournment 34:27, 958, all

Transcript Highlights:

• ><c> and</c> without dangerous delays and um and without dangerous delays and um and approval<00:10:50.640
• c> and</c><00:24:08.240><c> heartache</c> lot of loss and heartache lot of loss and heartache and<00:
• c> goes</c> like home and and everybody that goes like home and and everybody that goes there<00:24:46.000
• To banking and 343, 354, and 356.
• </c> 47, 337, and 338. 47, 337, and 338.

Keywords: Convene 00:00 Senate Message 05:10 Calendar/2nd Readings 07:06 Report of Committees 07:47 Orders of the Day 08:52 HB 176 09:09 HB 178 12:19 HB 280 15:34 Motions, Petitions, and Communications 19:55 Introduction of New Bills and Resolutions 32:05 Recess for ConC and Rules Meeting 32:05 ConC and Rules Report 39:04 Adjournment 40:48, 958, all

Transcript Highlights:

• > placed</c> by title and sponsor only, and placed by title and sponsor only, and placed upon<00:06:31.680
• Medicaid Services to implement a mandatory community engagement program and declaring an emergency.
• Medicaid Services to implement a mandatory community engagement program and declaring an emergency.
• </c> commend and acknowledge the life and commend and acknowledge the life and legacy<00:23:30.960><c
• Martin Luther King Jr. and and and Dr.

Keywords: Convene 00:00 Senate Message 04:27 Report of Committees 05:14 Orders of the Day 06:02 HB 184 06:16 HB 265 09:38 HJR 24 13:00 Motions, Petitions, and Communications 19:39 Introduction of New Bills and Resolutions 26:58 Recess for ConC and Rules Meeting 28:48 ConC and Rules Report 37:47 Impeachment Committee Announcement 40:50 Adjournment 41:13, 958, all

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